9.4
Spot Score
Manage your money, meet your goals.
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YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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DH
Dustin Hodges
11/01/22
As simple as it gets
Made my budgeting as simple as possible. It takes a few weeks of getting used to, but it's a different approach to how you manage money. Would absolutely recommend.
V
Vincent
11/01/22
It's the only financial app worth…
It's the only financial app worth sticking with because it's the only one that works.
DH
Dustin Hodges
11/01/22
As simple as it gets
Made my budgeting as simple as possible. It takes a few weeks of getting used to, but it's a different approach to how you manage money. Would absolutely recommend.
V
Vincent
11/01/22
It's the only financial app worth…
It's the only financial app worth sticking with because it's the only one that works.
M
Marc
10/31/22
Great tool, great company
Excellent communication, excellent (and essential) product that gets continuously developed. Happy user for many, many years!
M
Marc
10/31/22
Great tool, great company
Excellent communication, excellent (and essential) product that gets continuously developed. Happy user for many, many years!
J
Jamin
08/21/22
We had No Idea Budgeting would be easy.
Before I started with YNAB My Husband and I heard from everyone to budget our money. We’ll turns out we had no idea what that actually meant. We’d get advice from many people but none of it actually made since. We would write out what our expenses were but we didn’t put it together on how to actually manage the money. To say we were frustrated with budgets and everyone telling us to budget was an understatement. Then one day I came across a Facebook post that said “you need a budget”. I ...
Read more
J
Jamin
08/21/22
We had No Idea Budgeting would be easy.
Before I started with YNAB My Husband and I heard from everyone to budget our money. We’ll turns out we had no idea what that actually meant. We’d get advice from many people but none of it actually made since. We would write out what our expenses were but we didn’t put it together on how to actually manage the money. To say we were frustrated with budgets and everyone telling us to budget was an understatement. Then one day I came across a Facebook post that said “you need a budget”. I ...
Read more
E
Eve
08/09/22
Super approachable budgeting program.
As long as they continue to improve, I'll keep using YNAB. It's the first time my household has managed to maintain anything resembling a proper budget!
E
Eve
08/09/22
Super approachable budgeting program.
As long as they continue to improve, I'll keep using YNAB. It's the first time my household has managed to maintain anything resembling a proper budget!
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
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