
Top Alternatives to Splitit - Better Options for 2026
Secure, Transparent, and Easy-to-Manage Payment Plans
Trusted by 2M+ software buyers annually.
Main Features
- Credit Card Processing
- PCI Compliance
- Point of Sale (POS)
- Reporting
Pricing
Splitit offers custom pricing plan
Splitit is a Payment Processing Software platform. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Processing Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Splitit vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you shortlist faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Payment Processing Software | Custom pricing | No reviews | ✗ No | |
| Payment Processing Software | — | 3.6 ★ | ✗ No | |
| Payment Processing Software | Custom pricing | No reviews | ✗ No | |
| Payment Processing Software | Custom pricing | 4.7 ★ | ✗ No | |
| Payment Processing Software | Custom pricing | 4.1 ★ | ✗ No | |
| Payment Processing Software | Custom pricing | 4.8 ★ | ✗ No |
Showing 1-10 out of 10

List of the Top Splitit alternatives as of July 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.

WePay
Streamline your payments with WePay.
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What is WePay?
WePay is an all-in-one payment processing software. The platform enables merchants of all sizes, from small to large, to process credit and debit cards, online and offline payments in a number of different countries. We Pay can integrate with a variety of platforms that include Salesforce ...
Read moreCommon Features
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Credit Card Processing
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PCI Compliance
Unique Features
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Payment Processing
-
Online Payments
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Payment Gateway
+ 3 more

Credit Key
Accelerate B2B payments with Credit Key.
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What is Credit Key?
Credit Key enables businesses to integrate payments convenience and speed of B2C transactions into their own B2B checkout process. This innovative product is patent-protected and streamlines the order fulfillment process by allowing shoppers to complete their payment quickly in the moment. ...
Read moreCommon Features
No common features
Unique Features
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Payment Processing
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Payments
-
Online Payments
+ 2 more
Pricing
Credit Key offers custom pricing plan
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Own the software buyers are comparing here? See who's weighing you against rivals — and who's comparing your competitors while you're not in the running.

Four
Convenience at your fingertips. Shop now, pay later.
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What is Four?
Four is an innovative tech company focusing on giving customers the option to buy now and pay later as well as a variety of purchase financing solutions. We design eCommerce plugins that enable Retailers to offer their customers a diverse range of payment options for a more convenient shopping ...
Read moreCommon Features
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Credit Card Processing
Unique Features
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Payment Processing
-
Payments
-
Online Payments
+ 2 more
Pricing
Four offers custom pricing plan

Klarna
Shop smarter with seamless payments and financing.
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What is Klarna?
Klarna helps make shopping simpler and more enjoyable by allowing customers to track their purchases, make payments and log into their account with ease. With the goal of becoming the preferred way to shop around the world, it offers unique products and services in relation to payments, ...
Read moreCommon Features
-
Credit Card Processing
Unique Features
-
Payment Processing
-
Payments
-
Online Payments
+ 4 more
Pricing
Klarna offers custom pricing plan

Wisetack
Empowering businesses and customers through flexible financing.
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What is Wisetack?
Wisetack is an embedded consumer financing platform that lets businesses offer buy-now, pay-later options for in-person services. The API-driven integration handles the sign-up flow and customer experience end-to-end, so businesses can add financing without building custom payment infrastructure.
Read moreCommon Features
No common features
Unique Features
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Payment Processing
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Payments
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API Integration
Pricing
Wisetack offers custom pricing plan

Affirm
Empowering financial freedom for all.
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What is Affirm?
Affirm is a revolutionary financial service employing advanced technology to create disruption in the industry. We put customers first by offering financing solutions that are simple, straightforward and free of hidden charges. Our Affirm for Merchants program arms business owners with the ...
Read moreCommon Features
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Point of Sale (POS)
Unique Features
-
Payments
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Payment Processing
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Online Payments
+ 2 more
Pricing
Affirm offers custom pricing plan

Afterpay
Split your payments, expand your possibilities.
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What is Afterpay?
Afterpay enables customers to acquire what they need and want, while simultaneously building strong financial wellbeing and managing their expenses, by splitting the payments up over four installments, for online and in-store purchases. This innovative solution is dedicated to granting our ...
Read moreCommon Features
-
Point of Sale (POS)
-
Credit Card Processing
Unique Features
-
Payment Processing
-
Payments
-
Online Payments
+ 3 more
Pricing
Afterpay offers custom pricing plan

Laybuy
Shop now, pay later with ease.
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What is Laybuy?
Laybuy lets you get the purchases you want now and pay in six instalments with no interest! No more waiting - this stress-free payment plan is a great option for those that want to shop and pay later. Unlike buy now, pay later services, you'll get full protection from consumer laws with Laybuy, ...
Read moreCommon Features
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Credit Card Processing
Unique Features
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Payment Processing
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Payments
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Online Payments
+ 1 more
Pricing
Laybuy offers custom pricing plan

Sezzle
Empowering budget-friendly purchases, hassle-free.
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What is Sezzle?
Sezzle is an accredited B Corp that simplifies the payment process for buyers with budget plans and finance options with absolutely no fees or interest! Customers can easily integrate Sezzle with renowned platforms, like Shopify Plus, WooCommerce and more, to improve sales and gain new ...
Read moreCommon Features
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Credit Card Processing
Unique Features
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Payment Processing
-
Payments
-
Online Payments
+ 4 more
Pricing
Sezzle offers custom pricing plan

Zip
Unlock seamless payments and boost sales.
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What is Zip?
Zip's platform allows merchants to enjoy increased conversion rates, stabilized customer loyalty, and no-delay payments. It's simple to set up without API integration required, offering compatible solutions with WooCommerce, Shopify, BigCommerce, and more. Experience complimentary, ...
Read moreCommon Features
-
Point of Sale (POS)
Unique Features
-
Payment Processing
-
Payments
-
Online Payments
+ 3 more
Pricing
Zip offers custom pricing plan
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

