9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 921-930 out of 1501
M
Morgan
05/29/23
Fantastic app
Fantastic app, fantastic support- this is a really straightforward and easy tool to visualize and track money movements and commitments.
S
SMA
05/29/23
YNAB is worth it!
We have now had YNAB for over a year. Very happy with both the system and the platform. As a method for straightening out finances it has been amazing, we have reduced significant debt and have not added a single new dollar in consumer debt (credit card). The YNAB platform is also fantastic, they are constantly improving it from user suggestions and the help desk is amazing.
A
Ashleigh
05/28/23
Worth every penny. Our finances are finally organized!
YNAB has completely changed the way I spend money and organize our finances. It’s simple to use and so so effective, especially for those of us who have grown up with digital money and very little guidance from our elders. I’m 37 and my husband is 40. We finally feel like we have a handle on things. Better late than never. Thanks so much, YNAB!
JM
JX Montage
05/28/23
I'm completely addicted
The way I can keep track of my finances both in my small business and in my personal life with this tool, has lowered the stress I sometimes feel around money, because it makes my spending very very clear. When I first began with YNAB I got very excited and went into too much detail with every little expense and goal I had. I quickly lost hope, because it was to much to manage at once. I actually got discouraged and though of myself as a failure. Then after a few fresh starts, a lot of ...
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PB
Paul Bennetts
05/28/23
I’ve been using YNAB for a year
I’ve been using YNAB for a year. It’s a really helpful concept and an amazing product. It’s probably taken a year to fully get the hang of the philosophy.
I
Innthee
05/27/23
YNAB Provides Money Awareness
YNAB Provides Money Awareness YNAB helps me be aware about my money habits and keeps my spending a conscious activity. The app is simple to use and is a great reference tool for me to quickly look over my budget, record transactions, and make adjustments. It is a truly a game changer!
C
customer
05/26/23
The best budget app
The best budget app! Since using YNAB, I have gotten in control of my budget and feel empowered with my savings goals and knowing how my money is being spent.
S
Staci
05/26/23
YNAB representatives are so helpful!
The YNAB representative found my issue immediately and was able to give me instructions on how to resolve it. I love YNAB! It's helped keep our budget and finances in order. It's not just a budgeting app, it's a tool that helps you to see all your money in one big picture. I have my oldest son using it now (he's 19), and he loves it too!
JL
Joel L
05/25/23
Amazing software and that transforms…
Amazing software and that transforms budgeting. The software and customer support is second to none. Once you understand the philosophy YNAB just do it best - I have tried so many alternatives and just keep coming back - it has saved me so much over the years.
J
James
05/25/23
Great product to track your money.
Date of experience: May 26, 2023
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].