9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 761-770 out of 1501
D
Duane
08/16/23
Fantastic App
fantastic app interface and UX, great money philosophy, great online community!
JB
Jenn B
08/15/23
I had been struggling for years trying…
I had been struggling for years trying to budget using different programs and nothing seemed to work. But using YNAB has made it much easier to live within my means. I am getting better with allocating my funds, staying within my budget and it has taught me to “save”. There is so much information and guidance. I love the weekly emails with tips and tricks and the YouTube videos are great.
S
Spitty
08/15/23
YNAB is a game changer
YNAB has completely changed my wife and I’d financial perspective. Having a personal profit and loss statement that you can look at each month to gauge your progress is huge! I also love the zero based budgeting approach. It focuses on your cash flow, which at the end of the day is what truly matters. I can’t recommend this app enough. It’s been a complete game changer!
JK
Josiah Kargbo
08/15/23
Incredible product
Incredible product. Simple and effective
K
Kyle
08/14/23
YNAB makes budgeting fun!
YNAB is an amazing budgeting tool and their educational materials are spectacular! They make budgeting fun! I've tried many other budgeting methods, but YNAB is by far my favorite!
K
Kay
08/13/23
A life-changing app for your financial future
YNAB has had such a positive impact on my life. I finally feel empowered and knowledgeable about my money and my financial future. With such an easy platform to use and helpful videos and tools, YNAB is practical and user-friendly app that will help you grow !
MC
Michael Crocker
08/12/23
More than just software - Learn the 4 Steps!
There is a bit of a learning curve with YNAB, but if you are willing to take time to learn the program, and really absorb their 4-Step philosophy, I truly believe this is the best budgeting program on the market. It has been an absolute game-changer for me and my family.
TD
Teresa Davis
08/11/23
I will always use this program
I’ve been using YNAB for 4 years and rely on it to keep me on budget. It’s easy to use and the price is reasonable. I actually put the cost as a budget item so that it’s not an unexpected bill when it’s due.
T
there
08/11/23
Great customer service
Great customer service! This app has helped me out in important ways.
K
Kat
08/10/23
Changed how I think about money
Changed how I think about money. Now I know exactly where all my money is going. I've been able to save more than ever while also having money to treat myself.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].