9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 731-740 out of 1501
M
MT
09/02/23
One Income Household
We are a one income household so YNAB helps me keep track and plan ahead. It is exactly what I was looking for and helps me feel much better about our finances, especially in today’s economy. I tell my husband all the time that I wish we had started using it when we both were working/had two incomes. We would have been so much more aware of our financial situation and would have been able to save so much more! I tried the free trial and was hooked!
S
Stacy
09/02/23
Than you!
I am 63 years old and have never been able to budget… until YNAB! The program is so easy to customize and use, and it is FUN! Thank you YNAB! I really needed to budget to meet my financial goals, and you made it easy.
G
Gage
09/01/23
YNAB has completely changed the way I Budget
YNAB has completely changed the way I budget. I recommend it to litterally anyone who brings up budgeting
SH
Scott H
08/31/23
The Best Tool To Start Saving
YNAB has been fantastic for me and my wife. It has helped us get a grip on our finances and feel more confident as we begin to save for our first home! Thanks YNAB
BH
Betsy Hinshaw
08/31/23
Support Staff is the Most Helpful I Have Ever Witnessed
I had many challenges this year between YNAB and my bank's connection and while YNAB was not always able to solve the issues right away the YNAB support staff is the most helpful I have ever witnessed. Through emails and even personal videos they helped me navigate my way through the problems to the point that everything is now on track.
M
MN
08/31/23
Fantastic product
Fantastic product. We used the other product and it was problematic and didn’t help us budget. YNAB is so much better. It works on our phones which has helped a lot. We’ve seen real gains in our financial picture.
B
Ben
08/30/23
Cannot Recommend it enough!
Probably the most helpful budgeting app I could never have thought of. I've been using YNAB for a little over a year now off of a recommendation from a friend. I mostly wanted to have a more streamlined and accessible budget that I could share with my wife while we were still engaged. I had done pen and paper budgets for several years and had done a pretty good job storing up some savings and managing my finances. With that being said, YNAB has been one of, if not, the most helpful thing I ...
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M
Mads
08/30/23
Total Eye Opener
It's really made me rethink how I handle my money. It's forcing me to be more aware and giving me the ability to decide where my money should go. The support team is awesome, and so are their free live webinars - thanks to Lee for some great sessions!
LP
Larry Phelps
08/29/23
Easy and Accurate
Easy to use and downloads account inf accurately.
NO
Nate O
08/28/23
Best budget software
Really easy and even fun way to get control of your finances! Requires some work in the beginning but once you’ve got everything set up, it’s the best budgeting software by a long shot.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].