9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 951-960 out of 1501
C
Chad
05/18/23
We used Quicken for 20+ years
We used Quicken for 20+ years, then I tested out YNAB. It was SO much easier to keep a zero dollar budget and keep my wife and I on the same page. Then I added my kids to the family plan and they have liked it it as well. After using YNAB for the last year we all love it and appreciate being able to review our spending on the computer, our phones or iPads. Now our budget meetings can happen anywhere, even in the car on a roadtrip.
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G$
05/18/23
would buy again
I would buy this again and I often suggest it to friends. Very helpful tool.
C
CR
05/18/23
envelope system is great
The structured "envelope system" makes it so easy for me to keep money organized.
T
Tyler
05/17/23
The software is slick and seamless
The software is slick and seamless. The support is out of this world. I couldn't imagine a product or company that could do budgeting better.
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Nancy
05/16/23
I have been using YNAB for a year now…
I have been using YNAB for a year now and don’t know what I would do without it. The YNAB product has become part of my everyday routine. I have had a few frustrating moments, but the YNAB team has always come to the rescue. I also like YNABs learning videos. YNAB is not just a budget tool it is a life altering tool. Thank You YNAB for making my life better and less stressful.
J
Jonathan
05/16/23
Why I chose YNAB
I wanted a money tracking software that is easy to handle and is cloud base so I can you use on my phone and computer. Ynab is the best one I found and they often put out information to help people out.
N
Nancy
05/15/23
Great app
After years of struggling to keep up with the maintenance of a budget, I found the YNAB app and website to be easy and intuitive.
VR
Veronica R
05/15/23
Freedom. At last!
YNAB has literally given me the biggest peace-of-mind I have ever experienced in my life! I no longer stress about money or "wonder" how much money I am spending. I know EXACTLY what's coming in and what's coming out of my bank account each day and I feel like I AM in control of my money. I am forever grateful for the freedom that YNAB has given me!
SR
Shannon R
05/14/23
The BEST budgeting app I've EVER found!
I'm not sure mere words will accurately convey how much YNAB has meant to me! I've been a fan of the "zero-based budget" for years, but I have struggled to find a system to manage it. I broke down and used the cash envelope system about a decade ago, but that had so many built in stressors. It was not for me. The fact that I am neuro-divergent has made finding systems that actually work for me quite challenging. Imagine my utter delight when I came across your app and your amazing YouTube ...
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M
Matt
05/14/23
Great program
Ease of using the app. I love that the program makes it easy to break down your expenses. They also have a lot of videos out to help assist with using the program. It really encourages good money habits.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].