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PayU vs Razorpay Comparison

Last updated:

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…

Razorpay

3.8(141 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

Razorpay leads on user satisfaction with a 3.8-star rating across 141 reviews.

PayU vs Razorpay — at a glance

FeaturePayURazorpay
Rating1.9 / 53.8 / 5
Reviews79141
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Large Enterprises
CategoryPayment Processing SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailable
Support modesBusiness Hours, Online24/7 (Live rep), Business Hours, Online
CertificationsSOC 2SOC 2, GDPR, ISO 27001
Data residencyGlobalIndia

Key differences between PayU and Razorpay

  • Target audience: PayU is built for Large Enterprises and Medium Business, while Razorpay targets Individuals and Freelancers / Consultants.
  • User satisfaction: Razorpay scores higher with a 3.8-star average.
  • Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Razorpay supports SaaS/Web/Cloud, Mobile - Android.

PayU vs Razorpay — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayU - Payment Processing Software
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Talk to an expert
Razorpay - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

PayU

Best for

Large Enterprises, Medium Business, Small Business

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if
  • You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
  • Your development team needs easy, seamless API integration for custom payment workflows.
  • You want real-time payment insights via an intuitive dashboard for better financial management.
Consider alternatives if
  • You require extensive international card support without relying on third-party intermediaries.
  • You need transparent, straightforward pricing without complex, quotation-based negotiations.

PayU typically suits Large Enterprises and Medium Business. Razorpay tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

Not Available

9.1/10

User Ratings

Based on verified Spotsaas reviews

1.9

(79)

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

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How do PayU and Razorpay Compare on Features?

Total Features

0 Features

7 Features

Unique Features

No features

No unique features

Get Quote
Get Quote

Compare PayU and Razorpay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      Razorpay pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🌐 Global
      🇮🇳 India

      PayU User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      4

      2

      2

      1

      48

      32

      1

      0

      0

      1

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

      What buyers like

      • Easy to use
      • Robust payment solutions
      • Supports multiple payment methods

      Common complaints

      • Limited international support
      • Fees can be high
      • Basic reporting features

      Buyer sentiment

      Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity.

      What buyers like

      • Ease of use
      • Payment option variety
      • API integration

      Common complaints

      • Customer support delays
      • Pricing complexity

      Pros and Cons

      • User-friendly interface simplifies payment acceptance

      • Supports various payment methods for customer convenience

      • Quick setup allows for immediate use

      • International support may be limited

      • Transaction fees can be high

      • Intuitive dashboard providing real-time payment insights

      • Wide range of payment options including UPI, netbanking, and major Indian banks

      • Easy API integration enabling seamless implementation on websites and apps

      • Customer support response times can be slow, causing delays in issue resolution

      • Pricing structure is complex and lacks clarity, especially for specialized payment needs

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      OLA

      OLA

      Myntra

      Myntra

      Dream11

      Dream11

      Zoho

      Zoho

      Treebo

      Treebo

      FreshToHome

      FreshToHome

      Media and Screenshots

      Screenshots

      PayUmoney Payouts

      6 Screenshots

      Hosted payment

      3 Screenshots

      Videos

      video-0

      5 Videos

      video-0

      4 Videos

      Top Alternatives to PayU and Razorpay in 2026

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      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PayU or Razorpay?
      Razorpay edges out the other on user ratings (3.8 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PayU and Razorpay offer a free trial?
      Neither PayU nor Razorpay currently lists a free trial.
      What is the starting price of PayU vs Razorpay?
      PayU starts at Contact for pricing. Razorpay starts at Contact for pricing.
      What are the top alternatives to PayU?
      Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
      What are the top alternatives to Razorpay?
      Top alternatives to Razorpay include Stripe Payments, PayU, Instamojo, Paytm Payment Gateway, PayKun.

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