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Authorize.Net vs ChargeKeep Comparison

Last updated:

Authorize.Net

3.7(399 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…

ChargeKeep

Starting at $16 /Month

  • Free Trial
  • Small Business
  • Medium Business

Introducing ChargeKeep – the best-in-class, hassle-free recurring payments software. With its lightweight design and user-friendly interface, ChargeKeep seamlessly integrates with your website, making it easy for you to…

Authorize.Net leads on user satisfaction with a 3.7-star rating across 399 reviews.

Authorize.Net vs ChargeKeep — at a glance

FeatureAuthorize.NetChargeKeep
Rating3.7 / 5
Reviews399
Starting price$25 /Month$16 /Month
Free trial No Yes
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessSmall Business, Medium Business, Startups
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modes24/7 (Live rep), Online
CertificationsSOC 2, GDPR, ISO 27001
Data residencyUSUS

Key differences between Authorize.Net and ChargeKeep

  • Pricing: Authorize.Net starts at $25 /Month, while ChargeKeep starts at $16 /Month.
  • Free trial: ChargeKeep offers a free trial; Authorize.Net does not.
  • Target audience: Authorize.Net is built for Large Enterprises and Medium Business, while ChargeKeep targets Small Business and Medium Business.

Authorize.Net vs ChargeKeep — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Authorize.Net - Payment Gateway Software
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Talk to an expert
ChargeKeep - Payment Gateway Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

ChargeKeep

Best for

Small Business, Medium Business, Startups

Authorize.Net typically suits Large Enterprises and Medium Business. ChargeKeep tends to fit Small Business and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net

Introducing ChargeKeep – the best-in-class, hassle-free recurring payments software. With its lightweight design and user-friendly interface, ChargeKeep seamlessly integrates with your ... Read More about ChargeKeep

Entry Level Pricing

  • Starts from $25
  • Starts from $16 , Billed Yearly

Free Trial Availability

  • No free trial
  • Free Trial available

Spotsaas Score

What's this? ↗

9.3/10

8.1/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

ChargeKeep has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Authorize.Net and ChargeKeep Compare on Features?

Total Features

8 Features

6 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Authorize.Net and ChargeKeep on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $25
      • $16 , Billed Yearly

      Pricing Plans

      • Not Available
      • Basic

        • Credit card & ACH payments

        • Recurring & one-time payments

        • Custom fields & amounts

        Show more +

      • Plus

        • Includes features of Basic plan, plus

        • Customer portal

        • Subscription saver (dunning)

        Show more +

      Pricing Page

      Authorize.Net pricing
      ChargeKeep pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Authorize.Net User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      203

      64

      15

      11

      26

      No reviews available for this product

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

      What buyers like

      • Ease of use
      • Integration capabilities
      • Customer support

      Common complaints

      • Complexity for new users
      • Limited app marketplace options

      What buyers like

      • User-friendly interface
      • Seamless website integration
      • Customizable payment overlay

      Common complaints

      • Limited payment options
      • May lack advanced features
      • Customization may require technical skills

      Pros and Cons

      • Seamless integration with other software

      • Reliable and secure credit card transaction processing

      • Excellent customer support

      • Limited options in the app marketplace for additional connectors

      • Complex features and customizations can be intimidating for new users

      • Highly customizable payment overlay enhances branding.

      • Easy integration with existing websites simplifies setup.

      • User-friendly interface reduces training time.

      • Limited advanced features compared to competitors.

      • Customization may require some technical knowledge.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Screenshots

      No screenshots available.

      Recurring Payment

      1 Screenshots

      Videos

      video-0

      3 Videos

      No videos available.

      Top Alternatives to Authorize.Net and ChargeKeep in 2026

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      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Authorize.Net or ChargeKeep?
      Authorize.Net edges out the other on user ratings (3.7 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Authorize.Net and ChargeKeep offer a free trial?
      ChargeKeep offers a free trial. Authorize.Net does not.
      What is the starting price of Authorize.Net vs ChargeKeep?
      Authorize.Net starts at $25 /Month. ChargeKeep starts at $16 /Month.
      What are the top alternatives to Authorize.Net?
      Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.
      What are the top alternatives to ChargeKeep?
      Top alternatives to ChargeKeep include GoCardless, PayPal, Authorize.Net, UniPay Gateway, SuperPay.

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