Top 10 Relay Payments Alternatives 2026
Streamline payments, save time, delight drivers.
Trusted by 2M+ software buyers annually.
Main Features
- Accounting Integration
- Mobile Payments
- Payment Processing
- Receipt Management
Pricing
Relay Payments offers custom pricing plan
Relay Payments is a Payment Processing Software platform. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Processing Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Relay Payments vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Relay Payments Current | Payment Processing Software | Custom pricing | No reviews | ✗ No |
 Chargezoom | Payment Processing Software | $20 | 5.0 ★ | ✓ Yes |
 Clearent | Payment Processing Software | Custom pricing | 2.9 ★ | ✗ No |
 PayJunction | Payment Processing Software | Custom pricing | 4.9 ★ | ✗ No |
 Affirm | Payment Processing Software | Custom pricing | 4.4 ★ | ✗ No |
 Heartland Payment Processing | Payment Processing Software | Custom pricing | 4.8 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top Relay Payments alternatives as of October 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
Chargezoom — from $20 · 5★
Effortless payment processing for your business.
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What is Chargezoom?
ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own websites and mobile apps, using highly secure methods of encryption and proprietary processes. ChargeZoom ...
Read moreWhat reviewers like about Chargezoom
- Easy credit card acceptance
- Secure payment processing
- Mobile app available
Where Chargezoom falls short
- Limited international support
- Fees can be high
- Requires integration with existing systems
Common Features
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Payment Processing
-
Mobile Payments
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Accounting Integration
Unique Features
-
Payments
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Online Payments
-
Credit Card Processing
+ 2 more
Pricing
Starts from $20/Month, also offers free forever plan
Clearent — 2.88★
Effortlessly accept card payments for your business.
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What is Clearent?
Clearent payment processing software is the easiest way to accept charge cards and e-commerce payments for your business. The Clearent Payment Processing Software allows you to accept card payments through a variety of methods including mobile devices, email invoices, and traditional card ...
Read moreWhat reviewers like about Clearent
- Easy charge card acceptance
- Multiple payment methods
- User-friendly interface
Where Clearent falls short
- Limited advanced features
- Fees can add up
- Customer support may be slow
Common Features
-
Payment Processing
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Mobile Payments
Unique Features
-
Payments
-
Credit Card Processing
-
Online Payments
+ 3 more
Pricing
Clearent offers custom pricing plan
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PayJunction — 4.92★
Streamline payments with secure, 24/7 support.
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What is PayJunction?
PayJunction is a modern, enterprise-class, multi-channel payment processing software. It comes in a SaaS (Software as a Service) model for subscription-based revenue streams and with an easy to install on-premise version for single processors or mini-merchant banks. PayJunction is secure, ...
Read moreWhat reviewers like about PayJunction
- Enterprise-class capabilities
- 24x7 support availability
- Secure and scalable
Where PayJunction falls short
- Complex setup for some users
- Higher cost for small businesses
- Limited customization options
Common Features
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Payment Processing
Unique Features
-
Payments
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Credit Card Processing
-
Payment Gateway
+ 4 more
Pricing
PayJunction offers custom pricing plan
Affirm — 4.37★
Empowering financial freedom for all.
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What is Affirm?
Affirm is a revolutionary financial service employing advanced technology to create disruption in the industry. We put customers first by offering financing solutions that are simple, straightforward and free of hidden charges. Our Affirm for Merchants program arms business owners with the ...
Read moreWhat reviewers like about Affirm
- Provides payment solutions via instalments.
- Affirm is flexible, well-built, and easy to use.
- Increases average order amounts and sales.
Where Affirm falls short
- Poor online ratings and limited revenue generation for some.
- Limited availability outside the USA.
- Rates may be higher than desired for some.
Common Features
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Payment Processing
Unique Features
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Payments
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Online Payments
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eCommerce
+ 2 more
Pricing
Affirm offers custom pricing plan
Heartland Payment Processing — 4.75★
Efficient payment processing for your business.
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What is Heartland Payment Processing?
Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hire a pricey staff. The software's date and time stamp can record customer ...
Read moreWhat reviewers like about Heartland Payment Processing
- User-friendly interface
- No bulky equipment needed
- Real-time transaction tracking
Where Heartland Payment Processing falls short
- Limited advanced features
- May require internet access
- Not suitable for large enterprises
Common Features
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Payment Processing
Unique Features
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Payments
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Credit Card Processing
-
Point of Sale (POS)
+ 4 more
Pricing
Heartland Payment Processing offers custom pricing plan
EPX — 4.55★
Streamline Your Payments with EPX.
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What is EPX?
Our EPX payment processing software is a cloud-based software program designed to handle multiple credit/debit/cash transactions and customer data. EPX is PCI-DSS compliant, easy-to-use, and comes in three editions, all written in Java programming language. This payment processing software is ...
Read moreWhat reviewers like about EPX
- Cloud-based solution
- Multiple transaction types
- PCI-DSS compliant
Where EPX falls short
- Limited features in lower editions
- Complex setup for some users
- Not suitable for very small businesses
Common Features
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Payment Processing
Unique Features
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Payments
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Credit Card Processing
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PCI Compliance
+ 4 more
Pricing
EPX offers custom pricing plan
Shift4 Payments — 4.49★
Secure, affordable, and effortless payment processing.
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What is Shift4 Payments?
Shift4 Payments is a revolutionary merchant account payment processing solution. From our patented online technology that displays your shopping cart directly on a mobile phone or computer to the dynamic web-based reporting provided by Shift4's comprehensive suite of applications, we deliver ...
Read moreWhat reviewers like about Shift4 Payments
- Advanced payment technology
- Dynamic reporting
- Secure transactions
Where Shift4 Payments falls short
- Limited international support
- May require technical setup
- Customer service can be slow
Common Features
-
Payment Processing
Unique Features
-
Payments
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Credit Card Processing
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Online Payments
+ 4 more
Pricing
Shift4 Payments offers custom pricing plan
WePay — 4.47★
Streamline your payments with WePay.
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What is WePay?
WePay is an all-in-one payment processing software. The platform enables merchants of all sizes, from small to large, to process credit and debit cards, online and offline payments in a number of different countries. We Pay can integrate with a variety of platforms that include Salesforce ...
Read moreWhat reviewers like about WePay
- Multi-country payment processing
- Integrates with various platforms
- Supports online and offline payments
Where WePay falls short
- Limited customer support options
- Fees can add up for small transactions
- Complex setup for some integrations
Common Features
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Payment Processing
Unique Features
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Credit Card Processing
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Online Payments
-
Payment Gateway
+ 4 more
Genome Wallet — from 10 · 3.25★
Streamline your e-commerce payments seamlessly.
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What is Genome Wallet?
Genome is an all-in-one financial platform offering online IBAN accounts, multi-currency wallets, SEPA Instant transfers, SWIFT payments, Visa cards, and secure merchant payment solutions. Business accounts Open dedicated online business IBAN accounts for your company with a fully digital ...
Read moreWhat reviewers like about Genome Wallet
- Middleware functionality
- Scalable solution
- E-commerce integration
Where Genome Wallet falls short
- Complex setup process
- May require technical knowledge
- Limited support options
Common Features
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Payment Processing
Unique Features
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Online Payments
-
Payments
Pricing
Starts from 10/month when Billed Monthly
BluePay — 4.33★
Efficient payment processing for your business.
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What is BluePay?
BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ability to process customer payments directly on-site via a hardware key or by entering information on ...
Read moreWhat reviewers like about BluePay
- Affordable rates for merchants
- Supports multiple payment methods
- Near-zero hidden costs
Where BluePay falls short
- Limited international support
- Basic reporting features
- No mobile app
Common Features
-
Payment Processing
Unique Features
-
Credit Card Processing
-
Payment Gateway
-
Online Payments
+ 4 more
Pricing
BluePay offers custom pricing plan
Who competes with Relay Payments?
Across Payment Processing Software, 10 products compete directly with Relay Payments. The strongest overlap is with Chargezoom, Clearent and PayJunction. Each is compared against Relay Payments on rating, pricing and feature coverage below.
Sites and apps like Relay Payments
Searches for "sites like Relay Payments" and "apps like Relay Payments" land on the same set of options as "Relay Payments alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
What each pick gets right
Easy credit card acceptance
Watch for: Limited international support
Enterprise-class capabilities
Watch for: Complex setup for some users
Provides payment solutions via instalments.
Watch for: Poor online ratings and limited revenue generation for some.
User-friendly interface
Watch for: Limited advanced features
Advanced payment technology
Watch for: Limited international support
Multi-country payment processing
Watch for: Limited customer support options
Affordable rates for merchants
Watch for: Limited international support
Why teams look for a Relay Payments alternative
Teams rarely leave Relay Payments without a reason — usually it's one of these:
- Limited to specific industries
- May require integration with existing systems
- Not suitable for all business types
How to judge a Relay Payments alternative
Comparing pricing, ratings, and strengths across the 10 alternatives: 1 offers a free tier; and Chargezoom is the highest rated at 5★ across 1 reviews.
How the scoring works.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
