9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 931-940 out of 1501
SG
Sabrina Genovesi
05/25/23
I love using YNAB
I love using YNAB. I have gotten so used to using it that now I feel lost. If I don’t use it it has helped me stay on track with my budgeting and help me pay off all of my bills way to go. I wish there could be a way that you could send you notifications when your bills are due.
FY
for your order
05/25/23
Get on top of where your money goed
After using this I feel like I really know where my money is going
D
David
05/24/23
The SW and the rules have helped my…
The SW and the rules have helped my finances a lot!
H
Hazel
05/24/23
My husband and I are still learning
My husband and I are still learning, but YNAB makes it so easy! And it helps that we have a couple who knows the ins and outs of YNAB and can help us. We are excited to get our finances under OUR control and be able to put our money where we want to. I would recommend this app for anyone trying to put their money where they want to!
M
Melissa
05/24/23
YNAB is an incredible tool…
YNAB is an incredible tool for budgeting and their YouTube videos are so helpful. There is a learning curve when first setting up and starting out, but that's where the video help. Once you get it, budgeting is easy with YNAB.
K
Keith
05/24/23
Best budgeting software by far!
Date of experience: May 25, 2023
V
Vincent
05/24/23
The most sensible way to budget money.
Date of experience: May 25, 2023
L
Liz
05/23/23
I don't know what i would do without…
I don't know what i would do without YNAB.
K
Kim
05/23/23
YNAB has made it easier to save money!
YNAB has made it easier for my spouse and I to budget together and plan for the future. Before using YNAB we were never able to save as much as we'd like. Now saving each month has become a habit!
T
there
05/23/23
Very good system and concept
Very good system and concept. Our challenge is sometimes getting our head round the budgets and how they can be broken down. This is no fault of the system, it can just be a little complicated and overwhelming sometimes when managing our finances at the moment.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].