9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 891-900 out of 1501
J
Janet
06/10/23
We love YNAB - Could never go back!
We love YNAB. It allows us to know if how we are spending our money aligns with what we value. YNAB gives us the perfect system to be proactive, set goals, and make wiser spending decisions. We can feel confident in saving, yet also enjoy spending money because we know its been set aside for that purpose. YNAB provides many resources in help articles, workshops, & short videos. But, if you need help still, their customer support is responsive and friendly. We have been using YNAB for over a ...
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DC
Dear Customer
06/09/23
Simply the Best
It’s been a life changer for me and my spouse. Simple to plan, simple to track, simple to save. Amazing tool with plenty of tutorials and best practices videos. Can’t say enough good things about YNAB!
CG
Christian G
06/08/23
One of the best budget software on the market
I have been using the software for several years now and it really helps me on keep track of my finances. Very easy to use and worth the money.
DH
Danny Holloran
06/08/23
It just clicks with me I think and all…
It just clicks with me I think and all of the free learning materials are really helpful.
BR
Benedicte Rousseau
06/08/23
I started to be able to manage my money…
I started to be able to manage my money and pay off my debts the day I started using YNAB! It has been a life changing experience, and all that stress is gone. Great customer service and staff too!
DK
Dana K
06/07/23
YNAB has taken all the stress out of…
YNAB has taken all the stress out of budgeting for my husband and I! My husband used to spend hours paying bills and figuring out our budget each payday. Then we’d try to follow a loose budget for the next two weeks never really knowing exactly what we had. This caused endless misunderstandings and our finances were struggling. Our daughter introduced us to YNAB and now our whole budgeting life is different! Our finances don’t stress us out any more because we know exactly what we have, ...
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I
IndyGypsyGirl
06/07/23
YNAB to the Rescue!
I used YNAB for maybe a year and gave up on it. Then, months later, I tried again. Success!! This app provides a unique perspective on finances that is unparalleled. For many years I had credit card debt; now, I never spend money on my credit cards that is not covered by money in my checking account (travel miles!!) My checking account balance is way higher than in the past. I don’t look at that money and think “who-hoo! All of my “extra” money has been assigned to future expenses (car ...
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K
Kat
06/07/23
Great Customer Service
You guys are always kind, helpful and knowledgeable! Great customer service! Thanks!
LG
Lesa Gary
06/07/23
YNAB has been transformative!
YNAB has given us accountability to our spending. Easy to maintain and logical. Transformative! It has also given my husband and I a communication tool to bridge the gap in “money” discussions. Critical.
M
Mike
06/06/23
Totally changed the way I look at money…
Totally changed the way I look at money and I'm much better off because of it. Money doesn't need to be stressful.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].