9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 941-950 out of 1501
G
GS
05/23/23
Excellent customer support
Excellent customer support. Making improvements all the time.
RS
Rachel Sipper
05/23/23
YNAB is amazing
YNAB is amazing. We've been happily using it for many years.
T
Tony
05/21/23
Worth twice the subscription price!
This app is worth twice the subscription price. It keeps us on track and in control of our money and makes it fun. Support is amazing as well.
T
TRACY
05/21/23
Great way to balance and keep track…
Great way to balance and keep track your bills.
E
Emily
05/21/23
YNAB helps me keep track of my money
Being able to see where my money is meant to be spent is just such a great value add! For someone who isnt super finance savvy, this really helps me keep on top of things and understand my monthly spending needs! The app is beautiful and the YouTube tutorials are very straightforward. YNAB is great!
A
Andrew
05/19/23
Huge impact
Easy to use and hugely impactful to our family finances. I wholeheartedly recommend YNAB to anyone ready to get serious.
N
Nicolas
05/19/23
Best budgeting experience
Best budgeting experience. Also, Love their YouTube quick tutorials
N
Nicola
05/19/23
Best budgeting app ever
Best budgeting app ever. I've had a great experience and definitely me and my family to save. Worth the expense of the monthly subscription, even though there could be more ways to pay it forward, apart from sharing it with friends. Recommended!
M
Matt
05/18/23
Good Software, Good Documentation
I have been using YNAB off and on since they had a desktop app. I really like this method of tracking expenses. While credit card stuff occasionally gets confusing, I have always been able to easily find documentation that clarifies whatever issues I have. The layout is great and the program has worked well without any bugs that I noticed. The only negative is that I miss the option to have the desktop app that could be accessed offline and did not have to have a subscription.
H
HeatherR
05/18/23
Been using a year and love it
Been using a year and love it! Easy to use.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].