9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 1141-1150 out of 1501
JA
Jd ambat
03/01/23
Excellent app that could be life changing
Has brought structure to my money management and help me get into the budgeting and saving habit
J
Jordan
02/28/23
This app has changed how I view my…
This app has changed how I view my money. Giving each dollar a job has made my life easier and I’ve been able to reallocate funds to things I’m saving for like Christmas and birthdays. The app makes it easy to move money around in categories like you would with envelopes but it’s all in my account instead.
AE
Andrew E
02/28/23
Get empowered and know where your money is going
Really convenient mobile app, and even better web experience! I've been using YNAB since Feb 2022 and it really is the best financial decision I made. I finally after years of doing mental math and writing down my budgets on a piece of paper, I understand where my money is going
C
CD
02/27/23
I did save the cost in the first month
YNAB did help me save the cost of itself in 30 days. It helped me save for larger bills throughout the year incrementally each month. I helped my daughter set up the program when she moved into her own apartment. It has reduced her anxiety and help her manage her finances even though she has a very tight budget.
R
Regina
02/27/23
Tool to unite couples
YNAB has been such a great tool to get my husband involved and understanding the budget! We are now on the same page and able to head toward our goals!
S
Stefanie
02/27/23
YNAB makes budgeting fun and easy
YNAB makes budgeting fun and easy. Their video tutorials are great and the app is easy to use. It's actually taken away a lot of stress and anxiety I had around finances. I'm super grateful!
BB
Blakely B
02/27/23
Worth the learning curve!
The learning curve is steep but the clime is WORTH IT! I feel so free and empowered financially
C
Carmelo
02/27/23
I have tried several budget apps and…
I have tried several budget apps and YNAB is by far the best budget app a have used.
A
Anonymous
02/27/23
User-friendly budgeting app
YNAB is a very user-friendly app that helps me stick to my budget. I have tried at least 4 other budgeting apps, and this is the only one that works for me. One of the big bonuses for me is that they have a TON of informational guides and examples for me to review when I feel lost or just want to know more about how to be a better budgeter. It did take me a few days to get used to the method, but it’s been worth it. I’ve used it for two years and I find it easier to save money when I use ...
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LG
Loren Gatten
02/27/23
Continuing to do a great job
I enjoy the 24 hour access, the helpful staff, the great resources on the app and clean facilities.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].