Chime Mobile Banking Reviews in August 2026: User Ratings, Pros & Cons

They stole $467 from me ***BEWARE***

I have been with chime for at lest 4 years and I loved it they were awesome in so many ways but on July 31 2024 i had a problem. I ordered two items on Walmart.com that totaled $467 but they where canceled. It would be about 10 days for the $467 to be sent back to me. I called the customer service number on August 8 2024 they looked into my account and told me that $467 had been sent back to me. I told them I know I didn't receive it because I was already in the spot me amount of money and ...

HORRIBLE IF NOT NONEXISTENT CUSTOMER SERVICE

I have been a member since 2019 in the last year the customer service Is basically nonexistent I Have been needing to speak to a representative for days now I cannot reach any person on my app or on the phone number. The phone phone number only leads me to automated service will not connect me to human being. The app does not ever add human being onto the chat. They’ve been My main bank and I am getting ready to close my account

Love Decline Any Transracial Worse Bank…

Love Decline Any transaction Worse Bank Ever Thinking everything i do is a Fraudulent on any Transaction This Bank terrible i been with them for 3 Years Now they Suck At Everything

STOP RETHINK THIS!!!

First, I would like to express my concern over the lack of record-keeping associated with my account, which has necessitated me to reiterate the entire history of my situation multiple times. I utilized the "Spot Me" feature on my Credit Builder account, similar to how I would use it on my checking account. However, I was surprised to learn that the funds do not auto-repay once a deposit is made, and that repayment is managed through a different process within the app. I utilized $97 from ...

Chime is the worst banking app in the…

Chime is the worst banking app in the world and customer service sucks also

Chime is a horrible bank money was took…

Chime is a horrible bank money was took from my account and had to dispute it 2 time was lied to by a agent claiming after the second dispute they would block the app from. Charging my card then gave me a excuse saying since the this random app changed it name the charge o. My account was applied I don't trust nor feel safe with chime someone needs to destroy and shut them down asap 😤

I can no longer access mypay on the app…

I can no longer access mypay on the app I'm getting the runaround they really messed over me it's been almost a month now they are so wrong for this I've been depressed because of this if I knew that this was gonna happen I would have never used it!!!

Chime stole my money

Chime stole my money. And blame it on my employer. But employer can provide proof of deposit

This is the single worst financial…

This is the single worst financial institution I have ever seen. Over 2 hours to activate a new card, even though the app says it's already working. Transactions constantly declined, even when my balance is 5 times the purchase amount. Customer service is absolute atrocious. Using the live chat function in the app, reps don't respond for almost an hour. Calling into the call center, the agents were not helpful at all. When asking to speak to someone higher up, the agent tried to talk me out ...

Unsafe data practices

They don’t make customers verify their email which seems a big oversight for a banking website. Someone signed up for an account with my email and now I am getting all their banking notifications about their account info and who has transferred them money etc. The ONLY way I can contact their customer service to tell them is to call an American number, which costs money. There is no email or online live chat without logging in, which I can’t do as I’m not actually a customer. Very VERY ...