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Citrus vs Deluxe eChecks Comparison

Last updated:

Citrus

4.2(3 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. Its in-house processing model giv…

Deluxe eChecks

2.5(2 reviews)

Starting at $30

  • Individuals
  • Large Enterprises

The Deluxe eCheck software is the well-built gateway to success for merchants accepting eChecks. Gateway modules are included to process eCheck deposits, In-house ACH (RDC), and external ACH (ATM). Make payments anytime,…

Citrus leads on user satisfaction with a 4.2-star rating across 3 reviews.

Citrus vs Deluxe eChecks — at a glance

FeatureCitrusDeluxe eChecks
Rating4.2 / 52.5 / 5
Reviews32
Starting priceContact for pricing$30
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Large Enterprises, Medium Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud, Mobile - Android
APIAvailable
Support modesOnlineBusiness Hours, Online
CertificationsGDPRSOC 2
Data residencyUSUS

Key differences between Citrus and Deluxe eChecks

  • Pricing: Deluxe eChecks starts at $30. Citrus pricing is not publicly listed.
  • Target audience: Citrus is built for Large Enterprises and Medium Business, while Deluxe eChecks targets Individuals and Large Enterprises.
  • User satisfaction: Citrus scores higher with a 4.2-star average.
  • Deployment: Citrus supports SaaS/Web/Cloud, Mobile - Android; Deluxe eChecks supports SaaS/Web/Cloud, Mobile - Android.

Citrus vs Deluxe eChecks — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Citrus - Payment Gateway Software
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Deluxe eChecks - Payment Gateway Software
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Talk to an expert

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Citrus vs Deluxe eChecks: Biggest differences

Start here before you go deeper into features.

Citrus

Integrated payment gateway ideal for secure, multi-method payment acceptance.

Choose if
  • You need to accept diverse payment types without third-party providers
  • Your business requires a reliable and secure payment processing solution
  • You represent a finance or IT team in small to large enterprises
Consider alternatives if
  • You require transparent, self-serve pricing information upfront
  • You depend heavily on user reviews and ratings to inform purchasing decisions

Deluxe eChecks

Best for

Individuals, Large Enterprises, Medium Business

Citrus typically suits Large Enterprises and Medium Business. Deluxe eChecks tends to fit Individuals and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. ... Read More about Citrus

The Deluxe eCheck software is the well-built gateway to success for merchants accepting eChecks. Gateway modules are included to process eCheck deposits, In-house ACH (RDC), and external ... Read More about Deluxe eChecks

Entry Level Pricing

  • Not Available
  • Starts from $30

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

8.6/10

8.0/10

User Ratings

Based on verified Spotsaas reviews

4.17

(3)

2.5

(2)

Best Company Size

Small BusinessLarge Enterprises
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Citrus has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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How do Citrus and Deluxe eChecks Compare on Features?

Total Features

6 Features

4 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Citrus and Deluxe eChecks on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $30

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      Deluxe eChecks pricing

      Citrus vs Deluxe eChecks: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Citrus vs Deluxe eChecks Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Citrus User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      2

      1

      0

      0

      0

      1

      0

      0

      0

      1

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      No user reviews or ratings available to assess buyer sentiment.

      What buyers like

      • Flexible payment options
      • User-friendly interface
      • No external provider needed

      Common complaints

      • Limited advanced features
      • May lack customization options
      • Not ideal for high-volume transactions

      Buyer sentiment

      Buyer sentiment is cautious across 2 reviews, with several recurring concerns in feedback.

      What buyers like

      • Flexible payment options
      • Secure eCheck processing
      • In-house ACH capabilities

      Common complaints

      • Limited to eCheck payments
      • May not suit all business types
      • Integration can be complex

      Pros and Cons

      • Supports multiple payment methods including card, bank transfers, and mobile payments

      • Eliminates need for external payment providers

      • Focus on security and reliability

      • No publicly available pricing information

      • Lack of user ratings and reviews limits buyer confidence

      • Strong focus on eCheck and ACH processing

      • User-friendly interface for easy management

      • Flexible payment options for users

      • Not suitable for businesses needing diverse payment methods

      • Integration complexity may deter some users

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used Citrus or Deluxe eChecks? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      No videos available.

      video-0

      1 Videos

      Top Alternatives to Citrus and Deluxe eChecks in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Citrus or Deluxe eChecks?
      Citrus edges out the other on user ratings (4.2 vs 2.5). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Citrus and Deluxe eChecks offer a free trial?
      Neither Citrus nor Deluxe eChecks currently lists a free trial.
      What is the starting price of Citrus vs Deluxe eChecks?
      Citrus starts at Contact for pricing. Deluxe eChecks starts at $30.
      What are the top alternatives to Citrus?
      Top alternatives to Citrus include Coriunder BAAS, Razorpay, Cashfree Payments, Trustly, Cheddar Up.
      What are the top alternatives to Deluxe eChecks?
      Top alternatives to Deluxe eChecks include Compass Payments Suite, Citrus, MoonClerk, Razorpay, Trustly.