Top 10 EPX Alternatives 2026
Streamline Your Payments with EPX.
Main Features
- Credit Card Processing
- Electronic Payments
- Online Payments
- PCI Compliance
Pricing
EPX offers custom pricing plan
EPX is a Payment Processing Software platform with a user rating of 4.5★ based on 20 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Processing Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
EPX vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| EPX Current | Payment Processing Software | Custom pricing | 4.5 ★ | ✗ No |
 MagicPay | Payment Processing Software | Custom pricing | 5.0 ★ | ✗ No |
 Global Payments | Payment Processing Software | Custom pricing | 4.3 ★ | ✗ No |
 Merchant e-Solutions | Payment Processing Software | Custom pricing | 2.5 ★ | ✗ No |
 Fattmerchant | Payment Processing Software | $49 | 3.9 ★ | ✗ No |
 PaymentSpring | Payment Processing Software | Custom pricing | 4.5 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top EPX alternatives as of October 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
MagicPay — 5★
Unlock the power of seamless payments and increase sales.
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What is MagicPay?
A complete online payment processing and marketing platform, MagicPay is everything you need to start and run a successful business immediately. Our secure, robust payment gateway technology enables merchants to set up online shop fronts and accept all major credit cards, cryptocurrencies and ...
Read moreWhat reviewers like about MagicPay
- Supports multiple payment methods
- User-friendly interface
- Quick setup process
Where MagicPay falls short
- Limited customer support hours
- Higher fees for certain transactions
- May lack advanced features
Common Features
-
Payment Processing
-
Payments
-
Online Payments
+ 4 more
Unique Features
-
eCommerce
Pricing
MagicPay offers custom pricing plan
Global Payments — 4.25★
Transforming payment processing for seamless transactions.
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What is Global Payments?
Global Payments offers full-service, in-house, state-of-the-art Payment Processing Software that's been designed to simplify credit card processing through one central solution. Its comprehensive feature set provides easy access controls and reconciliation for merchants' businesses while ...
Read moreWhat reviewers like about Global Payments
- Full-service payment processing
- State-of-the-art technology
- Centralized solution
Where Global Payments falls short
- Can be expensive
- Complex for small businesses
- Limited customization options
Common Features
-
Payment Processing
-
Credit Card Processing
-
Payments
+ 4 more
Unique Features
-
Fraud Prevention
Pricing
Global Payments offers custom pricing plan
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Merchant e-Solutions — 2.5★
Streamline payments and grow your business.
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What is Merchant e-Solutions?
Merchant e-Solutions is a web-based payment processing software that allows you to quickly and easily set up a merchant account for your business. The software allows you to accept Visa, MasterCard, Amex, and Discover on your website or at physical locations. Merchant e-Solutions is always ...
Read moreWhat reviewers like about Merchant e-Solutions
- Web-based platform
- Easy merchant account setup
- Supports major credit cards
Where Merchant e-Solutions falls short
- Limited international support
- Basic reporting features
- Customer support can be slow
Common Features
-
Payment Processing
-
Payments
-
Credit Card Processing
+ 4 more
Unique Features
-
eCommerce
Pricing
Merchant e-Solutions offers custom pricing plan
Fattmerchant — from $49 · 3.92★
Revolutionize your business transactions with Fattmerchant.
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What is Fattmerchant?
Fattmerchant, now branded as Stax, is a payment processing platform for small and mid-sized US businesses that charges a flat monthly subscription plus interchange cost rather than a per-transaction markup, which lowers effective rates for businesses processing higher payment volumes. It ...
Read moreWhat reviewers like about Fattmerchant
- All-in-one payment solution
- Easy merchant account setup
- Transparent pricing model
Where Fattmerchant falls short
- Limited international support
- Higher fees for small transactions
- Less customizable features
Common Features
-
Payment Processing
-
Payments
-
Credit Card Processing
+ 4 more
Unique Features
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Billing and Invoicing
Pricing
Starts from $49/Month
PaymentSpring — 4.5★
Secure payments made simple.
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What is PaymentSpring?
PaymentSpring is a leading provider of Payments Solutions that enable merchants to accept credit & debit payments with ease. With its robust Feature-Rich Software, industry-applicable Support, competitive Pricing and a promising Growth Strategy, this secure payment processor offers an ultimate ...
Read moreWhat reviewers like about PaymentSpring
- Feature-rich software
- Competitive pricing
- Strong customer support
Where PaymentSpring falls short
- Limited customization options
- May require technical setup
- Fees for certain features
Common Features
-
Payment Processing
-
Payments
-
Credit Card Processing
+ 3 more
Unique Features
-
Recurring (Subscription Billing)
Pricing
PaymentSpring offers custom pricing plan
Square Payments — 4.63★
Simple and secure payments on-the-go.
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What is Square Payments?
Square Payments is a mobile and in-person payment processing solution used by small business owners — independent retailers, food vendors, and service providers — to accept card payments via smartphone or tablet without dedicated point-of-sale hardware. It combines a free card reader, simple ...
Read moreWhat reviewers like about Square Payments
- Easy to use on mobile devices
- Free to download
- Quick setup process
Where Square Payments falls short
- Limited features compared to competitors
- Transaction fees can be high
- Not suitable for large businesses
Common Features
-
Payment Processing
-
Payments
-
Credit Card Processing
+ 3 more
Unique Features
-
Mobile Payments
-
Reporting
Pricing
Square Payments offers custom pricing plan
BluePay — 4.33★
Efficient payment processing for your business.
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What is BluePay?
BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ability to process customer payments directly on-site via a hardware key or by entering information on ...
Read moreWhat reviewers like about BluePay
- Affordable rates for merchants
- Supports multiple payment methods
- Near-zero hidden costs
Where BluePay falls short
- Limited international support
- Basic reporting features
- No mobile app
Common Features
-
Payment Processing
-
Credit Card Processing
-
Payment Gateway
+ 3 more
Unique Features
-
eCommerce
-
Recurring (Subscription Billing)
Pricing
BluePay offers custom pricing plan
Payfirma — 4.75★
Secure, Seamless Payments for Every Business.
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What is Payfirma?
Payfirma's payment processing software empowers businesses of all sizes to accept payments quickly, securely and cost-effectively from anyone, anywhere. Payfirma allows you to make your business available 24/7, from virtually anywhere in the world.It is a payment processing solutions provider, ...
Read moreWhat reviewers like about Payfirma
- Global payment acceptance
- 24/7 availability
- Cost-effective solutions
Where Payfirma falls short
- Complex pricing structure
- Limited integration options
- Customer support can be slow
Common Features
-
Payment Processing
-
Payments
-
Credit Card Processing
+ 2 more
Unique Features
-
Mobile Payments
Pricing
Payfirma offers custom pricing plan
PayOp — 3.87★
Seamless payment processing for simplified transactions.
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What is PayOp?
PayOp is an integrated payment processing software solution designed to be used without a complicated layered technology infrastructure. It turns your debit and credit card terminal into a complete point-of-sale (POS) system by leveraging the framework, processes, and personnel you already have ...
Read moreWhat reviewers like about PayOp
- Easy to integrate
- No complicated infrastructure
- Transforms existing terminals
Where PayOp falls short
- Limited advanced features
- May lack customization options
- Not suitable for large enterprises
Common Features
-
Payment Processing
-
Payments
-
Payment Gateway
+ 3 more
Unique Features
-
eCommerce
-
Fraud Prevention
Pricing
PayOp offers custom pricing plan
Quantum Electronic Payments — 5★
Streamline your payments with Quantum.
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What is Quantum Electronic Payments?
The Quantum Electronic Payments Solution is designed with everything you need to implement a robust credit card processing and eCommerce solution for your business. A cloud-based software solution that enables businesses to offer electronic payment. It's processing services with a monthly ...
Read moreWhat reviewers like about Quantum Electronic Payments
- Cloud-based solution
- Supports multiple payment processors
- Scalable for all business sizes
Where Quantum Electronic Payments falls short
- Monthly subscription fees
- Setup can be complex
- Limited offline capabilities
Common Features
-
Credit Card Processing
-
Payment Processing
-
Electronic Payments
+ 2 more
Unique Features
-
eCommerce
Pricing
Quantum Electronic Payments offers custom pricing plan
The main EPX competitors
Buyers comparing EPX usually weigh it against these 10 payment processing software competitors, starting with MagicPay, Global Payments and Merchant e-Solutions. Each is compared against EPX on rating, pricing and feature coverage below.
Sites and apps like EPX
Searches for "sites like EPX" and "apps like EPX" land on the same set of options as "EPX alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
Why each option earned its place
Supports multiple payment methods
Watch for: Limited customer support hours
Full-service payment processing
Watch for: Can be expensive
Web-based platform
Watch for: Limited international support
All-in-one payment solution
Watch for: Limited international support
Feature-rich software
Watch for: Limited customization options
Easy to use on mobile devices
Watch for: Limited features compared to competitors
Affordable rates for merchants
Watch for: Limited international support
Cloud-based solution
Watch for: Monthly subscription fees
Why teams look for a EPX alternative
Switching away from EPX is usually triggered by one or more of these sticking points:
- Limited features in lower editions
- Complex setup for some users
- Not suitable for very small businesses
How to evaluate a EPX alternative
The hard numbers across these 10 payment processing software alternatives: MagicPay is the highest rated at 5★ across 3 reviews.
How we put this in order.
Which EPX Alternative Is Right for You?
- If user satisfaction is your top priority: MagicPay — holds the highest user rating (5.0★) among EPX alternatives.
- If you want a mid-range option: Square Payments — sits in the middle of the list by rating and may fit teams with mixed requirements.
Frequently Asked Questions (FAQs)
Stuck on something? We're here to help with all the questions and answers in one place.
The top-rated alternatives to EPX for Payment Processing Software are MagicPay (5.0★), Quantum Electronic Payments (5.0★), Payfirma (4.8★). Compare all 10 alternatives side-by-side above.
When evaluating alternatives to EPX, prioritize: Payment Processing, Payments, Credit Card Processing, PCI Compliance, Payment Gateway, transparent pricing, free trial availability, and integrations with tools you already use. Use the filters above to compare by feature, budget, and team size.
For small businesses, the best Payment Processing Software tools are Flatpay, Nickel, PayTabs. Look for affordable per-seat pricing, quick setup (under 1 day), no long-term contracts, and strong onboarding support to reduce time-to-value.
Migration difficulty depends on how deeply EPX is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.
EPX has a rating of 4.5. 4 alternatives — including MagicPay and Square Payments — rate higher. The right choice depends on your workflow, team size, and budget.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].