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Plaid - New SaaS Software

Plaid Reviews in September 2026: User Ratings, Pros & Cons

Streamlining banking transactions for a prosperous future.

1.66

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Starts from $500 / Month, also offers free forever plan

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Plaid Reviews & Ratings

1.66

Based on 163 ratings & 174 reviews

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Rating Distribution

Excellent

(19)

Very Good

(8)

Good

(5)

Poor

(2)

Terrible

(140)

Plaid pros and cons

  • Reviewers find it easy to integrate, with a straightforward, well-documented API.

  • It connects to a wide range of banks and financial institutions across the US.

  • A secure, seamless way to verify bank accounts and authenticate ACH transactions.

  • It reduces friction and effort, making bank linking fast for customers and users.

  • Several reviewers say support can be slow and report consistent or recurring errors.

  • It doesn't work with some banks and services, and lacks a status page for smaller banks.

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Showing 101-110 out of 174

WO

West Oz Cards

03/08/24

1 out of 5

Absolute GARBAGE APP!!!!

Absolute GARBAGE APP!!!! Trying to verify my license and the app camera won't adjust the zoom so I can't get a clear picture to upload. Absolute trash app.

WO

West Oz Cards

03/08/24

1 out of 5

Absolute GARBAGE APP!!!!

Absolute GARBAGE APP!!!! Trying to verify my license and the app camera won't adjust the zoom so I can't get a clear picture to upload. Absolute trash app.

M

MissJay

03/02/24

1 out of 5

I wish we weren’t forced to use this.

I wish we weren’t forced to use this. Idky all these apps are deciding to have people connect to their banks through plaid. If im not mistaken, I started to notice it by 2019/20. There was legit a time where you were able to connect your bank manually with certain things, and they verified your account by doing a little cent check. Now these apps have made it mandatory you’re connecting through plaid, I don’t want to use them!!! My cu clearly doesn’t trust them, &/are very firm on their ...

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M

MissJay

03/02/24

1 out of 5

I wish we weren’t forced to use this.

I wish we weren’t forced to use this. Idky all these apps are deciding to have people connect to their banks through plaid. If im not mistaken, I started to notice it by 2019/20. There was legit a time where you were able to connect your bank manually with certain things, and they verified your account by doing a little cent check. Now these apps have made it mandatory you’re connecting through plaid, I don’t want to use them!!! My cu clearly doesn’t trust them, &/are very firm on their ...

Read more

S

Stephanie

02/19/24

1 out of 5

NEVER USE THIS SCAM APP

If any online banks are using this service, please stop using because they are scammers. Once i tried to go through verification process with a reputable bank, they accessed my bank with credentials and tried to empty my bank account. This is the biggest scam and FRAUD! If you see this name PLAID while setting up your online banking, RUN!!!!!!!!!!

S

Stephanie

02/19/24

1 out of 5

NEVER USE THIS SCAM APP

If any online banks are using this service, please stop using because they are scammers. Once i tried to go through verification process with a reputable bank, they accessed my bank with credentials and tried to empty my bank account. This is the biggest scam and FRAUD! If you see this name PLAID while setting up your online banking, RUN!!!!!!!!!!

T

Thinkaboutthat

02/18/24

1 out of 5

Scammers…

The company literally pulls you through all of the steps warning you the information they give to the other financial institutions can be used for whatever reason they want to and they are not responsible… After you hit submit. They will share that information then access deny you. WTH.

T

Thinkaboutthat

02/18/24

1 out of 5

Scammers…

The company literally pulls you through all of the steps warning you the information they give to the other financial institutions can be used for whatever reason they want to and they are not responsible… After you hit submit. They will share that information then access deny you. WTH.

B

Brandon

02/17/24

1 out of 5

I was trying to do something with my…

I was trying to do something with my bank. And it wouldn't work. As said by many other reviews. I wish i could not have to right this. I hope they drop whomever or whatever their using for bank stuff. Couldn't find my bank or something like that.

B

Brandon

02/17/24

1 out of 5

I was trying to do something with my…

I was trying to do something with my bank. And it wouldn't work. As said by many other reviews. I wish i could not have to right this. I hope they drop whomever or whatever their using for bank stuff. Couldn't find my bank or something like that.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].