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Modern Treasury Review: Is It The Right Accounting Software For Your Team?
Best for SMB teams · Mid-market · Enterprise
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Modern Treasury offers custom pricing plan

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What is Modern Treasury?
Modern Treasury is a payment service provider that sits directly in the flow of funds. We create the infrastructure that helps companies and startups move money. Companies use one API to run pay-ins and payouts across ACH, RTP, FedNow, wire, checks, push-to-card, and stablecoins, with KYC/KYB, accounts, ledgering, and reconciliation built in. Launch your platform in days, not months, with no bank onboarding required. The API and ledger stay the same as you scale to a Fortune 100, so you never re-platform. With usage-based pricing, as volume increases the per-unit costs decrease. Pricing is designed to scale efficiently with your business. Software platforms, marketplaces, fintechs, financial institutions, startups and enterprises, including GoFundMe, Navan and MindBody ClassPass, trust Modern Treasury to move money. The platform has processed $700B+ in payments for organizations of all sizes and is backed by Benchmark, Altimeter, and Salesforce Ventures. Start building here: https://app.moderntreasury.com/sign_up
Pricing
Modern Treasury offers custom pricing plan
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Suited for small teams, SMBs, and enterprise
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Modern Treasury Software Demo
Modern Treasury was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.
Who should consider Modern Treasury
- Team types
- Large Enterprises, Medium Business
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What is the pricing of Modern Treasury?
Modern Treasury uses custom pricing — plans are tailored to your team size and needs. Contact them for a quote.
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What are the features of Modern Treasury?
An AI assistant is a virtual digital assistant that is powered by artificial intelligence technology to understand and respond to user comma…
API integration is a feature that allows different software systems, platforms, or applications to seamlessly communicate with each other. I…
Accounting management is a crucial aspect for any business, regardless of its size or industry. It involves managing and organizing financia…
The overall accounts payable (AP) balance of a corporation at a given moment in time will appear in the current liabilities column of its ba…
Handling what a business owes its suppliers, from capturing the invoice through approval, scheduling and payment. The software matches invoi…
The term "accounts receivable" refers to a company's unpaid bills or the money owed to it by customers. Accounts that a company is entitled…
Alert Notifications are an essential feature of software that provide users with real-time updates and important information. These notifica…
Analytics is a math-based field that aims to uncover patterns in marketing data to gain actionable knowledge that can be used in your market…
A bank reconciliation statement reconciles an entity's bank account with its financial records. The statement lists all deposits, withdrawal…
An invoice and a bill are documents that convey the same information about the amount owing for the sale of goods or services. Still, a comp…
Matching incoming customer payments to the open invoices they are meant to settle, so accounts receivable reflects what has actually been pa…
Check writing used to be done by hand in the old days. Today, there is a digital solution for everything, and check printing software is tha…
When a firm refers to money owed to them by a customer, it is referred to as collections. When a consumer fails to pay a company within the…
Managers plan, coordinate, regulate, and lead operations that assure compliance with laws and standards through compliance management. It is…
The accounting system exchanges data with an enterprise resource planning platform, so records such as purchase orders, inventory movements,…
Keeping track of your expenses is a crucial component of building a budget for your small business. The financial health of your budget is i…
A financial dashboard is a software feature designed to provide an overview of an organization's financial health. It presents key financial…
Financial management is a process of planning, organizing, regulating, and monitoring financial resources to meet the goals and objectives.…
Financial reporting is a crucial aspect of any successful organization, as it involves the systematic and structured communication of financ…
A general ledger is a financial data record-keeping system that includes debit and credit account records confirmed by a trial balance. It h…
Invoice is time-stamped commercial document that itemizes and records a transaction between a buyer and a seller. If products or services we…
Invoice payment is a crucial feature of any software system that is designed to simplify the billing process and enhance overall efficiency.…
Your firm will be able to hold funds in multiple currencies if you have a multi-currency bank account. When conducting a business across bor…
Multi-country refers to a situation in which several countries are involved. Various countries and locations are frequently examined. Patter…
Trading money electronically is known as online payment. Computer networks, the internet, and digital stored value systems are commonly used…
Payment Processing is defined as providing a Person with the ability to charge or debit accounts using any payment mechanism, including but…
Payments are an essential feature in any software that deals with transactions or monetary activities. This feature allows users to make and…
The process of paying salaries is referred to as payroll. It begins with preparing a payroll list and concludes with the recording of expens…
"The ""real-time insights"" feature provides sales teams with immediate, actionable intelligence derived from live data. This feature within…
Reporting provides complete visibility of the project and a clear grasp of what has to be done to the on-site personnel. The reporting proce…
Security management covers the policies, processes, procedures, and technologies used to protect sensitive information and maintain the over…
A self-service portal is a website or app that enables workers (or external clients for externally visible support providers) to help themse…
Transaction history is a feature commonly found in software applications that allows users to view a record of all the transactions that hav…
Transaction Monitoring in the context of Anti-Money Laundering (AML) refers to a feature within software that continuously tracks and analyz…
The process of buying and selling actual goods and services through the internet is known as ecommerce. It entails the exchange of data or c…
Modern Treasury security and data handling
Key compliance certifications and security features for IT and security teams evaluating Modern Treasury.
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Modern Treasury Support Options
Frequently Asked Questions About Modern Treasury
Common questions buyers ask before choosing Modern Treasury.
Modern Treasury is a Accounting Software. Modern Treasury offers Accounts Payable, Bank Reconciliation, Collections, Expense Tracking, Multi-Currency and many more functionalities.
Some top alternatives to Modern Treasury includes Xero, Zoho Books, Sage Business Cloud Accounting, Enerpize and BlackLine.
Modern Treasury offers Quotation Based pricing model
The starting price is not disclosed by Modern Treasury. You can visit Modern Treasury pricing page to get the latest pricing.
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About the reviewer
Rajat Gupta is the founder of Spotsaas, where he has built software research covering 25,000+ products across CRM, HR, AI, and finance. He applies hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
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