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PayU vs Paytm Payment Gateway Comparison

Last updated:

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is an online payment processing platform used by e-commerce merchants and online businesses in emerging markets — particularly India, Eastern Europe, and Latin America — to accept credit and debit card payments from…

Paytm Payment Gateway

4.5(86 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…

Paytm Payment Gateway leads on user satisfaction with a 4.5-star rating across 86 reviews.

PayU vs Paytm Payment Gateway — at a glance

FeaturePayUPaytm Payment Gateway
Rating1.9 / 54.5 / 5
Reviews7986
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsSOC 2
Data residencyGlobalIndia

Key differences between PayU and Paytm Payment Gateway

  • User satisfaction: Paytm Payment Gateway scores higher with a 4.5-star average.
  • Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

PayU vs Paytm Payment Gateway — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayU - Payment Processing Software
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Biggest differences

Start here before you go deeper into features.

PayU

Best for

Large Enterprises, Medium Business, Small Business

Paytm Payment Gateway

Best for SMEs needing fast, secure mobile and QR code payment processing.

Choose if
  • You run a retail or small-to-medium business accepting mobile and online payments.
  • You want seamless integration with Paytm Wallet for easy wallet balance transfers.
  • You need quick transaction settlements with instant payment notifications and security.
Consider alternatives if
  • Your business requires extensive international payment processing capabilities.
  • You need advanced marketplace integrations for complex multi-vendor environments.

PayU typically suits Large Enterprises and Medium Business. Paytm Payment Gateway tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayU is an online payment processing platform used by e-commerce merchants and online businesses in emerging markets — particularly India, Eastern Europe, and Latin America — to accept ... Read More about PayU

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

Not Available

8.9/10

User Ratings

Based on verified Spotsaas reviews

1.9

(79)

4.5

(86)

Best Company Size

1-50 employees51-500 employees
Get pricing help
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Software Demo

Demo

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How do PayU and Paytm Payment Gateway Compare on Features?

Total Features

8 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare PayU and Paytm Payment Gateway on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      Paytm Payment Gateway pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🇮🇳 India

      PayU User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      4

      2

      2

      1

      48

      124

      8

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

      What buyers like

      • Easy to use
      • Robust payment solutions
      • Supports multiple payment methods

      Common complaints

      • Limited international support
      • Fees can be high
      • Basic reporting features

      Buyer sentiment

      Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies.

      What buyers like

      • Ease of use
      • Quick transaction settlements
      • Security and payment notifications

      Common complaints

      • Transaction delays
      • Customer support inconsistencies

      Pros and Cons

      • User-friendly interface simplifies payment acceptance

      • Supports various payment methods for customer convenience

      • Quick setup allows for immediate use

      • International support may be limited

      • Transaction fees can be high

      • Fast and convenient conversion of Paytm gift wallet balances to bank accounts

      • High transaction success rate with 128-bit encryption and instant payment notifications

      • Lag-free application with easy settlement features and QR payment support

      • Occasional delays in transaction processing and complexity in payment settlements

      • Inconsistent customer support response times and occasional UI lags

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used PayU or Paytm Payment Gateway? Tell buyers what actually differs.

      List of Customers

      Customers

      OLA

      OLA

      Myntra

      Myntra

      Dream11

      Dream11

      No Customers information available.

      Media and Screenshots

      Screenshots

      PayUmoney Payouts

      6 Screenshots

      Business with Paytm

      1 Screenshots

      Videos

      video-0

      5 Videos

      video-0

      3 Videos

      Top Alternatives to PayU and Paytm Payment Gateway in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PayU or Paytm Payment Gateway?
      Paytm Payment Gateway edges out the other on user ratings (4.5 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PayU and Paytm Payment Gateway offer a free trial?
      Neither PayU nor Paytm Payment Gateway currently lists a free trial.
      What is the starting price of PayU vs Paytm Payment Gateway?
      PayU starts at Contact for pricing. Paytm Payment Gateway starts at Contact for pricing.
      What are the top alternatives to PayU?
      Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
      What are the top alternatives to Paytm Payment Gateway?
      Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.