9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 911-920 out of 1501
N
Nojus
06/03/23
Amazing app to track my budget!
Date of experience: June 04, 2023
L
LH
06/02/23
Brilliant money management app
With the help of YNAB, I'm able to handle life's unexpected expenses and easily keep track of my business income and multiple banking accounts. As well as providing a general transaction ledger, YNAB lets you generate a variety of useful financial reports and graphs. I'm so thankful I can create multiple budgets in the same plan. I keep two budgets: one for personal and one for business. I've been using YNAB for two years, and I highly recommend it.
A
AE
06/01/23
Net Worth Up 50%!
I’ve managed to steadily decrease my debt by 30% and increase my net worth by 50% since I started using YNAB a year ago. It’s a great tool to help you be smart with your money. I recommend it to everyone I know that mentions having a hard time with their money!
M
MC
06/01/23
Love YNAB
Love YNAB, it’s so easy to create new categories and goals, as we were saving for a house and moving this app really saved me and helped me plan to see what houses we could afford.
S
Sara
06/01/23
Your product is truly life-changing
Your product is truly life-changing. There’s a bit of a learning curve, but it’s really because the way we approach money (or have been taught to approach money) is all wrong. Using YNAB has been a transformative experience and I don’t know what I’d do without it.
C
Catarina
05/31/23
YNAB is awesome
YNAB is awesome. I would like that they could link with a few more banks. I've made a few requests one year ago and they haven't been introduced into the platform. I have been able to manage my finances very well with this app! It would be an awesome idea if you could link with the credit cards :)
T
there
05/31/23
Makes budgeting kind of fun
Makes it easy to figure out where to enter numbers. Easy to plan for fun expenses and see progress.
C
customer
05/30/23
Easy to use
Easy to use, easy to move money between categories, and great layout and overall functionality
J
Jamesthere
05/30/23
First Year, a win!
After my first year was up, I found I could not function without. So, I paid for my second year.
JP
J. Preston
05/30/23
I retired
I retired out of necessity in May 2022 earlier than I planned and not entirely financially prepared to do so. My son suggested YNAB. He had used the app for several years and found it very useful. I was the opposite of a budget nerd. I suppose I was a budget slob. YNAB has provided multiple tools that allow me to do more and "live on less" income than I did pre retirement. Simultaneously, every month I save more than I did while still employed AND I paid off considerable debt. Giving every ...
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].