9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 901-910 out of 1501
A
Anonymous
06/06/23
Great tool for budgeting and planning!
Date of experience: June 07, 2023
AS
Austin S
06/06/23
YNAB revolutionized our finances!
YNAB has revolutionized personal finances for my wife and I. Previously, she would dread finances meetings that would go hours long. Now, all the information is already there everyday to be viewed and updated. I would recommend for anyone who wants to take control of their finances and put money in specific places. We love the different categories and budgets we can save with. It’s here that we hold our emergency fund, Christmas savings, car savings, vacation savings and extra cash. I’ve ...
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AJ
Amber Jenson
06/05/23
Excellent product-there is a bit of a…
Excellent product-there is a bit of a learning curve, but quick, responsive customer support. Finishing up my first year of using YNAB and definitely going to renew membership. I feel better in control of my money.
S
Simon
06/05/23
Amazing app!
Beautiful app, been using it since 2012. The incredible thing is that it comes with a system to reduce financial stress. Jessy and crew have done a magnificent job!
TC
there Charlotte Crandall
06/05/23
From Night to Day
I have never had a budget but living from pay check to pay check wondering if I had enough funds for whatever. Since I have been using YNAB, I am more confident and am in more control where my spending is going.
AW
Art W
06/03/23
We love YNAB!
Has cut our money stress by something like 80%! We love YNAB and recommend it to anyone who asks!
D
Darko
06/03/23
That is it.
This is the right way to do budget.
A
Alan
06/03/23
YNAB is way ahead of the pack with its…
YNAB is way ahead of the pack with its framework, mentality and user system. There is nothing like it on the market. It’s changed my life and I can’t recommend them enough for anyone wanting to find peace in financial confusion.
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Nate
06/03/23
Just makes sense
I've used numerous budget systems over the years. Once I found ynab, I really have not used anything since. It just makes sense. It's easy to track your spending. It's easy for the whole family to be on the same page by following the app. It is just a wonderful personal finance tool.
C
Chakenios
06/03/23
It's a great platform
It's a great platform, with great real world applicable rules.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].