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Plaid - New SaaS Software

Plaid Reviews in September 2026: User Ratings, Pros & Cons

Streamlining banking transactions for a prosperous future.

1.66

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Starts from $500 / Month, also offers free forever plan

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Plaid Reviews & Ratings

1.66

Based on 163 ratings & 174 reviews

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Rating Distribution

Excellent

(19)

Very Good

(8)

Good

(5)

Poor

(2)

Terrible

(140)

Plaid pros and cons

  • Reviewers find it easy to integrate, with a straightforward, well-documented API.

  • It connects to a wide range of banks and financial institutions across the US.

  • A secure, seamless way to verify bank accounts and authenticate ACH transactions.

  • It reduces friction and effort, making bank linking fast for customers and users.

  • Several reviewers say support can be slow and report consistent or recurring errors.

  • It doesn't work with some banks and services, and lacks a status page for smaller banks.

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Showing 41-50 out of 174

P

Paul

05/12/25

1 out of 5

This app is absolute garbage

This app is absolute garbage. It should be thrown in the trash. No Bank should use this. It doesn't connect to all banks. It's a piece of garbage. Absolute junk. Never use this pile of crap ever again. My name is Paul Angelo. I stand by this message. This company should be long gone

JM

Jonathan Murphy

05/12/25

1 out of 5

When I try to get my funds from my…

When I try to get my funds from my stock brokerage account to transfer to my account plaid keeps sending me numbers other than my phone number to choose from the authenticator for my funds to transfer. And no customer care to take care of the harm that they are causing.

CB

Connor Bohl

05/11/25

1 out of 5

Garbage service and worse company.

In the many years apps have been forcing me to use this garbage company, i have never once successfully connected my account with plaid. Not once. Every single time they lock my bank account and i have to jump through hoops because this trash company cant make a simple transaction without making me reset all my accounts. Never had this problem just manually entering my AN and RN. But nooooooooo thats way too hard. Lets use a convoluted app that cant do the most basic tasks and blame the ...

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S

Steve

05/05/25

3 out of 5

Clunky still for some banks and credit…

Clunky still for some banks and credit cards…will likely work out but they need to be more aggressive in fixing bugs particularly related to adding new account syncs from an existing account.

JC

Jack Chris

05/02/25

1 out of 5

Can't access my money

I use Plaid for a Kraken account and its been a miserable experience. They limit my ability to transfer MY MONEY into a Kraken account. This has cost me thousands of dollars because I was unable to buy on the dip! I have no idea if Plaid offers any support because I've gotten no responses when I've tried to contact them. I'm leaving Kraken because of this issue.

LD

Luke Dixon

05/01/25

1 out of 5

I avoid Apps that use Plaid

I avoid Apps that use Plaid. It frequently disconnects and doesn't support ATB Business or my RBC accounts anymore

BL

Bill Lockhart

04/30/25

1 out of 5

Can't verify my account

Can't verify my account. I login to my bank no problem. I log into my bank using Plaid. Can't find the login information. Epic fail.

JB

jeff branick

04/24/25

1 out of 5

This plaid iscompletely junk I've been…

This plaid iscompletely junk I've been trying for 4 days straight to get my money transferred from my secured card from kickoff to anywhere to my banking to cash app didn't anything you think of all I get is oops something wentwrong oops something went wrong played is the worst site ever if you could do anything to avoid this site do it please don't waste your time like I did

B

Bill

04/11/25

1 out of 5

I would give a ZERO if I could

I would give a ZERO if I could! I use an online betting platform that uses PLAID as a second layer of bank balance verification. Plaids technology is behind the times!! They DO NOT do REAL-TIME balance verifications but random or beginning of day. This is 2025, why doesn't PLAID do real time online verification?

KK

Kevin K

04/08/25

1 out of 5

Doesn't work with TD bank

Doesn't work with TD bank. It's crap, pure crap. Trusty is far superior, and every company should use them instead of this second rate service.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].