9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 501-510 out of 1501
J
J-Rod
12/02/23
This app has been a live saver for me
This app has been a live saver for me. Since using it, my networth, savings, and investments have gone up exponentially just because my finances are more organized. Thank you YNAB!!
JS
Jason S
12/02/23
I love the 4 Rules and the constant way…
I love the 4 Rules and the constant way the app delights me.
M
Michael
12/01/23
It's a joy to use
I have used YNAB for years and I truly enjoy using it.
M
Michael
12/01/23
It's a joy to use
I have used YNAB for years and I truly enjoy using it.
DS
David Sprouse
11/30/23
YNAB is the best budgeting app/software…
YNAB is the best budgeting app/software I’ve used. The consumer service is 2nd to none. Great value.
DS
David Sprouse
11/30/23
YNAB is the best budgeting app/software…
YNAB is the best budgeting app/software I’ve used. The consumer service is 2nd to none. Great value.
L
Laura
11/29/23
Worth the money
I'm using YNAB for a year and I have really built savings for the first time ever. It works for me because it is flexible and easy to use and it is easy to deal with impulse buys or unexpected circumstances.
RF
Ryan F
11/29/23
Change your life, Choose YNAB
We've been using YNAB for the last year and it has really changed our lives by changing our relationship with our money. I was into budgeting before my wife and I got married, with most of it being with EveryDollar and the folks of the Ramsey network. The people at YNAB are just more supportive, understanding that how people want to spend their money is as varied as the person who earned it. We don't get yelled at for NOT living on rice and beans, or using credit cards responsibly, and we ...
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L
Laura
11/29/23
Worth the money
I'm using YNAB for a year and I have really built savings for the first time ever. It works for me because it is flexible and easy to use and it is easy to deal with impulse buys or unexpected circumstances.
RF
Ryan F
11/29/23
Change your life, Choose YNAB
We've been using YNAB for the last year and it has really changed our lives by changing our relationship with our money. I was into budgeting before my wife and I got married, with most of it being with EveryDollar and the folks of the Ramsey network. The people at YNAB are just more supportive, understanding that how people want to spend their money is as varied as the person who earned it. We don't get yelled at for NOT living on rice and beans, or using credit cards responsibly, and we ...
Read more
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].