NEWJoin 1M+ SaaS Professionals|Get Weekly Insights, Trends & Expert PicksSubscribe Free →

Spotsaas logo

Authorize.Net vs BizPayO Comparison

Last updated:

Authorize.Net

3.7(399 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…

BizPayO

Starting at $19 /Month

  • Free Trial
  • Individuals
  • Freelancers / Consultants

BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through your website or ecommerce store t…

Authorize.Net leads on user satisfaction with a 3.7-star rating across 399 reviews.

SpotSaaS Analysis

Authorize.NetBizPayO

The core difference between Authorize.Net and BizPayO lies in Authorize.Net's focus on customizable payment processing solutions tailored for small to medium businesses, while BizPayO lacks specific targeting information. Ideal buyers for Authorize.Net are small to medium businesses seeking secure and customizable payment gateways, whereas BizPayO may appeal to businesses looking for a more budget-friendly payment solution without extensive customization needs.

- Best for small to medium businesses - Offers customizable payment processing - Provides a developer kit for custom checkout flows - Ensures reliable and secure credit card transactions - Monthly fee of $25 - Ideal for businesses needing tailored payment solutions

- Pricing at $19 per month - Lacks specific targeting information - May appeal to budget-conscious businesses - No extensive customization options - Suitable for basic payment processing needs - Details on company size and best use not provided

Authorize.Net vs BizPayO — at a glance

FeatureAuthorize.NetBizPayO
Rating3.7 / 5
Reviews399
Starting price$25 /Month$19 /Month
Free trial No Yes
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Medium Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailable
Support modes24/7 (Live rep), OnlineOnline
CertificationsSOC 2, GDPR, ISO 27001SOC 2
Data residencyUSGlobal

Key differences between Authorize.Net and BizPayO

  • Pricing: Authorize.Net starts at $25 /Month, while BizPayO starts at $19 /Month.
  • Free trial: BizPayO offers a free trial; Authorize.Net does not.
  • Target audience: Authorize.Net is built for Large Enterprises and Medium Business, while BizPayO targets Individuals and Freelancers / Consultants.
  • Deployment: Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; BizPayO supports SaaS/Web/Cloud.

Authorize.Net vs BizPayO — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Authorize.Net - Payment Gateway Software
Talk to an expert
Talk to an expert
BizPayO - Payment Gateway Software
Talk to an expert
Talk to an expert

Free PDF comparison

Download this Authorize.Net vs BizPayO comparison

Get the full side-by-side as a PDF — these picks plus the top Payment Gateway Software tools, with verified ratings, pricing and features.

  • Side-by-side on pricing, features & ratings
  • Plus the category top 10, scored & ranked
  • Emailed to you — no on-screen download

No file downloads on screen — we email it to you. One-click unsubscribe anytime.

Biggest differences

Start here before you go deeper into features.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

BizPayO

Best for

Individuals, Freelancers / Consultants, Medium Business

Authorize.Net typically suits Large Enterprises and Medium Business. BizPayO tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net

BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through ... Read More about BizPayO

Entry Level Pricing

  • Starts from $25
  • Starts from $19

Free Trial Availability

  • No free trial

Spotsaas Score

What's this? ↗

9.3/10

8.1/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

SpotSaaS advisor
Get shortlist help from a software advisor
  • Independent advice — matched to your business
  • Understand the tradeoffs before you talk to vendors
  • Free 15-min call with a software advisor.

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do Authorize.Net and BizPayO Compare on Features?

Total Features

8 Features

6 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Authorize.Net and BizPayO on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $25
      • $19

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Authorize.Net pricing
      BizPayO pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🌐 Global

      Authorize.Net User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      203

      64

      15

      11

      26

      No reviews available for this product

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

      What buyers like

      • Ease of use
      • Integration capabilities
      • Customer support

      Common complaints

      • Complexity for new users
      • Limited app marketplace options

      What buyers like

      • Secure payment processing
      • Customizable API
      • Reliable transaction handling

      Common complaints

      • Limited international support
      • Fees may vary
      • Requires technical setup

      Pros and Cons

      • Seamless integration with other software

      • Reliable and secure credit card transaction processing

      • Excellent customer support

      • Limited options in the app marketplace for additional connectors

      • Complex features and customizations can be intimidating for new users

      • Highly customizable API for diverse needs.

      • Strong focus on security and reliability.

      • Seamless integration with various ecommerce platforms.

      • May require technical expertise for setup.

      • Fees can vary based on transaction volume.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      No Customers information available.

      John W. Weldon

      John W. Weldon

      Tsang Seymour

      Tsang Seymour

      Mason C.P.A

      Mason C.P.A

      Media and Screenshots

      Screenshots

      No screenshots available.

      Product Tour

      2 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      3 Videos

      Top Alternatives to Authorize.Net and BizPayO in 2026

      Expand your shortlist

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Authorize.Net or BizPayO?
      Authorize.Net edges out the other on user ratings (3.7 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Authorize.Net and BizPayO offer a free trial?
      BizPayO offers a free trial. Authorize.Net does not.
      What is the starting price of Authorize.Net vs BizPayO?
      Authorize.Net starts at $25 /Month. BizPayO starts at $19 /Month.
      What are the top alternatives to Authorize.Net?
      Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.
      What are the top alternatives to BizPayO?
      Top alternatives to BizPayO include Chargezoom, QuickBooks Payments, PayorCRM, PayPal, Authorize.Net.

      Grow your pipeline with buyers who are already looking for you

      254,000+ buyers use Spotsaas every month to evaluate and shortlist software. Get in front of them — for free, or with a managed growth plan built around your category.