Square Payments vs Heartland Payment Processing Comparison
Square Payments
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.
Heartland Payment Processing
Starting at Contact for pricing
- Medium Business
- Small Business
Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…
Square Payments leads on user satisfaction with a 4.6-star rating across 132 reviews.
Square Payments vs Heartland Payment Processing — at a glance
| Feature | Square Payments | Heartland Payment Processing |
|---|---|---|
| Rating | 4.6 / 5 | 4.4 / 5 |
| Reviews | 132 | 55 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud |
| API | — | — |
| Support modes | 24/7 (Live rep), Online | 24/7 (Live rep), Online |
| Certifications | SOC 2, GDPR | SOC 2, GDPR, ISO 27001 |
| Data residency | US | US |
Key differences between Square Payments and Heartland Payment Processing
- Target audience: Square Payments is built for Large Enterprises and Medium Business, while Heartland Payment Processing targets Medium Business and Small Business.
- User satisfaction: Square Payments scores higher with a 4.6-star average.
- Deployment: Square Payments supports SaaS/Web/Cloud; Heartland Payment Processing supports SaaS/Web/Cloud.
Square Payments vs Heartland Payment Processing — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert | Talk to an expert Talk to an expert |
Biggest differences
Start here before you go deeper into features.
Best for small to mid-sized businesses needing simple mobile payment processing.
- You run a retail, food, or mobile vendor business needing quick mobile payments.
- You want an easy-to-learn, mobile-first solution for iPhone or iPad payments.
- You prefer a low-cost, fast setup without complex integrations or customization.
- You are a large enterprise requiring complex payment integrations and advanced reporting.
- You need detailed pricing transparency and extensive customization options.
Medium Business, Small Business
Square Payments typically suits Large Enterprises and Medium Business. Heartland Payment Processing tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn. | Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing |
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Free Trial Availability |
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User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | — |
Get pricing help | Get pricing help |
Software Demo
Demo |  Square Payments has not given any software demo yet If you're the owner of this profile, add your demo.Contact us |
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Compare Square Payments and Heartland Payment Processing on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
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Pricing Plans |
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Pricing Page |  | Pricing information not available |
Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
ISO 27001 | — | ✓ Yes |
Multi-Factor Auth (MFA) | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | ✓ Yes |
Data Residency | 🇺🇸 US | 🇺🇸 US |
Square Payments User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Users appreciate the simplicity and mobile convenience of Square Payments but note the lack of detailed pricing and advanced features. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 20 reviews, with strong overall satisfaction. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Videos | No videos available. |  1 Videos |
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Top Alternatives to Square Payments and Heartland Payment Processing in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Square Payments or Heartland Payment Processing?
- Square Payments edges out the other on user ratings (4.6 vs 4.4). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Square Payments and Heartland Payment Processing offer a free trial?
- Neither Square Payments nor Heartland Payment Processing currently lists a free trial.
- What is the starting price of Square Payments vs Heartland Payment Processing?
- Square Payments starts at Contact for pricing. Heartland Payment Processing starts at Contact for pricing.
- What are the top alternatives to Square Payments?
- Top alternatives to Square Payments include Stripe Payments, WePay, Braintree Direct, QuickBooks Payments, MagicPay.
- What are the top alternatives to Heartland Payment Processing?
- Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.