Justworks Pricing Plans in 2026

How much does Justworks cost?

Justworks is one of the few PEOs that publishes rates. Payroll is $8 per employee per month plus a $50 base fee. PEO Basic is $79 per employee per month. PEO Plus is $109.

Volume discounts are real and reported: Basic drops toward $49 and Plus toward $99 past roughly 25–50 employees, and lower again above 100.

Why the PEO Plus number is not your bill

This is the part that surprises people. On PEO Plus, the $109 covers platform access — health insurance premiums are 40–60% of your actual monthly invoice, and employer taxes sit on top.

Realistic all-in cost on PEO Plus is $600–$800 per employee per month, not $109. For a 30-person team that is roughly $18,000–$24,000 a month against a headline of $3,270.

That is not a hidden fee — it is health insurance, which you would buy anyway. But comparing $109 against a payroll tool's $12 is comparing two different products.

Did Justworks increase its price?

Yes. Justworks has adjusted PEO pricing more than once, and the published rates have moved upward over recent cycles — which is why figures between $59 and $79 for Basic circulate simultaneously across review sites.

PEO pricing also reprices annually with your health plan renewal, independent of the platform fee. Budget for a mid-single-digit increase each year even if the per-employee rate is unchanged.

Does Justworks offer a 401(k) plan?

Yes, through partner providers, available on the PEO plans. As with health benefits, plan administration is included in the PEO relationship while the underlying plan costs and any employer match are yours.

This is the actual argument for a PEO at small scale: access to benefits pricing normally reserved for much larger employers. If you have fewer than 50 employees and want competitive health and retirement benefits, the PEO premium is often cheaper than buying those benefits alone.

When Justworks is the wrong shape

If you already have good benefits sorted and just need payroll, take the $8 plan or use Gusto — the PEO tiers are priced for the benefits access, and paying for it twice is waste.

Above roughly 100 employees the maths usually turns. At that size you can negotiate group health directly, and TriNet or an in-house broker plus a payroll system tends to beat the PEO premium.