9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 741-750 out of 1501
J
Jane
08/27/23
Start using YNAB now!
I started using YNAB late in life, about a year ago. It has brought such clarity as to my true expenses. No surprises and ready funds for that once-a-year auto registration fee, holiday gifts or the unforeseen (but budgeted for with category “home repair”) plumbing repair! Just think if I started using YNAB when I was young and just starting out. Don’t wait, stop what you’re doing and take a minute to sign up for the free trial and go boldly toward financial reality, putting your money ...
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V
Vijay
08/27/23
Works like it is supposed to
Works well without glitches, allows me to do simple financial stuff (like adding up selected transactions, looking at monthly spend in report view, etc)
J
Justen
08/25/23
The customization and customer service
The customization and automatic sync with the bank makes it very nice to categorize every transaction. Customer service was insanely fast and informative in the beginning when I needed assistance.
S
Savanna
08/25/23
Best financial tool I’ve used yet
I’ve tried lots of finance tools in the past, and this is the only one that has stuck for me. As someone who ends up in credit card debt if I don’t have a good money system, YNAB has been the key to properly managing my credit cards so I don’t find myself in debt from them ever again.
BM
B. Melling
08/24/23
The Real Deal
I like having a digital account balancing site that is synced with my bank accounts so I can tell my money where to go and get an accurate picture of where my money is and what I am saving up for. YNAB is the real deal.
J
Jessie
08/24/23
YNAB helped me get a clear picture
YNAB truly helped me get a clear picture of how I was handling money. The first three months were a bit of a learning curve, but YNAB's friendly tech support helped me troubleshoot. There are also tons of Youtube channels dedicated to tutorials and ideas on how to cater and utilize YNAB for your needs. YNAB has been tremendously helpful for my financial health, but also for reducing the mental stress of money.
PS
Paul Smith
08/23/23
Changed my life!!!!!
Date of experience: August 24, 2023
DE
Dawn Evans
08/22/23
I find the program intuitive
I find the program intuitive and a good way for my family and I to budget. I am making progress on saving money.
IS
Inderjeet Singh Dogra
08/21/23
Super awesome app that has helped me…
Super awesome app that has helped me keep a check on my budget and also helped me save money
D
Dan
08/20/23
Great service
Great service, easy to use and totally changes how you view money and spending!
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