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Zoho Checkout vs Dwolla Comparison

Last updated:

Zoho Checkout

4.4(35 reviews)

Starting at $9 /Month

  • Medium Business
  • Small Business

Zoho Checkout is a payment gateway software solution for online merchants looking to accept a variety of payment methods including credit cards, debit cards, checks and ACH.

Dwolla

4.4(100 reviews)

Starting at $0.05

  • Large Enterprises
  • Medium Business

Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to initiate payments, Helps initi…

Zoho Checkout vs Dwolla — at a glance

FeatureZoho CheckoutDwolla
Rating4.4 / 54.4 / 5
Reviews35100
Starting price$9 /Month$0.05
Free trial No No
Free version No No
Best forMedium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailable
Support modesBusiness Hours, OnlineBusiness Hours, Online
CertificationsSOC 2SOC 2, GDPR
Data residencyGlobalUS

Key differences between Zoho Checkout and Dwolla

  • Pricing: Zoho Checkout starts at $9 /Month, while Dwolla starts at $0.05.
  • Target audience: Zoho Checkout is built for Medium Business and Small Business, while Dwolla targets Large Enterprises and Medium Business.
  • Deployment: Zoho Checkout supports SaaS/Web/Cloud; Dwolla supports SaaS/Web/Cloud.

Zoho Checkout vs Dwolla — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Zoho Checkout - Payment Gateway Software
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Talk to an expert
Dwolla - Payment Gateway Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

Zoho Checkout

Best for

Medium Business, Small Business

Dwolla

Best for

Large Enterprises, Medium Business, Small Business

Zoho Checkout typically suits Medium Business and Small Business. Dwolla tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Zoho Checkout is a payment gateway software solution for online merchants looking to accept a variety of payment methods including credit cards, debit cards, checks and ACH.

Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to ... Read More about Dwolla

Entry Level Pricing

  • Starts from $9 , Billed Yearly
  • Starts from $0.05

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.1/10

8.4/10

User Ratings

Based on verified Spotsaas reviews

4.4

(35)
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Dwolla has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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How do Zoho Checkout and Dwolla Compare on Features?

Total Features

6 Features

6 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Zoho Checkout and Dwolla on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $9 , Billed Yearly
      • $0.05

      Pricing Plans

      • Free

        • 3 payment pages

        • Collect up to 50 payments

        • Single user

        Show more +

      • Standard

        • 3 payment pages

        • 500 payments/month

        • 3 users

        Show more +

      • Professional

        • 100 payment pages

        • 5000 payments/month

        • 10 users

        Show more +

      • Not Available

      Pricing Page

      Zoho Checkout pricing
      Dwolla pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🌐 Global
      🇺🇸 US

      Zoho Checkout User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      7

      4

      0

      0

      0

      28

      11

      2

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 11 reviews, with strong overall satisfaction.

      What buyers like

      • Supports multiple payment methods
      • Easy to integrate
      • User-friendly interface

      Common complaints

      • Limited customization options
      • Basic analytics features
      • Not suitable for large enterprises

      Buyer sentiment

      Buyer sentiment is positive across 41 reviews, with strong overall satisfaction.

      What buyers like

      • Low transaction costs
      • Seamless ACH integration
      • Highly reliable service

      Common complaints

      • Limited international support
      • Requires technical knowledge
      • Not suitable for small transactions

      Pros and Cons

      • Wide range of payment options

      • Quick and easy setup

      • Affordable for small businesses

      • Limited features for larger businesses

      • Basic reporting capabilities

      • Offers low-cost transactions for ACH payments.

      • Highly reliable with a strong track record.

      • Automation features simplify payment processes.

      • Technical knowledge may be required for setup.

      • Limited support for international payments.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      No Customers information available.

      Goat

      Goat

      Rally Road

      Rally Road

      Astra

      Astra

      Media and Screenshots

      Screenshots

      Template Settings

      3 Screenshots

      Dwolla-New Dashboard

      3 Screenshots

      Videos

      video-0

      1 Videos

      No videos available.

      Top Alternatives to Zoho Checkout and Dwolla in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Zoho Checkout or Dwolla?
      Zoho Checkout and Dwolla are closely matched with equal user ratings of 4.4. The right choice depends on your team size, budget, and specific Payment Gateway Software needs.
      Do Zoho Checkout and Dwolla offer a free trial?
      Neither Zoho Checkout nor Dwolla currently lists a free trial.
      What is the starting price of Zoho Checkout vs Dwolla?
      Zoho Checkout starts at $9 /Month. Dwolla starts at $0.05.
      What are the top alternatives to Zoho Checkout?
      Top alternatives to Zoho Checkout include Chargezoom, Zoho Invoice, PayorCRM, Authorize.Net, BizPayO.
      What are the top alternatives to Dwolla?
      Top alternatives to Dwolla include Stripe Payments, Opayo, WePay, QuickBooks Payments, Zoho Checkout.

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