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8.3

Spot Score

Divvy

Divvy Reviews in June 2026: User Ratings, Pros & Cons

Streamline, Simplify, Succeed.

4.1

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Divvy Reviews & Ratings

4.1

Very Good

Based on 329 ratings & 621 reviews

Rating Distribution

Excellent

(590)

Very Good

(19)

Good

(3)

Poor

(2)

Terible

(7)

Spotsaas Editor’s POV

BILL Spend & Expense (formerly Divvy) has proven to be a highly effective solution for businesses looking to streamline expense management, budgeting, and credit card usage. Its ease of use and intuitive features consistently stand out in the reviews, with both the desktop platform and mobile app offering seamless integration for expense tracking. Users ...Read more

Divvy pros and cons

  • Simplifies expense management with intuitive features like receipt uploads, budgets, and real-time transaction tracking.

  • Easy integration with accounting tools (e.g., QuickBooks, NetSuite), reducing manual data entry and errors.

  • Enables better financial control through virtual cards, budget assignments, and fraud prevention.

  • Offers a seamless user experience with a simple, easy-to-navigate interface, both on desktop and mobile apps.

  • Reimbursement processing could be faster and more integrated with the platform’s accounts.

  • Some users feel limited by the basic website layout, which might lack advanced functionalities.

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Showing 541-550 out of 621

UI

User in Health, Wellness and Fitness

09/03/19

4.5 out of 5

I find Divvy very convenient.

What do you like best? I like that reimbursements are so easy. It makes it very easy to get items needed to run my program, and not have to worry how long reimbursement will take. What do you dislike? I don't have any complaints. Divvy has worked well for me. Recommendations to others considering the product: This program makes it very easy to keep track of program's budgets. What problems are you solving with the product? What benefits have you realized? ...

Read more

SS

Shane S

09/03/19

4 out of 5

Good experience so far

What do you like best? Being able to control spending of employees with budgets What do you dislike? That our account isn't a credit account and money is removed from bank account daily. What problems are you solving with the product? What benefits have you realized? Writing a lot fewer checks.

DL

Devon L

09/01/19

1.5 out of 5

Amazing Concept - Poor Practical Execution

What do you like best? The concept of Divvy is the most intriguing part of it. With the ability to properly budget and with the ability to categorize transactions as they happen revolutionizes the business financial industry and really makes monitoring finances better. I do like the virtual card service they provide which is handy. What do you dislike? Unfortunately even though the concept is great, the execution had been less than stellar. To start, we've run into a lot of issues ...

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UI

User in Financial Services

08/30/19

4.5 out of 5

The platform is easy to use & Customer Service Rocks!

What do you like best? Platform is incredibly easy to use And I LOVE the virtual card ability. It’s like your budget is on steroids. You can break those into accounts so they are already accounted for. It’s amazing. Their customer service is the best I have seen thru an app! What do you dislike? So far no complaints I don’t have any issues Recommendations to others considering the product: Easy to use Love the Virtual Cards ability Excellent customer ...

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JS

Jacob S

08/30/19

5 out of 5

Why Divvy is great!

What do you like best? Divvy has helped us stay organized as well as helped me, personally, organize my expenses and keep track of my expenses. What do you dislike? I have yet to find a downside to Divvy! Everything is so user-friendly and amazing, from the software, to the phone app... great stuff. What problems are you solving with the product? What benefits have you realized? Being able to quickly organize and administer our company expenses and accounts on-the-go has ...

Read more

RC

Ryan C

08/30/19

5 out of 5

Easy budgeting and spending

What do you like best? Agreeable Interface and ease of budgeting What do you dislike? Some functions of Divvy can’t be performed in mobile app. What problems are you solving with the product? What benefits have you realized? “Decentralized budgeting” Individual members are able to purchase things for the whole team

UI

User in Accounting

08/30/19

5 out of 5

great card for businesses petty cash,

What do you like best? the idea to have the manager divvy the funds for each employee and follow up on requests to approve on the spot money needed for the business to grow. What do you dislike? maybe credit management is not so fast? but I think the keep on improving. Recommendations to others considering the product: The best company for money management for employees, for in house use and so for vendor payments, What problems are you solving with the product? What ...

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AI

Administrator in Real Estate

08/29/19

5 out of 5

Good Startup, Responsive Team, Still Improving

What do you like best? I like how responsive the chat feature is to actually get something done. We have made a couple of suggestions and they have been in the next update. What do you dislike? That it is not actually a credit card. Or at least that was what we were given as an option when we started. We were required to pay the full balance each day but we were able to get that changed to a monthly payment. That works for us but I thought it was a little odd that I had to request ...

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MS

Madison S

08/29/19

5 out of 5

Divvy has been exactly what our company needs!

What do you like best? One of my favorite things about Divvy is that it holds me accountable and keeps me up to date with my receipts. I love how easy it is to put in a receipt and a note so that there is no question later on, especially when a lot of purchases are being made. It can be hard to keep track of it all but with Divvy, everything is simplified! What do you dislike? The one thing I don't like is that I have to type in my login email and password every time I log into a ...

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AI

Administrator in Construction

08/29/19

4.5 out of 5

Customer service is Priority #1

What do you like best? Divvy assigned us a personal account manager who goes beyond the call of duty to help us. What do you dislike? The setup took some time, though I attribute it to a learning curve of a new way of managing our budgets. Recommendations to others considering the product: Work as closely as possible with your account manager. What problems are you solving with the product? What benefits have you realized? The main benefit of using Divvy is eliminating ...

Read more

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].