NEWJoin 1M+ SaaS Professionals|Get Weekly Insights, Trends & Expert PicksSubscribe Free →

Spotsaas logo

Cashfree vs PaySimple vs Instamojo Comparison

Last updated:

Cashfree

4.5(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively.  The payme…

PaySimple

4.1(684 reviews)

Starting at $59.95 /Month

  • Freelancers / Consultants
  • Large Enterprises

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce…

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

Cashfree leads on user satisfaction with a 4.5-star rating across 4 reviews.

Cashfree vs PaySimple vs Instamojo — at a glance

FeatureCashfreePaySimpleInstamojo
Rating4.5 / 54.1 / 52.6 / 5
Reviews468433
Starting priceContact for pricing$59.95 /MonthContact for pricing
Free trial No No No
Free version No No No
Best forIndividuals, Freelancers / Consultants, Large EnterprisesFreelancers / Consultants, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailableAvailable
Support modesOnlineBusiness Hours, OnlineBusiness Hours, Online
CertificationsSOC 2, GDPRGDPR
Data residencyUSUSIndia

Key differences between Cashfree and PaySimple

  • Pricing: PaySimple starts at $59.95 /Month. Cashfree pricing is not publicly listed.
  • Target audience: Cashfree is built for Individuals and Freelancers / Consultants, while PaySimple targets Freelancers / Consultants and Large Enterprises.
  • User satisfaction: Cashfree scores higher with a 4.5-star average.
  • Deployment: Cashfree supports SaaS/Web/Cloud; PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Cashfree vs PaySimple vs Instamojo — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cashfree
Talk to an expert
Talk to an expert
PaySimple - Payment Gateway Software
Talk to an expert
Talk to an expert
Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Cashfree

Best for

Individuals, Freelancers / Consultants, Large Enterprises

PaySimple

Best for small to mid-size businesses needing streamlined credit card payment processing.

Choose if
  • You run a small or mid-size retail or service business requiring recurring billing.
  • You want an intuitive, easy-to-use platform with integrated merchant services.
  • You need convenient scheduling of future payments and simple transaction management.
Consider alternatives if
  • You are a large enterprise needing highly customizable payment solutions.
  • You require 24/7 customer support and transparent, straightforward billing.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

Cashfree typically suits Individuals and Freelancers / Consultants. PaySimple tends to fit Freelancers / Consultants and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline ... Read More about Cashfree

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you ... Read More about PaySimple

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

Entry Level Pricing

  • Not Available
  • Starts from $59.95
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.1/10

8.6/10

8.6/10

User Ratings

Based on verified Spotsaas reviews

4.5

(4)

2.6

(33)

Best Company Size

1-50 employees51-500 employees
1-50 employees51-500 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Cashfree, PaySimple and Instamojo Compare on Features?

Total Features

6 Features

6 Features

7 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare Cashfree, PaySimple and Instamojo on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • $59.95
        • Not Available

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Cashfree pricing
        PaySimple pricing
        Instamojo pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🇺🇸 US
        🇺🇸 US
        🇮🇳 India

        Cashfree vs PaySimple User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        3

        1

        0

        0

        0

        63

        28

        2

        1

        3

        0

        1

        1

        1

        11

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is very strong across 4 reviews, with consistently positive feedback.

        What buyers like

        • Supports multiple payment methods
        • Easy integration with e-commerce
        • User-friendly interface

        Common complaints

        • Transaction fees can add up
        • Limited customer support options
        • May require technical setup

        Buyer sentiment

        Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability.

        What buyers like

        • Ease of use
        • Customer support responsiveness
        • Streamlined payment processing

        Common complaints

        • Limited support hours
        • Complex payment plan adjustments

        Buyer sentiment

        Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

        What buyers like

        • Ease of use
        • Fast payout processing
        • Multi-currency support

        Common complaints

        • Poor customer support
        • Account freezing and fund holds

        Pros and Cons

        • Supports a wide range of payment methods.

        • User-friendly interface simplifies transaction management.

        • Comprehensive tools enhance merchant capabilities.

        • Transaction fees may impact profit margins.

        • Limited customer support could hinder troubleshooting.

        • Streamlined payment processes with easy transaction and schedule management

        • Intuitive user experience facilitating payment handling and report generation

        • Responsive and helpful customer support

        • Limited customer support hours

        • Complexity in adjusting and editing payment plans

        • Quick response time enabling payouts within 72 hours

        • User-friendly and straightforward interface

        • Supports multiple payment methods including credit/debit cards and PayPal

        • Unresponsive customer support with long wait times

        • Instances of account freezing and funds being held without clear communication

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        Hastings on Hudson

        Hastings on Hudson

        Brabo Payroll

        Brabo Payroll

        Sea Breeze Syrups

        Sea Breeze Syrups

        Malanad Plantations

        Malanad Plantations

        Yazon

        Yazon

        AE RI Sakhi

        AE RI Sakhi

        Media and Screenshots

        Screenshots

        Shopify Payment Gateway India Integration 1

        4 Screenshots

        Time Line screenshot

        3 Screenshots

        Embed Instamojo Payment Button

        4 Screenshots

        Videos

        video-0

        2 Videos

        video-0

        5 Videos

        video-0

        4 Videos

        Expand your shortlist

        Add another option to compare side by side

        Search by product name to compare pricing, fit, and buyer feedback in one view.

        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Cashfree or PaySimple?
        Cashfree edges out the other on user ratings (4.5 vs 4.1). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Cashfree and PaySimple offer a free trial?
        Neither Cashfree nor PaySimple currently lists a free trial.
        What is the starting price of Cashfree vs PaySimple?
        Cashfree starts at Contact for pricing. PaySimple starts at $59.95 /Month.
        What are the top alternatives to Cashfree?
        Top alternatives to Cashfree include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.
        What are the top alternatives to PaySimple?
        Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.

        Grow your pipeline with buyers who are already looking for you

        254,000+ buyers use Spotsaas every month to evaluate and shortlist software. Get in front of them — for free, or with a managed growth plan built around your category.