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2Checkout vs Authorize.Net Comparison

Last updated:

2Checkout

4.3(781 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

2Checkout (now operating as Verifone) is a global payment gateway for software vendors and subscription businesses that sell digitally across multiple countries and need to handle local payment methods, currencies, and t…

Authorize.Net

4.1(280 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carr…

2Checkout leads on user satisfaction with a 4.3-star rating across 781 reviews.

Spotsaas Analysis

2CheckoutAuthorize.Net

The core difference between 2Checkout and Authorize.Net lies in 2Checkout's focus on global payment processing for e-commerce businesses, while Authorize.Net offers customizable solutions for businesses needing tailored checkout experiences. Ideal buyers for 2Checkout are small to medium e-commerce or subscription businesses, whereas Authorize.Net is best suited for those seeking a secure and customizable payment gateway.

- Best for small to medium e-commerce businesses - Reliable global payment processing - Supports most major credit cards worldwide - Ideal for businesses targeting global customers - Focus on secure and dependable transactions - No listed pricing

- Best for customizable payment processing - Developer kit available for custom checkout flows - Reliable and secure credit card transaction processing - Suitable for small to medium businesses - Focus on tailored solutions for unique business needs - Monthly fee of $25

2Checkout vs Authorize.Net — at a glance

Feature2CheckoutAuthorize.Net
Rating4.3 / 54.1 / 5
Reviews781280
Starting priceContact for pricing$25 /Month
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modes24/7 (Live rep), Business Hours, Online24/7 (Live rep), Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2, GDPR, ISO 27001
Data residencyGlobalUS

Key differences between 2Checkout and Authorize.Net

  • Pricing: Authorize.Net starts at $25 /Month. 2Checkout pricing is not publicly listed.
  • User satisfaction: 2Checkout scores higher with a 4.3-star average.
  • Deployment: 2Checkout supports SaaS/Web/Cloud; Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

2Checkout vs Authorize.Net — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

2Checkout - Payment Gateway Software
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Talk to an expert
Authorize.Net - Payment Gateway Software
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Talk to an expert

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2Checkout vs Authorize.Net: Biggest differences

Start here before you go deeper into features.

2Checkout

Best for small to medium e-commerce businesses needing reliable global payment processing.

Choose if
  • You run a small or medium e-commerce or subscription business targeting global customers.
  • You need a secure, reliable gateway supporting most major credit cards worldwide.
  • You value quick, consistent customer support and an intuitive user interface.
Consider alternatives if
  • Your business requires extensive payment gateway customization and advanced add-ons.
  • You prefer a very simple, minimalistic payment interface without complexity.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

2Checkout: Best for small to medium e-commerce businesses needing reliable global payment processing. Authorize.Net: Best for customizable, secure payment processing in small to medium businesses.

Description

2Checkout (now operating as Verifone) is a global payment gateway for software vendors and subscription businesses that sell digitally across multiple countries and need to handle local ... Read More about 2Checkout

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and ... Read More about Authorize.Net

Entry Level Pricing

  • Not Available
  • Starts from $25

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

9.1/10

9.3/10

User Ratings

Based on verified Spotsaas reviews

4.27

(781)

4.13

(280)

Best Company Size

Small BusinessMedium Business
Small BusinessMedium Business
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Software Demo

Demo

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How do 2Checkout and Authorize.Net Compare on Features?

Total Features

7 Features

8 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare 2Checkout and Authorize.Net on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $25

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      2Checkout pricing
      Authorize.Net pricing

      2Checkout vs Authorize.Net: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      2Checkout vs Authorize.Net Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes
      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🇺🇸 US

      2Checkout User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      606

      67

      11

      8

      121

      203

      64

      15

      11

      26

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive sentiment highlights quick support, ease of use, and secure payment processing, tempered by concerns over interface complexity and limited customization.

      What buyers like

      • Support responsiveness
      • Ease of use
      • Security and reliability

      Common complaints

      • Interface complexity
      • Limited customization options

      Buyer sentiment

      Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

      What buyers like

      • Ease of use
      • Integration capabilities
      • Customer support

      Common complaints

      • Complexity for new users
      • Limited app marketplace options

      Pros and Cons

      • Consistent and quick support responses

      • User-friendly platform with intuitive interface

      • Reliable and secure payment processing

      • User interface complexity can be overwhelming without guidance

      • Limited customization options and add-ons in the Marketplace

      • Seamless integration with other software

      • Reliable and secure credit card transaction processing

      • Excellent customer support

      • Limited options in the app marketplace for additional connectors

      • Complex features and customizations can be intimidating for new users

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used 2Checkout or Authorize.Net? Tell buyers what actually differs.

      2Checkout and Authorize.Net Customers

      Customers

      Bitdefenderr

      Bitdefenderr

      MyFico

      MyFico

      Advisera

      Advisera

      No Customers information available.

      Media and Screenshots

      Screenshots

      Dashboard

      5 Screenshots

      No screenshots available.

      Videos

      video-0

      2 Videos

      video-0

      3 Videos

      Top Alternatives to 2Checkout and Authorize.Net in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, 2Checkout or Authorize.Net?
      2Checkout edges out the other on user ratings (4.3 vs 4.1). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do 2Checkout and Authorize.Net offer a free trial?
      Neither 2Checkout nor Authorize.Net currently lists a free trial.
      What is the starting price of 2Checkout vs Authorize.Net?
      2Checkout starts at Contact for pricing. Authorize.Net starts at $25 /Month.
      What are the top alternatives to 2Checkout?
      Top alternatives to 2Checkout include Stripe Payments, Global Payments, Checkout.com, Payoneer, UniPay Gateway.
      What are the top alternatives to Authorize.Net?
      Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.