Chime Mobile Banking Reviews in June 2026: User Ratings, Pros & Cons
Banking made easy, anytime, anywhere.
Add to compare
Chime Mobile Banking offers custom pricing plan
Chime Mobile Banking Reviews & Ratings
Spotsaas Editor’s POV
Chime is a mobile-first banking app designed to simplify everyday financial management for modern users. It combines no-fee checking and savings accounts with a clean app interface, early payday access, automatic savings tools, and minimal banking friction. Chime’s focus on transparent pricing and digital convenience appeals to users tired of traditional bank ...Read more
Chime Mobile Banking pros and cons
The intuitive app design makes it easy to send money, check balances, and manage accounts on the go without visiting physical branches.
Instant notifications for transactions, low balances, and direct deposits help users stay aware and in control of their money.
Built-in features let users round up transactions or transfer small amounts into savings automatically, supporting better financial habits.
Users get paid up to two days early when they set up direct deposit, improving cash flow for bills and budgeting.
Some users report slower response times or limited support channels compared to traditional banks.
Access to certain ATMs may incur charges unless users use Chime’s partner network or get fee rebates through membership requirements.
Filter results
Sort by :
Showing 341-350 out of 389
AM
Aimee Marshall
03/25/24
Chime allowed an unknown merchant to…
Chime allowed an unknown merchant to take 80 percent of my money out of my account fraudulently. I physically had my card no one has my card number number or pin and while I was at work they allowed an unknown merchant to take money from me. They then told me it will take 90 to 100 days to process my dispute. It’s just horrible.
M
Maurice
03/24/24
Looking for a another way
I believe the company can b3 more beneficial to the people they serve by making two security questions or another way to prove our identity if you're i.d. has been lost or stolen instead of being locked away from my funds until I can get another i.d. card
RO
Roger Olsen
03/24/24
WARNING! Deposit money, get suspended
I recently opened a chime account so my tenants could send money to me. Worse mistake. Everything was fine when I opened it they sent me a message congratulating me they verified my linked account as well as told me my debit card was coming. My tenant deposit $500. I wait for it to go to my linked account. Never happened I get a email saying my account is suspended. I call customer service, no help, rude and just read a script over and over. All I want is my money I’m glad it’s suspended I ...
Read more
M
Maurice
03/24/24
Looking for a another way
I believe the company can b3 more beneficial to the people they serve by making two security questions or another way to prove our identity if you're i.d. has been lost or stolen instead of being locked away from my funds until I can get another i.d. card
RO
Roger Olsen
03/24/24
WARNING! Deposit money, get suspended
I recently opened a chime account so my tenants could send money to me. Worse mistake. Everything was fine when I opened it they sent me a message congratulating me they verified my linked account as well as told me my debit card was coming. My tenant deposit $500. I wait for it to go to my linked account. Never happened I get a email saying my account is suspended. I call customer service, no help, rude and just read a script over and over. All I want is my money I’m glad it’s suspended I ...
Read more
RM
riccardo Mosley
03/23/24
I got scammed 300$ was taken out my…
I got scammed 300$ was taken out my account with chime. I filled a dispute and chime denied the dispute and the scammers took my money. That could have been a older person getting money taken out there account.
RM
riccardo Mosley
03/23/24
I got scammed 300$ was taken out my…
I got scammed 300$ was taken out my account with chime. I filled a dispute and chime denied the dispute and the scammers took my money. That could have been a older person getting money taken out there account.
EY
Emrah Yilmaz
03/20/24
They are okay but custumer service is…
They are okay but custumer service is joke.they supposed to help me but I ended up helping them 😂
EN
Emma N
03/13/24
One of the best online banking apps…
One of the best online banking apps I've used. I've only had chime for a month now but it is very easy and quick to use. Chime offers a credit builder that will help you build credit if you have struggled to find a place to build credit (like I have). I could not recommend a better online banking app to use.
RH
Ryan Harrell
03/10/24
The simplicity and ease of access is…
The simplicity and ease of access is what makes chime great. The customer support feedback could be quicker but other than that I don't really have any complaints. Oh and make more ATM's please
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].