Plaid Reviews in September 2026: User Ratings, Pros & Cons
Streamlining banking transactions for a prosperous future.
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Starts from $500 / Month, also offers free forever plan
Plaid Reviews & Ratings
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Plaid pros and cons
Reviewers find it easy to integrate, with a straightforward, well-documented API.
It connects to a wide range of banks and financial institutions across the US.
A secure, seamless way to verify bank accounts and authenticate ACH transactions.
It reduces friction and effort, making bank linking fast for customers and users.
Several reviewers say support can be slow and report consistent or recurring errors.
It doesn't work with some banks and services, and lacks a status page for smaller banks.
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Showing 61-70 out of 174
D
Dom
02/15/25
How Plaid is ending easy transfers for everyone.
If I was a financial institution I'd do everything NOT TO work with Plaid. There are constant errors, what once worked perfectly now falls apart almost every time. What once was a few second money transfer is now a multi hour ordeal full of strange errors, misleading messages, and ultimately failed transfers and locked bank accounts requiring multiple support calls. This occurs 90% of the time I have to do a money transfer. Today, yet again I'm unable to transfer money because Plaid decided ...
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WW
Wes Wes
02/15/25
Can y'all please fix Knoxville…
Can y'all please fix Knoxville Tennessee credit Union tva keep having problems
KM
Kevin May
02/12/25
This software is terrible
PLEASE FOR THE LOVE OF GOD WILL BANKS QUIT USING PLAID FOR CONNECTION AND VERIFICATION. It's terrible!
DP
Dave Pasin
02/07/25
Clown show horrid avoided all costs
What a horrible service this is. Terrible customer service terrible instructions doesn’t work for banks in Canada. Absolute garbage site. Avoid this clown. Show of a company at all costs.
BJ
Bonnie Jones
02/06/25
If I could give this service a zero I…
If I could give this service a zero I would. The worst company ever and a lot of coding issues. They stated my name on my account was not matching my debit card which is false and failed to approve me for a company that I have been doing business with over a year. All of a sudden, I am a bad guy and not trustworthy since I am not who I say I am. What a joke. The company that I have been dealing with for way over a year is agreeing with them and no longer want to do business with me. So ...
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MT
Michael Trenholm
02/03/25
Plaid is a SCAM
Stay away from Plaid. They collect all personal financial records, take complete control of your bank accounts & you can't even log into your banking accounts. What they do you have no idea what they are doing.
DS
Derek S
01/31/25
Plaid Collects Your Entire Financial History
Plaid’s data collection policies are insanely invasive. Be aware that any time you link an account with Plaid, Plaid collects your entire transaction history for everything linked to those credentials. If you’ve used the same bank for years, and link an account with Plaid, they collect every single transaction, bank statement, and credit card statement. Every single payment you’ve ever made with that account, Plaid knows.It’s outrageously invasive, and completely unnecessary to the service ...
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NA
Not Applicable
01/15/25
Provide Customer Service available by phone number being available and not Bogus links.
THEY DO NOT Provide Customer Service available by phone number being available and only Bogus links. Never use this.
MC
Mike Cline
01/06/25
I used plaid for a loan transfer and 8 days still no $$ in my account
I used plaid for a loan transfer and 8 days later still not received in my account
M
Michael
11/08/24
Horrible they use to acknowledge my…
Horrible they use to acknowledge my checking account with Netspend with whom I receive my VA check now all the sudden they don't. No way to get in touch with them to clear matter
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].