Razorpay vs Cashfree Payments Comparison
Razorpay
Starting at Contact for pricing
- Individuals
- Freelancers / Consultants
Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…
Cashfree Payments
Starting at Contact for pricing
- Individuals
- Freelancers / Consultants
Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and payouts to bank accounts, PayTM wall…
Cashfree Payments leads on user satisfaction with a 4.5-star rating across 4 reviews.
Razorpay vs Cashfree Payments — at a glance
| Feature | Razorpay | Cashfree Payments |
|---|---|---|
| Rating | 3.8 / 5 | 4.5 / 5 |
| Reviews | 141 | 4 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Individuals, Freelancers / Consultants, Large Enterprises | Individuals, Freelancers / Consultants, Large Enterprises |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud, Mobile - Android |
| API | Available | Available |
| Support modes | 24/7 (Live rep), Business Hours, Online | Online |
| Certifications | SOC 2, GDPR, ISO 27001 | GDPR |
| Data residency | India | India |
Key differences between Razorpay and Cashfree Payments
- User satisfaction: Cashfree Payments scores higher with a 4.5-star average.
- Deployment: Razorpay supports SaaS/Web/Cloud, Mobile - Android; Cashfree Payments supports SaaS/Web/Cloud, Mobile - Android.
Razorpay vs Cashfree Payments — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert |
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Biggest differences
Start here before you go deeper into features.
Best for Indian businesses needing flexible, API-driven payment gateway solutions.
- You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
- Your development team needs easy, seamless API integration for custom payment workflows.
- You want real-time payment insights via an intuitive dashboard for better financial management.
- You require extensive international card support without relying on third-party intermediaries.
- You need transparent, straightforward pricing without complex, quotation-based negotiations.
Best for Indian businesses needing fast, secure payment collection and disbursal.
- You run an e-commerce or subscription business in India requiring quick payouts.
- Your finance or payment operations team needs seamless integration with bank verification.
- You require both local and international fund transfers with fast processing times.
- You need transparent, fixed pricing plans for predictable budgeting.
- Your business operates globally with multi-currency requirements beyond INR.
Razorpay: Best for Indian businesses needing flexible, API-driven payment gateway solutions. Cashfree Payments: Best for Indian businesses needing fast, secure payment collection and disbursal.
Description | Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay | Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and ... Read More about Cashfree Payments |
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Free Trial Availability |
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SpotScoreWhat's this? ↗ | 9.1/10 | 8.6/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | Small BusinessMedium Business | Small BusinessMedium Business |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Razorpay and Cashfree Payments Compare on Features?
Total Features | 7 Features | 7 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Razorpay and Cashfree Payments on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
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Pricing Plans |
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Pricing Page |  |  |
Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | — |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
ISO 27001 | ✓ Yes | — |
Multi-Factor Auth (MFA) | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | — |
Data Residency | 🇮🇳 India | 🇮🇳 India |
Razorpay User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity. What buyers like
Common complaints
| Buyer sentiment Overall positive sentiment highlighting ease of integration and fast payment processing, tempered by limited user feedback and pricing opacity. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Zoho  Treebo  FreshToHome |  Dunzo  Shell  Zomato |
|---|
Media and Screenshots
Screenshots |  3 Screenshots |  4 Screenshots |
|---|---|---|
Videos |  4 Videos |  3 Videos |
Top Alternatives to Razorpay and Cashfree Payments in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Razorpay or Cashfree Payments?
- Cashfree Payments edges out the other on user ratings (4.5 vs 3.8). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Razorpay and Cashfree Payments offer a free trial?
- Neither Razorpay nor Cashfree Payments currently lists a free trial.
- What is the starting price of Razorpay vs Cashfree Payments?
- Razorpay starts at Contact for pricing. Cashfree Payments starts at Contact for pricing.
- What are the top alternatives to Razorpay?
- Top alternatives to Razorpay include Stripe Payments, PayU, Instamojo, Paytm Payment Gateway, PayKun.
- What are the top alternatives to Cashfree Payments?
- Top alternatives to Cashfree Payments include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.