Bill.com vs Quicken Comparison
Bill.com
Starting at $0 /user/month
- Free Trial
- Freelancers / Consultants
- Large Enterprises
Bill.com is a financial operations platform for small businesses that handles invoicing, bill payments, and expense tracking. It supports electronic document exchange, ACH, credit card, and international payments, and in…
Quicken
Starting at $2.99 /month
- Free Trial
- Large Enterprises
- Medium Business
Quicken is the personal finance software that makes it easy to set and manage personal finances. Its a mobile apps give users the ability to access their finances everywhere, anytime – whether they're at home or on-the-g…
Quicken leads on user satisfaction with a 5.0-star rating across 9,973 reviews.
Bill.com vs Quicken — at a glance
| Feature | Bill.com | Quicken |
|---|---|---|
| Rating | 4.0 / 5 | 5.0 / 5 |
| Reviews | 601 | 9,973 |
| Starting price | $0 /user/month | $2.99 /month |
| Free trial | Yes | Yes |
| Free version | No | No |
| Best for | Freelancers / Consultants, Large Enterprises, Medium Business | Large Enterprises, Medium Business, Small Business |
| Category | Accounting Software | Personal Finance Software |
| Integrations | — | 4+ apps |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac |
| API | Available | Available |
| Support modes | Business Hours, Online | Online |
| Certifications | SOC 2, GDPR | — |
| Data residency | US | US |
Key differences between Bill.com and Quicken
- Pricing: Bill.com starts at $0 /user/month, while Quicken starts at $2.99 /month.
- Target audience: Bill.com is built for Freelancers / Consultants and Large Enterprises, while Quicken targets Large Enterprises and Medium Business.
- User satisfaction: Quicken scores higher with a 5.0-star average.
- Deployment: Bill.com supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Quicken supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac.
Bill.com vs Quicken — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Accounting Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Bill.com vs Quicken: Biggest differences
Start here before you go deeper into features.
Best for small to mid-sized businesses streamlining invoicing and payment workflows.
- You need a simple, user-friendly platform to automate invoicing and bill payments.
- Your business uses QuickBooks, Xero, or similar accounting software requiring seamless integration.
- You want real-time visibility and automated notifications for invoice and payment status.
- Your company requires extensive cross-border payments with multi-currency support.
- You rely heavily on responsive, personalized customer support for financial software.
Best for simple personal and small business finance tracking with tax focus.
- You need straightforward expense tracking and personal income tax management.
- You want a user-friendly interface with reliable customer support.
- You manage finances for a household, small business, or freelance work.
- You require advanced multi-user collaboration and role-based security controls.
- You need sophisticated automation, real-time analytics, or comprehensive bill payment features.
Bill.com: Best for small to mid-sized businesses streamlining invoicing and payment workflows. Quicken: Best for simple personal and small business finance tracking with tax focus.
Description | Bill.com is a financial operations platform for small businesses that handles invoicing, bill payments, and expense tracking. It supports electronic document exchange, ACH, credit card, and ... Read More about Bill.com | Quicken is the personal finance software that makes it easy to set and manage personal finances. Its a mobile apps give users the ability to access their finances everywhere, anytime – ... Read More about Quicken |
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Entry Level Pricing |
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Free Trial Availability | ||
SpotScoreWhat's this? ↗ | 9.2/10 | 9.8/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | 1-50 employees51-200 employees |
Get pricing help | Get pricing help |
Where each option fits best
See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.
Based on buyer reviews and verified product data collected by Spotsaas.
Key strengths
- Streamlined Payment Processes: With Bill.com, I’ve seen firsthand how easy it is to automate your accounts payable and receivable. This means less time spent on manual data entry and more focus on strategic initiatives.
- Cash Flow Management: Managers value the real-time visibility into cash flow that Bill.com provides. You can track payments, send reminders, and predict cash needs more accurately, which supports better financial planning.
- Smooth Integration: Bill.com integrates easily with popular accounting software like QuickBooks and Xero. This simplifies your workflow and reduces the risk of errors from data duplication.
- Pricing models aligned with usage and scale: Many alternatives offer flexible pricing tiers based on features, users, or transaction volume. This lets individuals start small and upgrade as their needs grow. Some tools include free plans or lower-cost entry tiers for budget-conscious users. Users often get better value compared to fixed annual subscriptions that may include unused features.
- More advanced automation and reporting: Modern finance tools often provide automated categorization, recurring transaction rules, cash-flow forecasts, and customizable reports. These features reduce repetitive manual work and give users clearer insights into spending patterns and financial trends. Compared to traditional desktop tools, alternatives tend to focus more on real-time dashboards and forward-looking analytics, helping users make faster and more informed financial decisions.
- Better support for business and multi-user needs: Many alternatives are designed with freelancers, startups, and small businesses in mind. They offer features like role-based access, approvals, audit logs, and multi-entity tracking. This allows multiple people—such as founders, finance managers, or external accountants—to work in the same system without sharing credentials. These controls improve security and accountability as financial operations grow beyond personal use.
Best fit
- 1 to 500 employees
- Fintech, SaaS, Consulting, Accounting, and Professional Services
- Finance Managers, Accounts Payable Specialists, CFOs, Bookkeepers, and Small Business Owners
- 50–200
- Personal Finance, Accounting & Bookkeeping, Financial Services, Small Business, Freelancers & Self-Employed, Nonprofits, Real Estate, Consulting
- Small Business Owner, Finance Manager, Accountant, Bookkeeper, Operations Manager, Founder, Self-Employed Professional, Household Finance Manager
Reasons buyers look elsewhere
- Users may seek alternatives to Bill.com due to high subscription costs, especially if their business is small or just starting, making budget-friendly options more appealing for managing invoicing and payments.
- Some businesses may require more customizable features than what Bill.com offers, prompting them to explore alternatives that allow for tailored workflows and specific integrations with their existing systems.
- Companies experiencing rapid growth might find that Bill.com lacks scalability, leading them to consider solutions that can better accommodate their evolving financial management needs without sacrificing efficiency.
- Quicken is primarily built around a desktop model. While it offers mobile and cloud sync, the experience isn’t fully browser-based or real-time. Users who expect instant access from any device, easy sharing with family members or accountants, and seamless collaboration often find modern cloud finance tools more convenient.
- Quicken does not provide an open API for developers. This limits how well it connects with payroll systems, CRMs, invoicing tools, and analytics platforms. Users running multiple software tools often prefer alternatives that fit more easily into a connected SaaS stack.
- Quicken is designed mainly for personal and household finance. Freelancers and small teams may outgrow it as they need features like role-based access, multi-entity tracking, approval workflows, and detailed audit history—areas where business-focused finance software performs better.
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How do Bill.com and Quicken Compare on Features?
Total Features | 15 Features | 14 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Bill.com and Quicken on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Bill.com vs Quicken: Other Details
Organization Types supported |
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Platforms Supported |
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API Support |
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Get help choosing | Get help choosing |
Bill.com vs Quicken Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | — |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | — |
Single Sign-On (SSO) | ✓ Yes | ✗ No |
Multi-Factor Auth (MFA) | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | ✗ No |
Data Residency | 🇺🇸 US | 🇺🇸 US |
Bill.com User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Users generally appreciate Bill.com for its ease of use and efficiency in automating payments, though customer support and international payment features receive notable criticism. What buyers like
Common complaints
| Buyer sentiment Users generally appreciate Quicken's ease of use and comprehensive financial tracking but note limitations in advanced features and file management. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
Integrations
Integration with other apps | No Integration information available. |
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Bill.com and Quicken Customers
Customers |  Wag  Marine Layer  Quicken |  Wells Fargo  Fidelity  Citi |
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Media and Screenshots
Screenshots |  10 Screenshots |  2 Screenshots |
|---|---|---|
Videos |  1 Videos |  2 Videos |
Top Alternatives to Bill.com and Quicken in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Bill.com or Quicken?
- Quicken edges out the other on user ratings (5.0 vs 4.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Bill.com and Quicken offer a free trial?
- Yes, both Bill.com and Quicken offer a free trial.
- What is the starting price of Bill.com vs Quicken?
- Bill.com starts at $0 /user/month. Quicken starts at $2.99 /month.
- What are the top alternatives to Bill.com?
- Top alternatives to Bill.com include Xero, Zoho Books, AvidXchange, APXPRESS, Paypool.
- What are the top alternatives to Quicken?
- Top alternatives to Quicken include Mint, You Need A Budget, Money Dashboard, Lunch Money, Pockett.