9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 1151-1160 out of 1501
S
Scott
02/26/23
YNAB has a learning curve
YNAB has a learning curve, though well worth it, as it makes budgeting a very straightforward process. Once you get the process down, it only takes a few minutes a day and I have confidently set up my budget for the year.
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LDL
02/26/23
So easy and logical!
Date of experience: February 27, 2023
R
Richard
02/26/23
Best app I've ever used
Honestly, the best app I've ever used. Totally worth the money as it's saved us way more than the subscription. I recommend this app to everyone -regularly!
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Trisha
02/26/23
I like the classes that are available…
I like the classes that are available to me. I have the ability to link my accounts to import transactions. I also like the refresh option, where I can keep the information on the previously started budget but start a new one. It is great because I can give myself a new outlook on my planning.
CK
Cindy K
02/26/23
Awesome program!
Awesome program that is helping me decide where my money goes instead of wondering later where my money all went!
CW
Colin Wells
02/26/23
YNAB is always improving and finding…
YNAB is always improving and finding ways to make their app user friendly. They made budgeting fun and have helped my family reach our financial goals.
T
TL
02/26/23
Finally! A budget that works!
YNAB functions exactly how a budget should, and more! Excellent tutorials to get you started and tips to help you up your budget game as you go along.
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Roy
02/25/23
I love YNAB
I love YNAB! I live on a fixed income so minimizing debt and nonessential expenses is important to ensure that I live within my means. YNAB has enabled me to do that by ensuring that I set aside funds each month to cover all essential expenses while encouraging me to assign any leftover funds to cover unexpected events and possible savings. Making budget changes, adjustments and corrections is not the least bit complicated. YNAB is easy to use and a joy to work with in maintaining my budget!
E
Erika
02/25/23
Solo budgeting
Given an unexpected family situation, YNAB has given me the tools necessary for piece of mind running a household budget solo. I appreciate the tool and support that is provided.
J
Jenna
02/25/23
Budgeting Bliss
This app is simple but also complex, but in all the right ways. Once you get the gist of how it works and don’t overcomplicate it, it works as you’d expect it to work if you designed it yourself. I love this. Managing money has become a breeze and entirely stress free. Love love love YNAB.
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