You Need A Budget Reviews in July 2025: User Ratings, Pros & Cons

I love YNAB

I love YNAB. It makes it so easy to actually see where my money is and how to budget for it going forward. I've told many people about it including my sister who is a self-employed therapist. YNAB has reduced her monetary anxiety immensly.

I'm a fan

I've never been great with a budget, and never found it fun before... until YNAB. Doing budget is now easy for me, using the little tips and tricks of the YNAB videos, and little hacks they provide on the site/app (color flag on your expenses is, I think, the best feature I've ever had for my finances !). Doing budget also became light, with their joyful and non-judgmental spirit. And I loved so much diving deep in the geek-side of it (you don't have to, though), and the fact I can renew or ...

YNAB Rocks!

So easy to use. Everybody should download and use this awesome tool.

YNAB Can Change your Financial Life

I have been using YNAB for over ten years. It is not exaggerating to say that it has changed my life. The platform itself has changed and grown in many positive ways since I started using it, but the important thing remains the same - YNAB gives you easy guidelines to get yourself onto a firm financial footing. Prior to using YNAB, I was never sure from month to month if the money would be there to pay the rent. I had no idea what I could afford, so I made poor financial decisions. I had no ...

YNAB has given me a feeling of control…

YNAB has given me a feeling of control — knowing my job has a money and just assigning it takes the guess work out of finances for m.

Best Budgeting App Hands Down

I've used multiple budgeting apps and the trusty rusty spreadsheet -- YNAB is by far the easiest app to use. It has great design, excellent usability and makes budgeting FUN. Their social accounts are amazing as well. I've been a user since 2011 and I'll never use anything else.

Budgeting made easy

By far the best budgeting program I have ever used. Only budgeting the money you already have is wise and has significantly improved our spending habits. The budgeting tool is also very easy to use. Lastly, connectivity to my bank account is seamless. Well done YNAB.

It's organized and works well if you…

It's organized and works well if you actually work it. I have issues with ADHD, so I have trouble getting things organized on my own. I have had it working (and well). but over the past few months, it's been a struggle.

I’ve been using YNAB for over 5 years…

I’ve been using YNAB for over 5 years now and it’s really improved my quality of life. They make budgeting simple and easy to “start over” if you get off track. It’s the most practical budgeting I’ve ever seen. Additionally, there have been different times when I needed a little help connecting a new bank account, understanding a new function, etc. Every single time the service has been world-class.

I love YNAB it changed my life

I love YNAB it changed my life. I recommend it to everyone. I’ve been using it for the better part of a decade (since the classic version) and was able to break the paycheck to paycheck cycle and get completely free of debt!