Top 10 Clearent Alternatives 2026
Effortlessly accept card payments for your business.
Main Features
- Billing and Invoicing
- Credit Card Processing
- Mobile Payments
- Online Payments
Pricing
Clearent offers custom pricing plan
Clearent is a Payment Processing Software platform with a user rating of 2.9★ based on 4 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Processing Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Clearent vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Clearent Current | Payment Processing Software | Custom pricing | 2.9 ★ | ✗ No |
 Afterpay | Payment Processing Software | Custom pricing | 4.7 ★ | ✗ No |
 PayAnywhere | Payment Processing Software | Custom pricing | 4.7 ★ | ✗ No |
 PayPal Here | Payment Processing Software | Custom pricing | 2.7 ★ | ✗ No |
 Merchant One | Payment Processing Software | Custom pricing | 4.8 ★ | ✗ No |
 Laybuy | Payment Processing Software | Custom pricing | 4.3 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top Clearent alternatives as of October 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
Afterpay — 4.72★
Split your payments, expand your possibilities.
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What is Afterpay?
Afterpay enables customers to acquire what they need and want, while simultaneously building strong financial wellbeing and managing their expenses, by splitting the payments up over four installments, for online and in-store purchases. This innovative solution is dedicated to granting our ...
Read moreWhat reviewers like about Afterpay
- Convenient payment plans allowing users to spread out payments and manage finances effectively.
- Easy integration and user-friendly interface make it accessible for users and businesses alike.
- Popular and trusted by customers, enhancing sales opportunities and customer satisfaction.
Where Afterpay falls short
- Limited availability on websites and lack of extended payment plans restrict usage.
- Challenges with customer service responsiveness and resolutions, impacting user experience.
- Return and refund processes can be cumbersome, causing delays and inconvenience for users.
Common Features
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Payment Processing
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Payments
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Online Payments
+ 4 more
Unique Features
-
E-commerce Integrations
Pricing
Afterpay offers custom pricing plan
PayAnywhere — 4.67★
Secure payments made easy on the go!
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What is PayAnywhere?
PayAnywhere is payment processing software that enables you to accept secure payments anywhere on the web.. It offers the ability to take payments for goods and services through your mobile device or tablet, where you are. Businesses of any size can take advantage of PayAnywhere to process ...
Read moreWhat reviewers like about PayAnywhere
- Mobile payment capabilities
- User-friendly interface
- Fast transaction processing
Where PayAnywhere falls short
- Limited international support
- Transaction fees can add up
- May lack advanced features
Common Features
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Payment Processing
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Payments
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Credit Card Processing
+ 3 more
Unique Features
-
Reporting
Pricing
PayAnywhere offers custom pricing plan
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PayPal Here — 2.67★
Empowering businesses with secure mobile payments.
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What is PayPal Here?
PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions available today.It is Designed to make business on the go easier than ever, PayPal Here is a credit card ...
Read moreWhat reviewers like about PayPal Here
- Mobile point-of-sale functionality
- Easy to use
- Secure transactions
Where PayPal Here falls short
- Limited advanced features
- Higher transaction fees
- Not suitable for large enterprises
Common Features
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Payment Processing
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Payments
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Credit Card Processing
+ 4 more
Unique Features
-
PCI Compliance
Pricing
PayPal Here offers custom pricing plan
Merchant One — 4.77★
Efficient, secure payment processing for any business.
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What is Merchant One?
Merchant One Payment Processing Software is the easiest cloud-based solution on the market today. Merchant One fuses together the ease of a POS system with powerful processing and shopping cart functionality. It is one payment processing software allows you to quickly and easily setup and ...
Read moreWhat reviewers like about Merchant One
- Easy cloud-based setup
- Full-service credit card processing
- Supports multiple business verticals
Where Merchant One falls short
- Limited advanced reporting tools
- May lack customization options
- Not ideal for very large businesses
Common Features
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Payment Processing
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Payments
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Credit Card Processing
+ 3 more
Unique Features
-
Payment Gateway
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PCI Compliance
Pricing
Merchant One offers custom pricing plan
Laybuy — 4.25★
Shop now, pay later with ease.
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What is Laybuy?
Laybuy lets you get the purchases you want now and pay in six instalments with no interest! No more waiting - this stress-free payment plan is a great option for those that want to shop and pay later. Unlike buy now, pay later services, you'll get full protection from consumer laws with Laybuy, ...
Read moreWhat reviewers like about Laybuy
- Easy to navigate and user-friendly interface.
- Convenient pay later feature without interest or additional charges.
- Helps in managing monthly budget effectively.
Where Laybuy falls short
- Limited selection in the Laybuy Marketplace for additional apps and connectors.
- Some users experienced poor customer service.
Common Features
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Payment Processing
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Payments
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Online Payments
+ 2 more
Unique Features
No unique features
Pricing
Laybuy offers custom pricing plan
Square Payments — 4.63★
Simple and secure payments on-the-go.
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What is Square Payments?
Square Payments is a mobile and in-person payment processing solution used by small business owners — independent retailers, food vendors, and service providers — to accept card payments via smartphone or tablet without dedicated point-of-sale hardware. It combines a free card reader, simple ...
Read moreWhat reviewers like about Square Payments
- Easy to use on mobile devices
- Free to download
- Quick setup process
Where Square Payments falls short
- Limited features compared to competitors
- Transaction fees can be high
- Not suitable for large businesses
Common Features
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Payment Processing
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Payments
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Credit Card Processing
+ 3 more
Unique Features
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Reporting
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PCI Compliance
Pricing
Square Payments offers custom pricing plan
Gravity Payments — 5★
Effortless payments, elevated business.
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What is Gravity Payments?
Gravity Payments is a payment processing platform that handles credit and debit card transactions across mobile, e-commerce, and point-of-sale channels. It includes real-time receivable management and a support team that helps configure payment workflows for each business type.
Read moreWhat reviewers like about Gravity Payments
- Hassle-free card processing
- Efficient for various industries
- Real-time receivable management
Where Gravity Payments falls short
- May have higher fees
- Limited international support
- Not suitable for all business sizes
Common Features
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Payment Processing
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Credit Card Processing
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Point of Sale (POS)
+ 3 more
Unique Features
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Accounts Receivable
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Customer Support
Pricing
Gravity Payments offers custom pricing plan
Chargezoom — from $20 · 5★
Effortless payment processing for your business.
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What is Chargezoom?
ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own websites and mobile apps, using highly secure methods of encryption and proprietary processes. ChargeZoom ...
Read moreWhat reviewers like about Chargezoom
- Easy credit card acceptance
- Secure payment processing
- Mobile app available
Where Chargezoom falls short
- Limited international support
- Fees can be high
- Requires integration with existing systems
Common Features
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Payment Processing
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Payments
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Online Payments
+ 3 more
Unique Features
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Payment Gateway
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Accounting Integration
Pricing
Starts from $20/Month, also offers free forever plan
QuickBooks Payments — from $12.50 · 4.41★
Get paid faster with QuickBooks Payments.
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What is QuickBooks Payments?
QuickBooks Payments is a payment processing service that makes it easier for your customers to pay you. It's all online, 24/7, so you can immediately start receiving funds from your customers. There's an option to choose multiple payment solutions including credit card, debit card, electronic ...
Read moreWhat reviewers like about QuickBooks Payments
- Seamless integration with QuickBooks invoicing makes accepting and tracking payments fast and easy.
- Lets businesses email invoices and bill clients directly so payments arrive much quicker than in person.
- Easy to use even for non-technical staff, with several reviewers learning it in under 30 minutes.
Where QuickBooks Payments falls short
- Processing fees can be high, so reviewers advise checking the costs carefully.
- Customer service is a recurring pain point, with some users reporting poor support experiences.
Common Features
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Payment Processing
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Online Payments
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Credit Card Processing
+ 3 more
Unique Features
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Electronic Payments
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Accounting Integration
Pricing
Starts from $12.50/Month
Affirm — 4.37★
Empowering financial freedom for all.
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What is Affirm?
Affirm is a revolutionary financial service employing advanced technology to create disruption in the industry. We put customers first by offering financing solutions that are simple, straightforward and free of hidden charges. Our Affirm for Merchants program arms business owners with the ...
Read moreWhat reviewers like about Affirm
- Provides payment solutions via instalments.
- Affirm is flexible, well-built, and easy to use.
- Increases average order amounts and sales.
Where Affirm falls short
- Poor online ratings and limited revenue generation for some.
- Limited availability outside the USA.
- Rates may be higher than desired for some.
Common Features
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Payments
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Payment Processing
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Online Payments
+ 2 more
Unique Features
-
E-commerce Integrations
Pricing
Affirm offers custom pricing plan
Clearent vs its closest competitors
There are 10 direct Clearent competitors in Payment Processing Software. The ones that come up most often are Afterpay, PayAnywhere and PayPal Here. Each is compared against Clearent on rating, pricing and feature coverage below.
Sites and apps like Clearent
Searches for "sites like Clearent" and "apps like Clearent" land on the same set of options as "Clearent alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
What earned each Clearent alternative its spot
Convenient payment plans allowing users to spread out payments and manage finances effectively.
Watch for: Limited availability on websites and lack of extended payment plans restrict usage.
Mobile payment capabilities
Watch for: Limited international support
Mobile point-of-sale functionality
Watch for: Limited advanced features
Easy cloud-based setup
Watch for: Limited advanced reporting tools
Easy to navigate and user-friendly interface.
Watch for: Limited selection in the Laybuy Marketplace for additional apps and connectors.
Easy to use on mobile devices
Watch for: Limited features compared to competitors
Hassle-free card processing
Watch for: May have higher fees
Easy credit card acceptance
Watch for: Limited international support
Seamless integration with QuickBooks invoicing makes accepting and tracking payments fast and easy.
Watch for: Processing fees can be high, so reviewers advise checking the costs carefully.
Provides payment solutions via instalments.
Watch for: Poor online ratings and limited revenue generation for some.
Why teams look for a Clearent alternative
Here's what tends to push teams toward a Clearent alternative:
- Limited advanced features
- Fees can add up
- Customer support may be slow
- Not suitable for large enterprises
Key things to look for in a Clearent alternative
By the numbers, these 10 payment processing software alternatives shake out as follows: 1 offers a free tier; and Gravity Payments is the highest rated at 5★ across 1 reviews.
How we rank, in short.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
