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Splitit vs SecurePay Comparison

Last updated:

Splitit

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Splitit is a flexible payment platform that enables shoppers to split purchases into manageable monthly installments using their existing credit cards—without new loans, applications, or added interest. Designed for e-co…

SecurePay

4.8(246 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

SecurePay is payment and collection processing software designed to help small businesses manage their customers, payments, and collections. SecurePay provides small business owners with a powerful yet simple-to-use onli…

SecurePay leads on user satisfaction with a 4.8-star rating across 246 reviews.

Splitit vs SecurePay — at a glance

FeatureSplititSecurePay
Rating4.8 / 5
Reviews246
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailable
Support modesOnlineBusiness Hours, Online
CertificationsGDPRSOC 2, GDPR, ISO 27001
Data residencyUSUS

Key differences between Splitit and SecurePay

  • Deployment: Splitit supports SaaS/Web/Cloud; SecurePay supports SaaS/Web/Cloud.

Splitit vs SecurePay — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Splitit - Buy Now Pay Later Platforms
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Talk to an expert
SecurePay - Payment Processing Software
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Talk to an expert

Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

Splitit

Best for flexible, interest-free installment payments using existing credit cards.

Choose if
  • You need to offer 0% interest split payments retaining credit card rewards and protections.
  • You operate in e-commerce, healthcare, or home services with medium complexity payment needs.
  • You want seamless integration with platforms like Shopify and strong customer support.
Consider alternatives if
  • You require extensive third-party app integrations and a broad marketplace ecosystem.
  • You prefer simple, plug-and-play solutions without customization or complex setup.

SecurePay

Best for small businesses needing simple, integrated payment processing.

Choose if
  • You run a small retail or e-commerce business with up to 500 employees.
  • You want seamless integration with your existing shopping cart or e-commerce platform.
  • You need a centralized, user-friendly system to track all customer transactions.
Consider alternatives if
  • Your business requires multi-currency or international payment processing capabilities.
  • You need advanced features or extensive customization for enterprise-level payment workflows.

Splitit: Best for flexible, interest-free installment payments using existing credit cards. SecurePay: Best for small businesses needing simple, integrated payment processing.

Description

Splitit is a flexible payment platform that enables shoppers to split purchases into manageable monthly installments using their existing credit cards—without new loans, applications, or ... Read More about Splitit

SecurePay is payment and collection processing software designed to help small businesses manage their customers, payments, and collections. SecurePay provides small business owners with a ... Read More about SecurePay

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

Best Company Size

50-5,000 employeesSmall to medium businesses
1-50 employees51-500 employees
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

Splitit

  • Interest-Free Flexibility: Lets customers split payments without additional charges, keeping purchases affordable and predictable.
  • Rewards and Benefits Retained: Lets customers continue earning credit card rewards, insurance, and fraud protection with every installment.
  • Smooth Merchant Integration: Lets retailers adopt easily with minimal technical complexity, improving customer experience at checkout.
Best fit

Best fit

Splitit

  • 50 – 5,000 Employee
  • E-commerce, Healthcare, Retail, Education, Home Services
  • E-commerce Managers, Retail Operations Managers, Finance Directors, Marketing Managers, Business Owners, Payment Operations Specialists
Watchouts

Reasons buyers look elsewhere

Splitit

  • Requires full purchase amount available on credit card — users with limited credit prefer platforms accepting debit card payments
  • Lacks direct debit installment options — debit-first users switch to competitors offering this payment method
  • No built-in marketing tools — retailers wanting promotional financing integrate separate platforms

SecurePay

No alternatives guidance available yet.

Software Demo

Demo

No software demo available

SecurePay has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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  • Independent advice — matched to your business
  • Understand the tradeoffs before you talk to vendors
  • Free 15-min call with a software advisor.

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do Splitit and SecurePay Compare on Features?

Total Features

4 Features

8 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Splitit and SecurePay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Splitit pricing
      SecurePay pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes

      Single Sign-On (SSO)

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Splitit User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      20

      0

      0

      0

      0

      6

      0

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyers appreciate Splitit's interest-free payment flexibility and strong support but note complexity and limited integrations as drawbacks.

      What buyers like

      • Interest-free payment flexibility
      • Ease of integration
      • Customer support quality

      Common complaints

      • Complexity for new users
      • Limited third-party integrations

      Buyer sentiment

      Buyers generally express high satisfaction with SecurePay's ease of use and integration capabilities, though pricing transparency is a common concern.

      What buyers like

      • Ease of use
      • Integration with e-commerce platforms
      • Transaction tracking

      Common complaints

      • Pricing opacity
      • Limited advanced features

      Pros and Cons

      • Offers 0% interest split payments retaining credit card rewards

      • Seamless integration with e-commerce platforms like Shopify

      • Excellent customer service and support

      • Complex feature set and customizations can overwhelm new users

      • Limited marketplace apps and connectors restrict advanced functionality

      • Easy integration with shopping carts and e-commerce platforms

      • Centralized database for tracking all customer transactions

      • User-friendly interface tailored for small business owners

      • Pricing is quotation-based and not publicly available

      • Limited information on advanced features or customization

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Splitit or SecurePay? Tell buyers what actually differs.

      Media and Screenshots

      Screenshots

      Splitit

      5 Screenshots

      Billing Information

      1 Screenshots

      Videos

      video-0

      1 Videos

      No videos available.

      Top Alternatives to Splitit and SecurePay in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Splitit or SecurePay?
      SecurePay edges out the other on user ratings (4.8 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Splitit and SecurePay offer a free trial?
      Neither Splitit nor SecurePay currently lists a free trial.
      What is the starting price of Splitit vs SecurePay?
      Splitit starts at Contact for pricing. SecurePay starts at Contact for pricing.
      What are the top alternatives to Splitit?
      Top alternatives to Splitit include WePay, Credit Key, Four, Klarna, Wisetack.
      What are the top alternatives to SecurePay?
      Top alternatives to SecurePay include Braintree Direct, PaySpace, MultiSafepay, SecuraCart, SuperPay.