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Square Payments vs PayPal Here Comparison

Last updated:

Square Payments

4.6(132 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.

PayPal Here

3.2(97 reviews)

Starting at Contact for pricing

  • Individuals
  • Large Enterprises

PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions available today.It is Designed…

Square Payments leads on user satisfaction with a 4.6-star rating across 132 reviews.

SpotSaaS Analysis

Square PaymentsPayPal Here

The core difference between Square Payments and PayPal Here lies in Square's focus on small to mid-sized businesses needing straightforward mobile payment solutions, while PayPal Here caters to a broader range of users without specific size limitations. Ideal buyers for Square Payments are retail, food, or mobile vendors seeking quick mobile payments, whereas PayPal Here is suitable for businesses looking for flexible payment options.

- Best for small to mid-sized businesses - Simple mobile payment processing - Ideal for retail, food, or mobile vendor businesses - Quick mobile payments - Easy-to-learn, mobile-first solution - Compatible with iPhone or iPad

- Flexible payment options - Suitable for various business types - Supports multiple payment methods - User-friendly interface - Integrates with PayPal accounts - Mobile card reader available

Square Payments vs PayPal Here — at a glance

FeatureSquare PaymentsPayPal Here
Rating4.6 / 53.2 / 5
Reviews13297
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Large Enterprises, Medium Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
API
Support modes24/7 (Live rep), OnlineOnline
CertificationsSOC 2, GDPR
Data residencyUSGlobal

Key differences between Square Payments and PayPal Here

  • Target audience: Square Payments is built for Large Enterprises and Medium Business, while PayPal Here targets Individuals and Large Enterprises.
  • User satisfaction: Square Payments scores higher with a 4.6-star average.
  • Deployment: Square Payments supports SaaS/Web/Cloud; PayPal Here supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Square Payments vs PayPal Here — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Square Payments - Payment Processing Software
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Talk to an expert
PayPal Here - Payment Processing Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

Square Payments

Best for small to mid-sized businesses needing simple mobile payment processing.

Choose if
  • You run a retail, food, or mobile vendor business needing quick mobile payments.
  • You want an easy-to-learn, mobile-first solution for iPhone or iPad payments.
  • You prefer a low-cost, fast setup without complex integrations or customization.
Consider alternatives if
  • You are a large enterprise requiring complex payment integrations and advanced reporting.
  • You need detailed pricing transparency and extensive customization options.

PayPal Here

Best for

Individuals, Large Enterprises, Medium Business

Square Payments typically suits Large Enterprises and Medium Business. PayPal Here tends to fit Individuals and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.

PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions ... Read More about PayPal Here

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

3.2

(97)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Square Payments has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Compare Square Payments and PayPal Here on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Square Payments pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🌐 Global

      Square Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      120

      23

      4

      1

      0

      54

      6

      1

      0

      51

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users appreciate the simplicity and mobile convenience of Square Payments but note the lack of detailed pricing and advanced features.

      What buyers like

      • Ease of use
      • Mobile compatibility
      • Quick setup

      Common complaints

      • Pricing transparency
      • Feature limitations

      Buyer sentiment

      Buyer sentiment is mixed across 112 reviews, so it is worth reviewing the tradeoffs closely.

      What buyers like

      • Mobile point-of-sale functionality
      • Easy to use
      • Secure transactions

      Common complaints

      • Limited advanced features
      • Higher transaction fees
      • Not suitable for large enterprises

      Pros and Cons

      • Ease of use on mobile devices

      • No cost to download and quick setup

      • Supports credit and debit card payments seamlessly

      • Pricing details not publicly available

      • Limited information on advanced features

      • Convenient mobile payment processing for businesses on the go.

      • Strong brand recognition and trust among consumers.

      • Comprehensive security features to protect transactions.

      • Transaction fees can add up for high volume sales.

      • Limited integrations with other business tools.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Videos

      No videos available.

      video-0

      3 Videos

      Top Alternatives to Square Payments and PayPal Here in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Square Payments or PayPal Here?
      Square Payments edges out the other on user ratings (4.6 vs 3.2). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Square Payments and PayPal Here offer a free trial?
      Neither Square Payments nor PayPal Here currently lists a free trial.
      What is the starting price of Square Payments vs PayPal Here?
      Square Payments starts at Contact for pricing. PayPal Here starts at Contact for pricing.
      What are the top alternatives to Square Payments?
      Top alternatives to Square Payments include Stripe Payments, WePay, Braintree Direct, QuickBooks Payments, MagicPay.
      What are the top alternatives to PayPal Here?
      Top alternatives to PayPal Here include WePay, Square Payments, PaySimple, SuperPay, Better Payment.

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