Chime Mobile Banking Reviews in June 2026: User Ratings, Pros & Cons
Banking made easy, anytime, anywhere.
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Chime Mobile Banking offers custom pricing plan
Chime Mobile Banking Reviews & Ratings
Spotsaas Editor’s POV
Chime is a mobile-first banking app designed to simplify everyday financial management for modern users. It combines no-fee checking and savings accounts with a clean app interface, early payday access, automatic savings tools, and minimal banking friction. Chime’s focus on transparent pricing and digital convenience appeals to users tired of traditional bank ...Read more
Chime Mobile Banking pros and cons
The intuitive app design makes it easy to send money, check balances, and manage accounts on the go without visiting physical branches.
Instant notifications for transactions, low balances, and direct deposits help users stay aware and in control of their money.
Built-in features let users round up transactions or transfer small amounts into savings automatically, supporting better financial habits.
Users get paid up to two days early when they set up direct deposit, improving cash flow for bills and budgeting.
Some users report slower response times or limited support channels compared to traditional banks.
Access to certain ATMs may incur charges unless users use Chime’s partner network or get fee rebates through membership requirements.
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Showing 261-270 out of 389
N
N/a
05/13/24
0/10 DO NOT RECOMMEND
0/10 DO NOT RECOMMEND. chime is one of the worst banks. They never give you back your rightfully earned money. I was scammed and they decided they weren’t going to give me back my money. I placed an order on something I never received and they still won’t give me my money back. I plan to close my account. Don’t waste your time with these pieces of crap that call themselves people.
MB
Matt Boettjer
05/13/24
Chime has been an amazing
Chime has been an amazing
N
N/a
05/13/24
0/10 DO NOT RECOMMEND
0/10 DO NOT RECOMMEND. chime is one of the worst banks. They never give you back your rightfully earned money. I was scammed and they decided they weren’t going to give me back my money. I placed an order on something I never received and they still won’t give me my money back. I plan to close my account. Don’t waste your time with these pieces of crap that call themselves people.
NR
Nola Rising
05/13/24
They are everything they say they are…
They are everything they say they are and more. God bless you Chime peeps and may all the devil haters go down in flames. (I'll help). Praise the Lord & Hallelujah Amen
JW
Jen Whitney
05/09/24
Chime holds my transfers from my…
Chime holds my transfers from my verified checking account for 5 business days. Of course the Chime site says it will be 1-5 days. It's caused a Domino effect. I had a scheduled withdrawal from Chime on the 8th, but they held money, that left my checking account 4 days earlier, not pending, money gone. Causing me to get fines from other company.
BM
Belise Munezero
05/09/24
Once again Chime have refused to give…
Once again Chime have refused to give me access to my account despite numerous amount of money I’ve spent trying to reach them. I wanted to close my account but forgot that I had them on my tax return info. I’ve called time and time again sent emails to prove who I am and they have done nothing. I received a message that I’ve been with Chime for 5 years. To get treated like this is unbelievable it seems like they just want to keep my money in g to e credit builder. Fact is I never gave ...
Read more
J
J
05/09/24
Fraudulent marketing services and horrible customer service
It's probably one of the most unstable Banks I've ever dealt with.. they offer no fraud protection. If you join for the no NSF fees that's great but they only give you a $20 allotment. I have over 5,000 a month in direct deposits and my spot me is only $20. So I'll be going back to Navy Federal where they'll spot me $500. Yes I will have to pay the NSF fee but at least I'll have the coverage I need if I have a bad month. Also the direct deposit system is trash. One week it comes on a ...
Read more
JW
Jen Whitney
05/09/24
Chime holds my transfers from my…
Chime holds my transfers from my verified checking account for 5 business days. Of course the Chime site says it will be 1-5 days. It's caused a Domino effect. I had a scheduled withdrawal from Chime on the 8th, but they held money, that left my checking account 4 days earlier, not pending, money gone. Causing me to get fines from other company.
BM
Belise Munezero
05/09/24
Once again Chime have refused to give…
Once again Chime have refused to give me access to my account despite numerous amount of money I’ve spent trying to reach them. I wanted to close my account but forgot that I had them on my tax return info. I’ve called time and time again sent emails to prove who I am and they have done nothing. I received a message that I’ve been with Chime for 5 years. To get treated like this is unbelievable it seems like they just want to keep my money in g to e credit builder. Fact is I never gave ...
Read more
J
J
05/09/24
Fraudulent marketing services and horrible customer service
It's probably one of the most unstable Banks I've ever dealt with.. they offer no fraud protection. If you join for the no NSF fees that's great but they only give you a $20 allotment. I have over 5,000 a month in direct deposits and my spot me is only $20. So I'll be going back to Navy Federal where they'll spot me $500. Yes I will have to pay the NSF fee but at least I'll have the coverage I need if I have a bad month. Also the direct deposit system is trash. One week it comes on a ...
Read more
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].