NEWJoin 1M+ SaaS Professionals|Get Weekly Insights, Trends & Expert PicksSubscribe Free →

Spotsaas logo

Razorpay vs Authorize.Net Comparison

Last updated:

Razorpay

3.8(141 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

Authorize.Net

3.7(399 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…

Razorpay leads on user satisfaction with a 3.8-star rating across 141 reviews.

SpotSaaS Analysis

RazorpayAuthorize.Net

The core difference lies in Razorpay's focus on providing flexible, API-driven payment solutions specifically for Indian businesses, while Authorize.Net emphasizes customizable and secure payment processing suitable for small to medium businesses globally. Ideal buyers for Razorpay are e-commerce or SaaS companies in India, whereas Authorize.Net is best for businesses needing secure credit card processing and customizable checkout options.

- Best for Indian businesses - Flexible, API-driven payment solutions - Ideal for e-commerce and SaaS - Seamless API integration - Diverse payment options - Focused on local market needs

- Best for small to medium businesses - Customizable payment processing - Reliable credit card transaction handling - Developer kit for checkout customization - Emphasis on security - Suitable for global businesses

Razorpay vs Authorize.Net — at a glance

FeatureRazorpayAuthorize.Net
Rating3.8 / 53.7 / 5
Reviews141399
Starting priceContact for pricing$25 /Month
Free trial No No
Free version No No
Best forIndividuals, Freelancers / Consultants, Large EnterprisesLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modes24/7 (Live rep), Business Hours, Online24/7 (Live rep), Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2, GDPR, ISO 27001
Data residencyIndiaUS

Key differences between Razorpay and Authorize.Net

  • Pricing: Authorize.Net starts at $25 /Month. Razorpay pricing is not publicly listed.
  • Target audience: Razorpay is built for Individuals and Freelancers / Consultants, while Authorize.Net targets Large Enterprises and Medium Business.
  • User satisfaction: Razorpay scores higher with a 3.8-star average.
  • Deployment: Razorpay supports SaaS/Web/Cloud, Mobile - Android; Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Razorpay vs Authorize.Net — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Razorpay - Payment Gateway Software
Talk to an expert
Talk to an expert
Authorize.Net - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if
  • You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
  • Your development team needs easy, seamless API integration for custom payment workflows.
  • You want real-time payment insights via an intuitive dashboard for better financial management.
Consider alternatives if
  • You require extensive international card support without relying on third-party intermediaries.
  • You need transparent, straightforward pricing without complex, quotation-based negotiations.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

Razorpay: Best for Indian businesses needing flexible, API-driven payment gateway solutions. Authorize.Net: Best for customizable, secure payment processing in small to medium businesses.

Description

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net

Entry Level Pricing

  • Not Available
  • Starts from $25

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

9.1/10

9.3/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Razorpay and Authorize.Net Compare on Features?

Total Features

7 Features

8 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Razorpay and Authorize.Net on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $25

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Razorpay pricing
      Authorize.Net pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes
      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes
      ✓ Yes

      Data Residency

      🇮🇳 India
      🇺🇸 US

      Razorpay User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      32

      1

      0

      0

      1

      203

      64

      15

      11

      26

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity.

      What buyers like

      • Ease of use
      • Payment option variety
      • API integration

      Common complaints

      • Customer support delays
      • Pricing complexity

      Buyer sentiment

      Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

      What buyers like

      • Ease of use
      • Integration capabilities
      • Customer support

      Common complaints

      • Complexity for new users
      • Limited app marketplace options

      Pros and Cons

      • Intuitive dashboard providing real-time payment insights

      • Wide range of payment options including UPI, netbanking, and major Indian banks

      • Easy API integration enabling seamless implementation on websites and apps

      • Customer support response times can be slow, causing delays in issue resolution

      • Pricing structure is complex and lacks clarity, especially for specialized payment needs

      • Seamless integration with other software

      • Reliable and secure credit card transaction processing

      • Excellent customer support

      • Limited options in the app marketplace for additional connectors

      • Complex features and customizations can be intimidating for new users

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Zoho

      Zoho

      Treebo

      Treebo

      FreshToHome

      FreshToHome

      No Customers information available.

      Media and Screenshots

      Screenshots

      Hosted payment

      3 Screenshots

      No screenshots available.

      Videos

      video-0

      4 Videos

      video-0

      3 Videos

      Top Alternatives to Razorpay and Authorize.Net in 2026

      Expand your shortlist

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Razorpay or Authorize.Net?
      Razorpay edges out the other on user ratings (3.8 vs 3.7). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Razorpay and Authorize.Net offer a free trial?
      Neither Razorpay nor Authorize.Net currently lists a free trial.
      What is the starting price of Razorpay vs Authorize.Net?
      Razorpay starts at Contact for pricing. Authorize.Net starts at $25 /Month.
      What are the top alternatives to Razorpay?
      Top alternatives to Razorpay include Stripe Payments, PayU, Instamojo, Paytm Payment Gateway, PayKun.
      What are the top alternatives to Authorize.Net?
      Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.

      Grow your pipeline with buyers who are already looking for you

      254,000+ buyers use Spotsaas every month to evaluate and shortlist software. Get in front of them — for free, or with a managed growth plan built around your category.