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Stripe Payments vs PayU vs Pin Payments Comparison

Last updated:

Stripe Payments

4.5(2,947 reviews)

Starting at Contact for pricing

  • Freelancers / Consultants
  • Large Enterprises

Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are made.  In addition to acceptin…

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…

Pin Payments

4.6(100 reviews)

Starting at Contact for pricing

  • Individuals
  • Medium Business

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible platform that can operate with minim…

Stripe Payments leads on user satisfaction with a 4.5-star rating across 2,947 reviews.

Stripe Payments vs PayU vs Pin Payments — at a glance

FeatureStripe PaymentsPayUPin Payments
Rating4.5 / 51.9 / 54.6 / 5
Reviews2,94779100
Starting priceContact for pricingContact for pricingContact for pricing
Free trial No No No
Free version No No No
Best forFreelancers / Consultants, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small BusinessIndividuals, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailableAvailableAvailable
Support modes24/7 (Live rep), OnlineBusiness Hours, OnlineBusiness Hours, Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2GDPR
Data residencyGlobalGlobalUS

Key differences between Stripe Payments and PayU

  • Target audience: Stripe Payments is built for Freelancers / Consultants and Large Enterprises, while PayU targets Large Enterprises and Medium Business.
  • User satisfaction: Stripe Payments scores higher with a 4.5-star average.
  • Deployment: Stripe Payments supports SaaS/Web/Cloud; PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Stripe Payments vs PayU vs Pin Payments — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Stripe Payments - Payment Processing Software
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PayU - Payment Processing Software
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Pin Payments - Payment Processing Software
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Biggest differences

Start here before you go deeper into features.

Stripe Payments

Best for

Freelancers / Consultants, Large Enterprises, Medium Business

PayU

Best for

Large Enterprises, Medium Business, Small Business

Pin Payments

Best for small businesses needing secure, flexible, and scalable payment processing.

Choose if
  • You run a small e-commerce or subscription-based business seeking PCI-compliant payments.
  • You require a web-based, easy-to-install system with white-label and API integration options.
  • You have technical resources to manage flexible configurations and want scalable payment solutions.
Consider alternatives if
  • You need transparent, fixed pricing for straightforward budgeting.
  • You are a large enterprise needing extensive customization and dedicated support.

Stripe Payments typically suits Freelancers / Consultants and Large Enterprises. PayU tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are ... Read More about Stripe Payments

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible ... Read More about Pin Payments

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

1.9

(79)

Best Company Size

1-50 employees51-200 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Stripe Payments has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Compare Stripe Payments, PayU and Pin Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Stripe Payments pricing

        Pricing information not available

        Pin Payments pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        ISO 27001

        ✓ Yes

        Single Sign-On (SSO)

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🌐 Global
        🌐 Global
        🇺🇸 US

        Stripe Payments vs PayU User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        193

        45

        2

        1

        2

        4

        2

        2

        1

        48

        47

        3

        0

        0

        3

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is very strong across 243 reviews, with consistently positive feedback.

        What buyers like

        • Flexible payment options
        • Secure transactions
        • Easy integration

        Common complaints

        • Fees can add up
        • Complex setup for some users
        • Limited customer support options

        Buyer sentiment

        Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

        What buyers like

        • Easy to use
        • Robust payment solutions
        • Supports multiple payment methods

        Common complaints

        • Limited international support
        • Fees can be high
        • Basic reporting features

        Buyer sentiment

        Users generally appreciate the platform's security, flexibility, and ease of installation, though pricing opacity and limited support details are noted concerns.

        What buyers like

        • Security and PCI compliance
        • Flexibility and scalability
        • Ease of installation

        Common complaints

        • Pricing transparency
        • Limited support information

        Pros and Cons

        • Highly flexible and customizable payment processing

        • Robust security features protect transactions

        • Extensive API for seamless integration

        • Transaction fees can accumulate

        • Setup may be complex for non-technical users

        • User-friendly interface simplifies payment acceptance

        • Supports various payment methods for customer convenience

        • Quick setup allows for immediate use

        • International support may be limited

        • Transaction fees can be high

        • Strong PCI compliance ensuring high security

        • Flexible platform with API and white-label options

        • Web-based system that is easy to install and scalable

        • Pricing is quotation-based and not publicly disclosed

        • Limited information on customer support and onboarding

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        OLA

        OLA

        Myntra

        Myntra

        Dream11

        Dream11

        Wilson   Frenchy

        Wilson Frenchy

        PetRescue

        PetRescue

        MeMeMe

        MeMeMe

        Media and Screenshots

        Screenshots

        No screenshots available.

        PayUmoney Payouts

        6 Screenshots

        Verify Link

        2 Screenshots

        Videos

        No videos available.

        video-0

        5 Videos

        video-0

        2 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Stripe Payments or PayU?
        Stripe Payments edges out the other on user ratings (4.5 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Stripe Payments and PayU offer a free trial?
        Neither Stripe Payments nor PayU currently lists a free trial.
        What is the starting price of Stripe Payments vs PayU?
        Stripe Payments starts at Contact for pricing. PayU starts at Contact for pricing.
        What are the top alternatives to Stripe Payments?
        Top alternatives to Stripe Payments include Payment.Ninja, Square Payments, PaymentSpring, Stripe Billing, Stripe Connect.
        What are the top alternatives to PayU?
        Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.

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