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!Coconut - Self-Employed Accounting and MTD Tax Software

Top 10 !Coconut Alternatives 2026

Simple accounting and MTD tax software for the self-employed and landlords in the UK.

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Trusted by 2M+ software buyers annually.

Main Features

  • Bank Level Security
  • CIS Subcontractor Support
  • Collaboration
  • Expense Tracking

Pricing

  • Free Trial available

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!Coconut is a Accounting Software platform. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Accounting Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.

!Coconut vs Top Alternatives at a Glance

Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.

ToolBest ForPricingRatingFree Option
!Coconut CurrentAccounting SoftwareFree trialNo reviews✓ Yes
XeroAccounting Software$3.754.7 ★✓ Yes
Zoho BooksAccounting SoftwareFree trial4.9 ★✓ Yes
BonsaiAccounting SoftwareFree trial5.0 ★✓ Yes
QontoAccounting SoftwareFree trial4.7 ★✓ Yes
HarpoonAccounting SoftwareFree trial4.8 ★✓ Yes

Alternatives of !Coconut with

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List of the Top !Coconut alternatives as of September 2026

Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.

9.6

SpotScore

Xero

Xero

RECOMMENDED

Streamline your finances and grow your business.

Add to compare

What is Xero?

Xero software is a cloud-based accounting system that helps businesses manage their finances, run payroll, and save time so they can focus on growing their business. This single platform connects all your finances and invoices. It's the resource you need to run your business, no matter where ...

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Common Features

  • Expense Tracking

  • Tax Management

Unique Features

  • Accounts Payable

  • Accounts Receivable

  • Bank Reconciliation

+ 12 more

Pricing

Free Trial available, Try Now

Starts from $3.75/month when monthly

9.2

SpotScore

Zoho Books

Zoho Books

RECOMMENDED

Streamline your finances with ease.

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What is Zoho Books?

Zoho Books is cloud accounting software for small to mid-sized businesses, particularly teams already using other Zoho products like CRM or Desk. It covers the full accounting cycle — invoicing, journal entries, bank reconciliation, and financial reporting — through a single unified platform. ...

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Common Features

  • Expense Tracking

  • Tax Management

Unique Features

  • Accounts Payable

  • Accounts Receivable

  • Bank Reconciliation

+ 11 more

Pricing

Free Trial available, Try Now

8.4

SpotScore

Bonsai

Bonsai

Efficiently manage your small business finances.

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Add to compare

✦ Editor’s Pick

What is Bonsai?

Bonsai is an all-in-one business management platform for freelancers, independent consultants, and small creative agencies that need proposals, contracts, project tracking, invoicing, and bookkeeping in one place. It reduces tool fragmentation by connecting the full client engagement lifecycle ...

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Common Features

  • Expense Tracking

  • Tax Management

  • Collaboration

Unique Features

  • Accounts Receivable

  • Billing and Invoicing

  • Cash Management

+ 14 more

Pricing

Free Trial available, Try Now

8.8

SpotScore

Qonto

Qonto

Streamline your accounting with ease.

Start Free Trial

Add to compare

What is Qonto?

Qonto is a business banking platform built for small and mid-size businesses, freelancers, and startups in Europe who want faster account opening and cleaner expense management than traditional banks offer. It handles expense categorization, receipt capture, and transaction management with ...

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Common Features

  • Expense Tracking

  • Tax Management

Unique Features

  • Accounts Payable

  • Accounts Receivable

  • Bank Reconciliation

+ 8 more

Pricing

Free Trial available, Try Now

Qonto offers custom pricing plan

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7.9

SpotScore

Harpoon

Harpoon

Effortless accounting for small businesses.

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4.8

(3)

Add to compare

What is Harpoon?

Harpoon is an intuitive, powerful and easy to use cloud-based accounting software optimized for small-to-medium sized businesses. Harpoon offers a point-and-click interface, a customizable dashboard, powerful tools on every screen and autofill so you can spend less time on administrative tasks ...

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Common Features

  • Expense Tracking

  • Tax Management

Unique Features

  • Bank Reconciliation

  • Billing and Invoicing

  • General Ledger

+ 3 more

Pricing

Free Trial available, Try Now

7.9

SpotScore

Accoxi

Accoxi

Streamline your finances with Accoxi.

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5.0

(2)

Add to compare

What is Accoxi?

Accoxi is web-based accounting software for small businesses that need to track income and expenses, manage financial operations, and generate reports without dedicated accounting staff. It consolidates financial and operational data into a single browser-accessible platform. The tool suits ...

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Common Features

  • Expense Tracking

  • Tax Management

Unique Features

  • Accounts Payable

  • Accounts Receivable

  • Bank Reconciliation

+ 5 more

Pricing

Free Trial available

Accoxi offers custom pricing plan

8.1

SpotScore

Sunrise

Sunrise

Managing your finances with ease and accuracy.

Try for Free

Add to compare

Free plan available

What is Sunrise?

Sunrise is an accounting software that helps small businesses stay organized, and grow. It offers invoicing features for when they need to invoice customers, bills and expenses for when they need to document how much they've spent on something in the past month, financial reports so you can ...

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Common Features

  • Expense Tracking

  • Tax Management

Unique Features

  • Accounts Payable

  • Accounts Receivable

  • Bank Reconciliation

+ 7 more

7.7

SpotScore

Reach Accountant

Reach Accountant

Effortlessly streamline your accounting processes.

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4.5

(5)

Add to compare

What is Reach Accountant?

Reach Accountant is a cloud-based platform for small businesses that combines accounting with project management, time tracking, and expense reporting in one tool. It targets business owners who want to manage client projects and finances without switching between separate systems. Users ...

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Common Features

  • Expense Tracking

Unique Features

  • Accounts Receivable

  • Bank Reconciliation

  • Billing and Invoicing

+ 3 more

8.1

SpotScore

Firm360

Firm360

Simplify your business with Firm360.

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4.6

(4)

Add to compare

What is Firm360?

Firm360 is cloud-based practice management software for small and mid-sized accounting firms that need to run GST, bookkeeping, payroll, and tax workflows in one platform. It centralizes client work across accounting, cashbook, and tax filing functions, reducing the need for multiple standalone ...

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Common Features

  • Expense Tracking

Unique Features

  • Accounts Payable

  • Accounts Receivable

  • Bank Reconciliation

+ 10 more

Pricing

Firm360 offers custom pricing plan

7.3

SpotScore

Breadwinner - Accounting Software

Breadwinner

Streamline financial systems, automate data entry, gain accurate insights.

Get Pricing Details

5.0

Add to compare

What is Breadwinner?

Breadwinner helps businesses to streamline their financial systems with integrated Salesforce and finance software. This enables businesses to quickly and securely install and configure the system. By automating account synchronization with QuickBook, data entry is vastly sped up and errors ...

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Common Features

No common features

Unique Features

  • Accounts Payable

Pricing

Breadwinner offers custom pricing plan

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].