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9.2

Spot Score

Emma - Personal Finance Software

Emma Alternatives and Competitors

Take control of your finances effortlessly.

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Main Features

  • Alerts
  • Bills Management
  • Budgeting
  • Expense Groups

Pricing

  • Emma offers custom pricing plan

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Alternatives of Emma with

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List of the Top Emma alternatives as of June 2025

Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.

Simplifi

Simplifi

Streamline your finances with Simplifi.

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Product Description

Simplifi is a cloud based, web based accounting software for small business. It will help you organize expenses and optimize your profits. It supports multiple companies with single user access. You can budget, pay, invoice and track employees and projects.

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Common Features

No common features

Unique Features

  • Accounts Payable

  • Accounts Receivable

  • Bank Reconciliation

+ 8 more

Pricing

Simplifi offers custom pricing plan

Wally

Wally

Powerful budgeting made simple and social.

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Product Description

Wally is a self-help personal finance software that guides consumers with an easy to use interface. It shows where spending money goes and where it can be invested to achieve financial goals. Social connection is also addressed; customers can post their budget information online or invite ...

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Common Features

No common features

Unique Features

  • Content Management

  • Project Management

  • Chat (Messaging)

+ 3 more

Pricing

Starts from $49.00 when Billed Yearly, also offers free forever plan

8.6

Spot Score

PocketGuard - Personal Finance Software

PocketGuard

Take control of your finances with ease.

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Product Description

PocketGuard is an online personal finance software individuals that install on computer. It's designed to track retirement savings, credit cards, home refinancing, mortgages, insurance, loans and other financial paperwork. It gives the reports and tools needed to make decisions about finances. ...

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Common Features

  • Alerts

  • Reports

  • Bills Management

+ 5 more

Unique Features

  • Spending Limit

Pricing

PocketGuard offers custom pricing plan

8.6

Spot Score

MoneyWiz - Personal Finance Software

MoneyWiz

Take control of your finances and reach your goals.

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Product Description

MoneyWiz Personal Finance Software is for those who want to maximize their financial potential and lead a happy and stress-free financial life. MoneyWiz is an advanced yet easy-to-use personal financial management system that will provide with all the tools needed to monitor the financial ...

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Common Features

  • Multi-Currency

  • Alerts

  • Reports

+ 9 more

Unique Features

  • Tax Reports

8.2

Spot Score

Lunch Money - Personal Finance Software

Lunch Money

Take control of your finances with ease.

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Product Description

Lunch Money Personal Finance Software is a simple, easy-to-use, low cost software program for managing personal finance. It includes a bank account reconciliation formula to keep checkbook records accurate. The electronic bill payment format makes life much easier when paying monthly bills from ...

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Common Features

  • Multi-Currency

  • Alerts

  • Reports

+ 6 more

Unique Features

No unique features

Pricing

Free Trial available, Try Now

7.8

Spot Score

Pockett - Personal Finance Software

Pockett

Effortlessly organize and manage your digital life.

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Product Description

None

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Common Features

  • Multi-Currency

  • Reports

  • Budgeting

+ 5 more

Unique Features

  • Spending Limit

7.6

Spot Score

monse - Personal Finance Software

monse

Take control of your finances, retire early and happy.

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Product Description

Introducing Monse, the ultimate solution for effortless personal finance management. With its simple and automated system, you can easily control your investments in both stocks and cryptocurrencies, knowing the return on each asset at any given time. Say goodbye to financial stress and hello ...

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Common Features

  • Investment Monitoring

  • Transaction History

  • Spend Tracker

+ 4 more

Unique Features

  • Spending Limit

Actual - New SaaS Software

Actual

Efficiently manage your money with ease.

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Product Description

Introducing Actual – your all-in-one finance management tool that guarantees accurate and secure tracking of your finances. Say goodbye to automation and take manual control with our easy-to-use, local-first, and 256-bit AES encrypted application. With a fast and intuitive dashboard, you can ...

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Common Features

No common features

Unique Features

  • Financial Management

  • Cash Management

  • Budget Management

+ 3 more

Pricing

Free Trial available

Starts from $4/Month

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

Popular alternatives include Simplifi, Wally, PocketGuard, MoneyWiz and Actual.

Key factors include Investment Monitoring, Loan Management, Property Management, Transaction History, Spend Tracker and pricing.

Tools like Quicken, Mint, Albert, Spendee and Buxfer are best for small businesses for Personal Finance Software.

This software is researched and edited by

Rajat Gupta is the founder of Spotsaas, where he reviews and compares software tools that help businesses work smarter. Over the past two years, he has analyzed thousands of products across CRM, HR, AI, and finance — combining real-world research with a strong foundation in commerce and the CFA program. He's especially curious about AI, automation, and the future of work tech. Outside of SpotSaaS, you'll find him on a badminton court or tracking the stock market.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].