9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 751-760 out of 1501
A
AC
08/20/23
Solid program, actively developed, responsive support team
YNAB is a terrific program for managing your money. Some of the assumptions and techniques they use have a learning curve, so they offer a lot of tutorials for beginners. There's also an active user base that you can go to for questions and discussion. I've especially appreciated the videos that the YNAB team puts out every week or so, with tips on the program, and on money management more generally.
B
Bekah
08/18/23
I love YNAB!
I love YNAB, I have found it very helpful and it has greatly helped how our household views our finances and has helped us pay off debt! The customer service has always been very helpful. I truly recommend YNAB to everyone.
M
Milo
08/18/23
Great app to help get finances in order!
It has helped my wife and I plan for the future and make sure we’re living within our means. There is a learning period of a couple months where it can be confusing and challenging to figure out how the app and website work, but I would recommend to anyone!
J
Jack
08/18/23
It's amazing
Date of experience: August 19, 2023
K
Kristina
08/18/23
Great app for money management
Great app for money management. It’s helped me get my finances under control.
O
obct
08/17/23
Pays for itself
I've been using YNAB for years, and they've consistently improved their product, and provided real genuine support whenever I've had questions/issues. It takes a little bit of time to wrap your head around how to properly use the YNAB "method", but once you get it, it will change your whole financial outlook.
JO
Jackie Ortiz
08/16/23
Time saving, incredible app!
Absolutely incredible app for people who want to track their finances. I used to do it on Excel and/or paper, and I’ve saved myself hundreds of hours at this point. Totally worth the yearly fee.
J
Jacqueline
08/16/23
We love YNAB
We love YNAB. Has helped with our budgeting enormously! We will be gifting YNAB to each of our children when they start their first full-time jobs! Great customer service too. Thank you YNAB.
C
customer
08/16/23
Get YNAB!
My husband and I often wonder how people do life without YNAB. It has taken away so many frustrations surrounding money. The software is just really good. It functions well, it looks nice, it makes me want to be on the app. And being on there keeps me clear on my goals, which helps me reach them.
F
Frank
08/16/23
This is not only an app
This is not only an app, the interface and the logic is only the surface of a specialised team that have the only aim to help you start living without the fear and stress about money and expenses. I couldn't really figure out how to manage all my bills, mortgage and financing, but this app and all the people "under the hood" helped me to "give every € a job". A review will never be enough to let people understand the potential of this service. Just go on their website and watch the amazing ...
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].