Chime Mobile Banking Reviews in June 2026: User Ratings, Pros & Cons
Banking made easy, anytime, anywhere.
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Chime Mobile Banking offers custom pricing plan
Chime Mobile Banking Reviews & Ratings
Spotsaas Editor’s POV
Chime is a mobile-first banking app designed to simplify everyday financial management for modern users. It combines no-fee checking and savings accounts with a clean app interface, early payday access, automatic savings tools, and minimal banking friction. Chime’s focus on transparent pricing and digital convenience appeals to users tired of traditional bank ...Read more
Chime Mobile Banking pros and cons
The intuitive app design makes it easy to send money, check balances, and manage accounts on the go without visiting physical branches.
Instant notifications for transactions, low balances, and direct deposits help users stay aware and in control of their money.
Built-in features let users round up transactions or transfer small amounts into savings automatically, supporting better financial habits.
Users get paid up to two days early when they set up direct deposit, improving cash flow for bills and budgeting.
Some users report slower response times or limited support channels compared to traditional banks.
Access to certain ATMs may incur charges unless users use Chime’s partner network or get fee rebates through membership requirements.
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Showing 231-240 out of 389
PO
Paula Oliver
05/24/24
Chime has me owing them $358.00 for the…
Chime has me owing them $358.00 for the credit builder. I've been with Chime since 2019 and I've never had a problem with my credit builder card so when did that start? I use my own money with my credit builder so how do I owe you? Then the language barrier with their customer service reps is horrible. I rarely get my issues resolved because I never understand the reps.
PO
Paula Oliver
05/24/24
Chime has me owing them $358.00 for the…
Chime has me owing them $358.00 for the credit builder. I've been with Chime since 2019 and I've never had a problem with my credit builder card so when did that start? I use my own money with my credit builder so how do I owe you? Then the language barrier with their customer service reps is horrible. I rarely get my issues resolved because I never understand the reps.
KJ
Kirstie Jimenez de Alba
05/24/24
Yes you're great
Yes you're great
C
customer
05/23/24
Chime stole my information I think?
I'm disabled & disappointed Chime just partially opened up a bank account in my name but will not be activating my Card? I'm poor and they will not let me verify who I am via email because my phone will not send them a picture of my Government ID. So I told the employee that since I can't complete the account verification just close out what I started and I will have to get some other company to do this for me. She said she would not do anything else for me and to "have a good day"? I guess ...
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LS
Lou Sid
05/22/24
Day 1 Chimer
I've been using Chime since 2019 & they have always been consistent in taking care of me & being as convenient as possible. I really love the SpotMe feature & that there's no fees because fees are incredibly predatory.. I don't have money so you charge me more??? Doesn't make sense. Chime is for the people. Never had any issues with appealing purchases or turning my cards off either!
RZ
Ryan Zimbauer
05/20/24
Problems with card activation, account closure, and email frequency
I was drawn to this app because it allowed me to log into multiple bank accounts and check balances all in one place using plaids API. It was able to do that, but my experience with all the other functions was not pleasant. As a banking app, it requires you to enter your social security number and address. Chime males a credit card to your address without asking permission. When I explicitly asked support to not send a card they said yes but I still received one in the mail. Subsequently, ...
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RZ
Ryan Zimbauer
05/20/24
Problems with card activation, account closure, and email frequency
I was drawn to this app because it allowed me to log into multiple bank accounts and check balances all in one place using plaids API. It was able to do that, but my experience with all the other functions was not pleasant. As a banking app, it requires you to enter your social security number and address. Chime males a credit card to your address without asking permission. When I explicitly asked support to not send a card they said yes but I still received one in the mail. Subsequently, ...
Read more
FT
Fuck This Website
05/19/24
Chime is being targeted by fraudsters
Chime is being targeted by fraudsters. I do NOT advise you to open a stupid account with them. I used to have an account, so did several of my family members. We experienced SO many issues with dumb Chime. 1. Debit card not working 2. Super late ACH transfers 3. Random people sending us money then threatening us to send it back - aka f*** fraud All Chime cares about is "please leave us a review." Like, shut the f*** f*** up when you're piece of s*** app should be regulated by the cops ...
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KR
Kyle Rippllsbury
05/19/24
I was scammed by a business on "shop"…
I was scammed by a business on "shop" and chime denied my claim despite numerous pieces of evidence given. I live on a fixed income and the amount was just under 40 dollars and they still denied me even with proof I had been scammed..
WM
WILLIAM MALONE
05/19/24
DO NOT USE!!
DO NOT USE!!! If fraudulent charges occur they will not help you... Really good at everything else.. but if your money gets stolen they will not help you they will not cover it.. They then began to send me threatening emails... I advise everyone DO NOT USE !
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].