9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 1131-1140 out of 1501
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Zila
03/03/23
Amazing app :)
I simply love YNAB! It’s the best budget app :)
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Lucijan
03/03/23
You need a YNAB
The app is easy to set up, and easy to use. I have been using it for over a year now, and it's worth every cent. The interface is clean, simple, and the whole experience is straightforward. The biggest benefit for me was being able to connect it to my bank accounts and make it even easier to track expenses and budget.
MV
Mar vance
03/03/23
Excellent way to track of and plan your…
Excellent way to track of and plan your spending.
PG
Paula G
03/03/23
Outstanding Experience
Outstanding Experience. A little over a year ago I moved all our budgeting (2 individual and one joint) to YNAB. Their customer support is above and beyond. Two people (shoutout Matthew!) took endless time and effort to help educate me on how to make our unique situation work. Now that I am "in the groove" with using it for a year I can say it hands down is one of the best moves I ever made financially.
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there
03/03/23
Well… it has helped my wife and I pay…
Well… it has helped my wife and I pay down $40k of debt… so it’s paid for itself by this point. It’s changed our lives for the better.
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TZelahy
03/02/23
I used quicken for years and thought it…
I used quicken for years and thought it was perfect for keeping track of my "budget." Wow, I was so wrong. Take the time and learn how to use this tool! You will be so very happy in the long run! I will be a lifetime member!
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Erica
03/02/23
I absolutely love YNAB
I absolutely love YNAB. I started to do a little research into personal finance and budgeting and I kept hearing about YNAB. I’m a spreadsheet person, and I found YNAB has everything I need for tracking and planning. I was able to transfer everything I was doing on my spreadsheet with a ton less work and time. I feel so much calmer! I really enjoy the community as well. There’s a sub Reddit for YNABers that is really useful. Can’t recommend enough!
M
MJ
03/02/23
Worth it for peace of mind
There is a bit of a learning curve to get past, but once you get hang of it, it makes your daily life just a little bit easier - it takes the mental load of keeping up with multiple accounts and thinking about whether you'll have money when u need it out of your head. That peace of mind is worth every penny!
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Marcie
03/01/23
Easy to use and they also have GREAT…
Easy to use and they also have GREAT customer service! Plus, they're pretty funny too! ;)
A
Adam
03/01/23
Listen just get it already.
Date of experience: March 02, 2023
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].