9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 491-500 out of 1501
M
Michael
12/03/23
Friends who are advocates
Friends who are advocates. Blogs. Videos. Lots of helpful resources.
M
Meghan
12/03/23
Best budgeting tool I've ever tried
Best budgeting tool I've ever tried, and I've tried a few. It really helped me change my relationship with money and to be able to save for both expected and unexpected events in the future. I'd say it took me about 3 months to get the hang of it and two develop the categories I needed with the help of perusing the Reddit YNAB subreddit and things agree going smoothly a year into the process. At first, I scoffed at the cost, but honestly it's with every single penny to know where my money ...
Read more
M
Michael
12/03/23
Friends who are advocates
Friends who are advocates. Blogs. Videos. Lots of helpful resources.
G
Geert
12/03/23
YNAB makes it fully transparent
YNAB makes it fully transparent - glad to use it on a daily basis
M
Meghan
12/03/23
Best budgeting tool I've ever tried
Best budgeting tool I've ever tried, and I've tried a few. It really helped me change my relationship with money and to be able to save for both expected and unexpected events in the future. I'd say it took me about 3 months to get the hang of it and two develop the categories I needed with the help of perusing the Reddit YNAB subreddit and things agree going smoothly a year into the process. At first, I scoffed at the cost, but honestly it's with every single penny to know where my money ...
Read more
G
Geert
12/03/23
YNAB makes it fully transparent
YNAB makes it fully transparent - glad to use it on a daily basis
J
J-Rod
12/02/23
This app has been a live saver for me
This app has been a live saver for me. Since using it, my networth, savings, and investments have gone up exponentially just because my finances are more organized. Thank you YNAB!!
T
there
12/02/23
Great software I was so lucky to find…
Great software I was so lucky to find this to help me plan my finances. Great job guys.
JS
Jason S
12/02/23
I love the 4 Rules and the constant way…
I love the 4 Rules and the constant way the app delights me.
T
there
12/02/23
Great software I was so lucky to find…
Great software I was so lucky to find this to help me plan my finances. Great job guys.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].