Plaid Reviews in June 2026: User Ratings, Pros & Cons

Bad choice for credit unions users

I do not like Plaid. I do not use a Mega-Bank, I use a credit union. My bank is not listed, therefore I always have no choice but to pay with my credit card and incur a fee. They should allow you to input your bank account and not limit you to mega banks.

Plaid is a waste of your time…

Tresl said I had to use Plaid to pay cash for my car purchase. (They considered a check “cash” and I hoping to avoid wire transfer fees. I was buying my company car from Enterprise fleet). I wasted endless time trying to pay Tresl from my Tresl account via Plaid and it would never work. I asked Tresl what the issue was and they said, oh, you need to make sure Plaid has your bank in their network. To do this? I had to create an account on Plaid and then? They provide you with the list of ...

It never works

It never works, I have tried countless times

Absolute garbage

Absolute garbage! Over the course of 3 years I have tried at least 100 times to use this company for online payments using several large banks and it has worked exactly Zero times. No idea how these guys can keep a broken useless app up n running for so long

Absolutely garbage

Absolutely garbage. Doesn't support 2FA. Hasn't been updated on multiple platforms and has become a nuisance because there is no option for manual entry.

The Worse

How they got some many companies to use a service that doesn't work is beyond me

No words just awful

Date of experience: October 10, 2022

"Plaid for user experience"

What do you like best about Plaid? task flow, reduced effort, less friction, faster What do you dislike about Plaid? None I can see, it works fine, I haven't had a problem What problems is Plaid solving and how is that benefiting you? field entry, looking for account and routing numbers

Still not delivering...

One year ago a company tried to get me to use this app to pay with my bank. It didn't work then on either Chase or Charles Schwab. Here we are a full year later and it still doesn't work. GET IT TOGETHER

"Plaid is Secure and Convenient!"

What do you like best about Plaid? What I like most about plaid is firstl the peace of mind knowing the platform is secure and safe. I also love how easy it is to use and integrate with your banking information. What do you dislike about Plaid? There really isn't much I don't like to be completely honest. If I had to choose something though, It would be that more companies don't use Plaid at this point. Even though they don't now, I see a lot of companies changing to Plaid in the near ...