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Cardinity vs Paytm Payment Gateway Comparison

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Cardinity

3.7(31 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or hardware. With clients in over 90 coun…

Paytm Payment Gateway

4.9(112 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…

Paytm Payment Gateway leads on user satisfaction with a 4.9-star rating across 112 reviews.

Cardinity vs Paytm Payment Gateway — at a glance

FeatureCardinityPaytm Payment Gateway
Rating3.7 / 54.9 / 5
Reviews31112
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsSOC 2, GDPR
Data residencyGlobalIndia

Key differences between Cardinity and Paytm Payment Gateway

  • User satisfaction: Paytm Payment Gateway scores higher with a 4.9-star average.
  • Deployment: Cardinity supports SaaS/Web/Cloud; Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Cardinity vs Paytm Payment Gateway — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cardinity - Payment Gateway Software
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Cardinity vs Paytm Payment Gateway: Biggest differences

Start here before you go deeper into features.

Cardinity

Best for

Large Enterprises, Medium Business, Small Business

Paytm Payment Gateway

Best for SMEs needing fast, secure mobile and QR code payment processing.

Choose if
  • You run a retail or small-to-medium business accepting mobile and online payments.
  • You want seamless integration with Paytm Wallet for easy wallet balance transfers.
  • You need quick transaction settlements with instant payment notifications and security.
Consider alternatives if
  • Your business requires extensive international payment processing capabilities.
  • You need advanced marketplace integrations for complex multi-vendor environments.

Cardinity typically suits Large Enterprises and Medium Business. Paytm Payment Gateway tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or ... Read More about Cardinity

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

8.4/10

8.9/10

User Ratings

Based on verified Spotsaas reviews

3.68

(31)

4.89

(112)

Best Company Size

1-50 employees51-500 employees
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Software Demo

Demo

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How do Cardinity and Paytm Payment Gateway Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Cardinity and Paytm Payment Gateway on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Cardinity pricing
      Paytm Payment Gateway pricing

      Cardinity vs Paytm Payment Gateway: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Cardinity vs Paytm Payment Gateway Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🇮🇳 India

      Cardinity User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      19

      2

      0

      1

      9

      124

      8

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is mixed to positive across 31 reviews, with clear strengths and a few common watchouts.

      What buyers like

      • Quick setup for merchants
      • Supports multiple currencies
      • No additional hardware needed

      Common complaints

      • Limited features for advanced users
      • Transaction fees can be high
      • Customer support may be lacking

      Buyer sentiment

      Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies.

      What buyers like

      • Ease of use
      • Quick transaction settlements
      • Security and payment notifications

      Common complaints

      • Transaction delays
      • Customer support inconsistencies

      Pros and Cons

      • Fast and easy setup for merchants

      • Supports a wide range of currencies

      • No need for additional hardware

      • Limited advanced features for power users

      • Transaction fees can be significant

      • Fast and convenient conversion of Paytm gift wallet balances to bank accounts

      • High transaction success rate with 128-bit encryption and instant payment notifications

      • Lag-free application with easy settlement features and QR payment support

      • Occasional delays in transaction processing and complexity in payment settlements

      • Inconsistent customer support response times and occasional UI lags

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Cardinity or Paytm Payment Gateway? Tell buyers what actually differs.

      Media and Screenshots

      Screenshots

      No screenshots available.

      Business with Paytm

      1 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      3 Videos

      Top Alternatives to Cardinity and Paytm Payment Gateway in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Cardinity or Paytm Payment Gateway?
      Paytm Payment Gateway edges out the other on user ratings (4.9 vs 3.7). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Cardinity and Paytm Payment Gateway offer a free trial?
      Neither Cardinity nor Paytm Payment Gateway currently lists a free trial.
      What is the starting price of Cardinity vs Paytm Payment Gateway?
      Cardinity starts at Contact for pricing. Paytm Payment Gateway starts at Contact for pricing.
      What are the top alternatives to Cardinity?
      Top alternatives to Cardinity include Trustly, EBS, UniPay Gateway, Coriunder BAAS, Alipay.
      What are the top alternatives to Paytm Payment Gateway?
      Top alternatives to Paytm Payment Gateway include Cashfree Payments, 2Checkout, SuperPay, Akurateco, Alipay.